▼ 0.50% · 3.625%
HK$3,849
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,968
−HK$122/mo
Today · 4.125%
HK$4,090
baseline
▲ 0.50% · 4.625%
HK$4,339
+HK$249/mo
Deposit HK$844K · loan HK$844K · min. income ≈ HK$8,180/mo (50% DSR)
Upfront cash ≈ HK$844K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,282
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,396
−HK$117/mo
Today · 4.125%
HK$4,513
baseline
▲ 0.50% · 4.625%
HK$4,751
+HK$238/mo
Deposit HK$844K · loan HK$844K · min. income ≈ HK$9,026/mo (50% DSR)
Upfront cash ≈ HK$844K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,233
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,365
−HK$134/mo
Today · 4.125%
HK$4,499
baseline
▲ 0.50% · 4.625%
HK$4,773
+HK$274/mo
Deposit HK$760K · loan HK$928K · min. income ≈ HK$8,998/mo (50% DSR)
Upfront cash ≈ HK$760K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,710
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,836
−HK$128/mo
Today · 4.125%
HK$4,964
baseline
▲ 0.50% · 4.625%
HK$5,226
+HK$262/mo
Deposit HK$760K · loan HK$928K · min. income ≈ HK$9,928/mo (50% DSR)
Upfront cash ≈ HK$760K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,618
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,762
−HK$146/mo
Today · 4.125%
HK$4,908
baseline
▲ 0.50% · 4.625%
HK$5,207
+HK$299/mo
Deposit HK$675K · loan HK$1.01M · min. income ≈ HK$9,816/mo (50% DSR)
Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,138
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,276
−HK$139/mo
Today · 4.125%
HK$5,415
baseline
▲ 0.50% · 4.625%
HK$5,701
+HK$286/mo
Deposit HK$675K · loan HK$1.01M · min. income ≈ HK$10,830/mo (50% DSR)
Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,003
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,159
−HK$158/mo
Today · 4.125%
HK$5,317
baseline
▲ 0.50% · 4.625%
HK$5,640
+HK$323/mo
Deposit HK$591K · loan HK$1.10M · min. income ≈ HK$10,634/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,566
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,715
−HK$152/mo
Today · 4.125%
HK$5,867
baseline
▲ 0.50% · 4.625%
HK$6,176
+HK$309/mo
Deposit HK$591K · loan HK$1.10M · min. income ≈ HK$11,734/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,388
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,556
−HK$170/mo
Today · 4.125%
HK$5,726
baseline
▲ 0.50% · 4.625%
HK$6,074
+HK$348/mo
Deposit HK$506K · loan HK$1.18M · min. income ≈ HK$11,452/mo (50% DSR)
Upfront cash ≈ HK$506K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,994
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,155
−HK$163/mo
Today · 4.125%
HK$6,318
baseline
▲ 0.50% · 4.625%
HK$6,651
+HK$333/mo
Deposit HK$506K · loan HK$1.18M · min. income ≈ HK$12,636/mo (50% DSR)
Upfront cash ≈ HK$506K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,773
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,952
−HK$183/mo
Today · 4.125%
HK$6,135
baseline
▲ 0.50% · 4.625%
HK$6,508
+HK$373/mo
Deposit HK$422K · loan HK$1.27M · min. income ≈ HK$12,270/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,422
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,595
−HK$174/mo
Today · 4.125%
HK$6,769
baseline
▲ 0.50% · 4.625%
HK$7,126
+HK$357/mo
Deposit HK$422K · loan HK$1.27M · min. income ≈ HK$13,538/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,158
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,349
−HK$195/mo
Today · 4.125%
HK$6,544
baseline
▲ 0.50% · 4.625%
HK$6,942
+HK$398/mo
Deposit HK$338K · loan HK$1.35M · min. income ≈ HK$13,088/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,850
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,034
−HK$187/mo
Today · 4.125%
HK$7,221
baseline
▲ 0.50% · 4.625%
HK$7,601
+HK$380/mo
Deposit HK$338K · loan HK$1.35M · min. income ≈ HK$14,442/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,543
−HK$410/mo
▼ 0.25% · 3.875%
HK$6,746
−HK$207/mo
Today · 4.125%
HK$6,953
baseline
▲ 0.50% · 4.625%
HK$7,376
+HK$423/mo
Deposit HK$253K · loan HK$1.43M · min. income ≈ HK$13,906/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,279
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,474
−HK$198/mo
Today · 4.125%
HK$7,672
baseline
▲ 0.50% · 4.625%
HK$8,076
+HK$404/mo
Deposit HK$253K · loan HK$1.43M · min. income ≈ HK$15,344/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,927
−HK$435/mo
▼ 0.25% · 3.875%
HK$7,143
−HK$219/mo
Today · 4.125%
HK$7,362
baseline
▲ 0.50% · 4.625%
HK$7,810
+HK$448/mo
Deposit HK$169K · loan HK$1.52M · min. income ≈ HK$14,724/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,707
−HK$416/mo
▼ 0.25% · 3.875%
HK$7,913
−HK$210/mo
Today · 4.125%
HK$8,123
baseline
▲ 0.50% · 4.625%
HK$8,551
+HK$428/mo
Deposit HK$169K · loan HK$1.52M · min. income ≈ HK$16,246/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).