▼ 0.50% · 3.625%
HK$20,575
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$21,215
−HK$650/mo
Today · 4.125%
HK$21,865
baseline
▲ 0.50% · 4.625%
HK$23,196
+HK$1,331/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$43,730/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$272,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,889
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$23,503
−HK$623/mo
Today · 4.125%
HK$24,126
baseline
▲ 0.50% · 4.625%
HK$25,398
+HK$1,272/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$48,252/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$272,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,632
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$23,336
−HK$716/mo
Today · 4.125%
HK$24,052
baseline
▲ 0.50% · 4.625%
HK$25,515
+HK$1,463/mo
Deposit HK$4.06M · loan HK$4.96M · min. income ≈ HK$48,104/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$272,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,178
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$25,854
−HK$685/mo
Today · 4.125%
HK$26,539
baseline
▲ 0.50% · 4.625%
HK$27,938
+HK$1,399/mo
Deposit HK$4.06M · loan HK$4.96M · min. income ≈ HK$53,078/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$272,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,690
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$25,458
−HK$780/mo
Today · 4.125%
HK$26,238
baseline
▲ 0.50% · 4.625%
HK$27,835
+HK$1,597/mo
Deposit HK$3.61M · loan HK$5.41M · min. income ≈ HK$52,476/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$272,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,467
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$28,204
−HK$747/mo
Today · 4.125%
HK$28,951
baseline
▲ 0.50% · 4.625%
HK$30,477
+HK$1,526/mo
Deposit HK$3.61M · loan HK$5.41M · min. income ≈ HK$57,902/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$272,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,747
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$27,579
−HK$846/mo
Today · 4.125%
HK$28,425
baseline
▲ 0.50% · 4.625%
HK$30,154
+HK$1,729/mo
Deposit HK$3.16M · loan HK$5.86M · min. income ≈ HK$56,850/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$272,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,756
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,554
−HK$810/mo
Today · 4.125%
HK$31,364
baseline
▲ 0.50% · 4.625%
HK$33,017
+HK$1,653/mo
Deposit HK$3.16M · loan HK$5.86M · min. income ≈ HK$62,728/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$272,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,805
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$29,701
−HK$910/mo
Today · 4.125%
HK$30,611
baseline
▲ 0.50% · 4.625%
HK$32,474
+HK$1,863/mo
Deposit HK$2.71M · loan HK$6.32M · min. income ≈ HK$61,222/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$272,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,045
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$32,905
−HK$871/mo
Today · 4.125%
HK$33,776
baseline
▲ 0.50% · 4.625%
HK$35,557
+HK$1,781/mo
Deposit HK$2.71M · loan HK$6.32M · min. income ≈ HK$67,552/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$272,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,862
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,822
−HK$976/mo
Today · 4.125%
HK$32,798
baseline
▲ 0.50% · 4.625%
HK$34,793
+HK$1,995/mo
Deposit HK$2.26M · loan HK$6.77M · min. income ≈ HK$65,596/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$272,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,334
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$35,255
−HK$934/mo
Today · 4.125%
HK$36,189
baseline
▲ 0.50% · 4.625%
HK$38,097
+HK$1,908/mo
Deposit HK$2.26M · loan HK$6.77M · min. income ≈ HK$72,378/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$272,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,920
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,944
−HK$1,040/mo
Today · 4.125%
HK$34,984
baseline
▲ 0.50% · 4.625%
HK$37,113
+HK$2,129/mo
Deposit HK$1.80M · loan HK$7.22M · min. income ≈ HK$69,968/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$272,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,623
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$37,605
−HK$997/mo
Today · 4.125%
HK$38,602
baseline
▲ 0.50% · 4.625%
HK$40,636
+HK$2,034/mo
Deposit HK$1.80M · loan HK$7.22M · min. income ≈ HK$77,204/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$272,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,977
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$36,065
−HK$1,106/mo
Today · 4.125%
HK$37,171
baseline
▲ 0.50% · 4.625%
HK$39,433
+HK$2,262/mo
Deposit HK$1.35M · loan HK$7.67M · min. income ≈ HK$74,342/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$272,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,912
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$39,956
−HK$1,058/mo
Today · 4.125%
HK$41,014
baseline
▲ 0.50% · 4.625%
HK$43,176
+HK$2,162/mo
Deposit HK$1.35M · loan HK$7.67M · min. income ≈ HK$82,028/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$272,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,035
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$38,187
−HK$1,170/mo
Today · 4.125%
HK$39,357
baseline
▲ 0.50% · 4.625%
HK$41,752
+HK$2,395/mo
Deposit HK$902K · loan HK$8.12M · min. income ≈ HK$78,714/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$272,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,201
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$42,306
−HK$1,121/mo
Today · 4.125%
HK$43,427
baseline
▲ 0.50% · 4.625%
HK$45,716
+HK$2,289/mo
Deposit HK$902K · loan HK$8.12M · min. income ≈ HK$86,854/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$272,308 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).