▼ 0.50% · 3.625%
HK$20,519
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$21,157
−HK$649/mo
Today · 4.125%
HK$21,806
baseline
▲ 0.50% · 4.625%
HK$23,132
+HK$1,326/mo
Deposit HK$4.50M · loan HK$4.50M · min. income ≈ HK$43,612/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$269,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,827
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$23,439
−HK$621/mo
Today · 4.125%
HK$24,060
baseline
▲ 0.50% · 4.625%
HK$25,328
+HK$1,268/mo
Deposit HK$4.50M · loan HK$4.50M · min. income ≈ HK$48,120/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$269,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,571
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,273
−HK$713/mo
Today · 4.125%
HK$23,986
baseline
▲ 0.50% · 4.625%
HK$25,446
+HK$1,460/mo
Deposit HK$4.05M · loan HK$4.95M · min. income ≈ HK$47,972/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$269,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,110
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$25,783
−HK$683/mo
Today · 4.125%
HK$26,466
baseline
▲ 0.50% · 4.625%
HK$27,861
+HK$1,395/mo
Deposit HK$4.05M · loan HK$4.95M · min. income ≈ HK$52,932/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$269,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,623
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$25,388
−HK$779/mo
Today · 4.125%
HK$26,167
baseline
▲ 0.50% · 4.625%
HK$27,759
+HK$1,592/mo
Deposit HK$3.60M · loan HK$5.40M · min. income ≈ HK$52,334/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$269,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,392
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$28,127
−HK$745/mo
Today · 4.125%
HK$28,872
baseline
▲ 0.50% · 4.625%
HK$30,394
+HK$1,522/mo
Deposit HK$3.60M · loan HK$5.40M · min. income ≈ HK$57,744/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$269,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,674
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$27,504
−HK$843/mo
Today · 4.125%
HK$28,347
baseline
▲ 0.50% · 4.625%
HK$30,072
+HK$1,725/mo
Deposit HK$3.15M · loan HK$5.85M · min. income ≈ HK$56,694/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$269,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,675
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,471
−HK$807/mo
Today · 4.125%
HK$31,278
baseline
▲ 0.50% · 4.625%
HK$32,927
+HK$1,649/mo
Deposit HK$3.15M · loan HK$5.85M · min. income ≈ HK$62,556/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$269,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,726
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$29,620
−HK$908/mo
Today · 4.125%
HK$30,528
baseline
▲ 0.50% · 4.625%
HK$32,385
+HK$1,857/mo
Deposit HK$2.70M · loan HK$6.30M · min. income ≈ HK$61,056/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$269,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,958
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$32,815
−HK$869/mo
Today · 4.125%
HK$33,684
baseline
▲ 0.50% · 4.625%
HK$35,460
+HK$1,776/mo
Deposit HK$2.70M · loan HK$6.30M · min. income ≈ HK$67,368/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$269,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,778
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$31,736
−HK$972/mo
Today · 4.125%
HK$32,708
baseline
▲ 0.50% · 4.625%
HK$34,698
+HK$1,990/mo
Deposit HK$2.25M · loan HK$6.75M · min. income ≈ HK$65,416/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$269,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,240
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$35,159
−HK$931/mo
Today · 4.125%
HK$36,090
baseline
▲ 0.50% · 4.625%
HK$37,993
+HK$1,903/mo
Deposit HK$2.25M · loan HK$6.75M · min. income ≈ HK$72,180/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$269,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,830
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$33,851
−HK$1,038/mo
Today · 4.125%
HK$34,889
baseline
▲ 0.50% · 4.625%
HK$37,012
+HK$2,123/mo
Deposit HK$1.80M · loan HK$7.20M · min. income ≈ HK$69,778/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,523
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,503
−HK$993/mo
Today · 4.125%
HK$38,496
baseline
▲ 0.50% · 4.625%
HK$40,526
+HK$2,030/mo
Deposit HK$1.80M · loan HK$7.20M · min. income ≈ HK$76,992/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,882
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$35,967
−HK$1,102/mo
Today · 4.125%
HK$37,069
baseline
▲ 0.50% · 4.625%
HK$39,325
+HK$2,256/mo
Deposit HK$1.35M · loan HK$7.65M · min. income ≈ HK$74,138/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,806
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$39,847
−HK$1,055/mo
Today · 4.125%
HK$40,902
baseline
▲ 0.50% · 4.625%
HK$43,058
+HK$2,156/mo
Deposit HK$1.35M · loan HK$7.65M · min. income ≈ HK$81,804/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,934
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$38,083
−HK$1,167/mo
Today · 4.125%
HK$39,250
baseline
▲ 0.50% · 4.625%
HK$41,638
+HK$2,388/mo
Deposit HK$900K · loan HK$8.10M · min. income ≈ HK$78,500/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,089
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$42,190
−HK$1,118/mo
Today · 4.125%
HK$43,308
baseline
▲ 0.50% · 4.625%
HK$45,591
+HK$2,283/mo
Deposit HK$900K · loan HK$8.10M · min. income ≈ HK$86,616/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,954 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).