▼ 0.50% · 3.625%
HK$21,104
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$21,760
−HK$667/mo
Today · 4.125%
HK$22,427
baseline
▲ 0.50% · 4.625%
HK$23,792
+HK$1,365/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$44,854/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$295,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,477
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$24,107
−HK$639/mo
Today · 4.125%
HK$24,746
baseline
▲ 0.50% · 4.625%
HK$26,050
+HK$1,304/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$49,492/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$295,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,214
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$23,936
−HK$734/mo
Today · 4.125%
HK$24,670
baseline
▲ 0.50% · 4.625%
HK$26,171
+HK$1,501/mo
Deposit HK$4.16M · loan HK$5.09M · min. income ≈ HK$49,340/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$295,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,825
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$26,518
−HK$702/mo
Today · 4.125%
HK$27,220
baseline
▲ 0.50% · 4.625%
HK$28,655
+HK$1,435/mo
Deposit HK$4.16M · loan HK$5.09M · min. income ≈ HK$54,440/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$295,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,324
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$26,112
−HK$800/mo
Today · 4.125%
HK$26,912
baseline
▲ 0.50% · 4.625%
HK$28,550
+HK$1,638/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$53,824/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$295,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,173
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$28,929
−HK$766/mo
Today · 4.125%
HK$29,695
baseline
▲ 0.50% · 4.625%
HK$31,260
+HK$1,565/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$59,390/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$295,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,435
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$28,288
−HK$867/mo
Today · 4.125%
HK$29,155
baseline
▲ 0.50% · 4.625%
HK$30,929
+HK$1,774/mo
Deposit HK$3.24M · loan HK$6.02M · min. income ≈ HK$58,310/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$295,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,521
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$31,339
−HK$831/mo
Today · 4.125%
HK$32,170
baseline
▲ 0.50% · 4.625%
HK$33,865
+HK$1,695/mo
Deposit HK$3.24M · loan HK$6.02M · min. income ≈ HK$64,340/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$295,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,545
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,464
−HK$934/mo
Today · 4.125%
HK$31,398
baseline
▲ 0.50% · 4.625%
HK$33,308
+HK$1,910/mo
Deposit HK$2.78M · loan HK$6.48M · min. income ≈ HK$62,796/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$295,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,868
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,750
−HK$894/mo
Today · 4.125%
HK$34,644
baseline
▲ 0.50% · 4.625%
HK$36,470
+HK$1,826/mo
Deposit HK$2.78M · loan HK$6.48M · min. income ≈ HK$69,288/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$295,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,655
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$32,640
−HK$1,000/mo
Today · 4.125%
HK$33,640
baseline
▲ 0.50% · 4.625%
HK$35,687
+HK$2,047/mo
Deposit HK$2.31M · loan HK$6.94M · min. income ≈ HK$67,280/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$295,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,216
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$36,161
−HK$958/mo
Today · 4.125%
HK$37,119
baseline
▲ 0.50% · 4.625%
HK$39,075
+HK$1,956/mo
Deposit HK$2.31M · loan HK$6.94M · min. income ≈ HK$74,238/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$295,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,766
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$34,816
−HK$1,067/mo
Today · 4.125%
HK$35,883
baseline
▲ 0.50% · 4.625%
HK$38,066
+HK$2,183/mo
Deposit HK$1.85M · loan HK$7.40M · min. income ≈ HK$71,766/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$295,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,564
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$38,571
−HK$1,022/mo
Today · 4.125%
HK$39,593
baseline
▲ 0.50% · 4.625%
HK$41,680
+HK$2,087/mo
Deposit HK$1.85M · loan HK$7.40M · min. income ≈ HK$79,186/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$295,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,876
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$36,992
−HK$1,134/mo
Today · 4.125%
HK$38,126
baseline
▲ 0.50% · 4.625%
HK$40,446
+HK$2,320/mo
Deposit HK$1.39M · loan HK$7.87M · min. income ≈ HK$76,252/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$295,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,912
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$40,982
−HK$1,086/mo
Today · 4.125%
HK$42,068
baseline
▲ 0.50% · 4.625%
HK$44,285
+HK$2,217/mo
Deposit HK$1.39M · loan HK$7.87M · min. income ≈ HK$84,136/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$295,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,986
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$39,168
−HK$1,200/mo
Today · 4.125%
HK$40,368
baseline
▲ 0.50% · 4.625%
HK$42,825
+HK$2,457/mo
Deposit HK$925K · loan HK$8.33M · min. income ≈ HK$80,736/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$295,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,259
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$43,393
−HK$1,150/mo
Today · 4.125%
HK$44,543
baseline
▲ 0.50% · 4.625%
HK$46,891
+HK$2,348/mo
Deposit HK$925K · loan HK$8.33M · min. income ≈ HK$89,086/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$295,490 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).