▼ 0.50% · 3.625%
HK$21,037
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$21,691
−HK$665/mo
Today · 4.125%
HK$22,356
baseline
▲ 0.50% · 4.625%
HK$23,717
+HK$1,361/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$44,712/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$292,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,403
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$24,031
−HK$637/mo
Today · 4.125%
HK$24,668
baseline
▲ 0.50% · 4.625%
HK$25,968
+HK$1,300/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$49,336/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$292,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,141
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$23,861
−HK$731/mo
Today · 4.125%
HK$24,592
baseline
▲ 0.50% · 4.625%
HK$26,088
+HK$1,496/mo
Deposit HK$4.15M · loan HK$5.07M · min. income ≈ HK$49,184/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$292,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,744
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$26,434
−HK$701/mo
Today · 4.125%
HK$27,135
baseline
▲ 0.50% · 4.625%
HK$28,565
+HK$1,430/mo
Deposit HK$4.15M · loan HK$5.07M · min. income ≈ HK$54,270/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$292,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,244
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$26,030
−HK$797/mo
Today · 4.125%
HK$26,827
baseline
▲ 0.50% · 4.625%
HK$28,460
+HK$1,633/mo
Deposit HK$3.69M · loan HK$5.54M · min. income ≈ HK$53,654/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$292,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,084
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$28,837
−HK$764/mo
Today · 4.125%
HK$29,601
baseline
▲ 0.50% · 4.625%
HK$31,162
+HK$1,561/mo
Deposit HK$3.69M · loan HK$5.54M · min. income ≈ HK$59,202/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$292,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,348
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,199
−HK$864/mo
Today · 4.125%
HK$29,063
baseline
▲ 0.50% · 4.625%
HK$30,832
+HK$1,769/mo
Deposit HK$3.23M · loan HK$6.00M · min. income ≈ HK$58,126/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$292,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,425
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$31,241
−HK$827/mo
Today · 4.125%
HK$32,068
baseline
▲ 0.50% · 4.625%
HK$33,759
+HK$1,691/mo
Deposit HK$3.23M · loan HK$6.00M · min. income ≈ HK$64,136/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$292,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,452
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$30,368
−HK$931/mo
Today · 4.125%
HK$31,299
baseline
▲ 0.50% · 4.625%
HK$33,203
+HK$1,904/mo
Deposit HK$2.77M · loan HK$6.46M · min. income ≈ HK$62,598/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$292,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,765
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,644
−HK$891/mo
Today · 4.125%
HK$34,535
baseline
▲ 0.50% · 4.625%
HK$36,355
+HK$1,820/mo
Deposit HK$2.77M · loan HK$6.46M · min. income ≈ HK$69,070/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$292,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,556
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$32,537
−HK$997/mo
Today · 4.125%
HK$33,534
baseline
▲ 0.50% · 4.625%
HK$35,575
+HK$2,041/mo
Deposit HK$2.31M · loan HK$6.92M · min. income ≈ HK$67,068/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$292,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,105
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$36,047
−HK$955/mo
Today · 4.125%
HK$37,002
baseline
▲ 0.50% · 4.625%
HK$38,952
+HK$1,950/mo
Deposit HK$2.31M · loan HK$6.92M · min. income ≈ HK$74,004/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$292,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,659
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$34,706
−HK$1,064/mo
Today · 4.125%
HK$35,770
baseline
▲ 0.50% · 4.625%
HK$37,947
+HK$2,177/mo
Deposit HK$1.85M · loan HK$7.38M · min. income ≈ HK$71,540/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$292,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,446
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$38,450
−HK$1,019/mo
Today · 4.125%
HK$39,469
baseline
▲ 0.50% · 4.625%
HK$41,549
+HK$2,080/mo
Deposit HK$1.85M · loan HK$7.38M · min. income ≈ HK$78,938/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$292,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,763
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$36,875
−HK$1,131/mo
Today · 4.125%
HK$38,006
baseline
▲ 0.50% · 4.625%
HK$40,318
+HK$2,312/mo
Deposit HK$1.38M · loan HK$7.84M · min. income ≈ HK$76,012/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$292,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,786
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$40,853
−HK$1,082/mo
Today · 4.125%
HK$41,935
baseline
▲ 0.50% · 4.625%
HK$44,146
+HK$2,211/mo
Deposit HK$1.38M · loan HK$7.84M · min. income ≈ HK$83,870/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$292,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,867
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$39,045
−HK$1,196/mo
Today · 4.125%
HK$40,241
baseline
▲ 0.50% · 4.625%
HK$42,690
+HK$2,449/mo
Deposit HK$923K · loan HK$8.30M · min. income ≈ HK$80,482/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$292,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,126
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$43,256
−HK$1,146/mo
Today · 4.125%
HK$44,402
baseline
▲ 0.50% · 4.625%
HK$46,743
+HK$2,341/mo
Deposit HK$923K · loan HK$8.30M · min. income ≈ HK$88,804/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$292,574 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).