▼ 0.50% · 3.625%
HK$5,009
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,165
−HK$158/mo
Today · 4.125%
HK$5,323
baseline
▲ 0.50% · 4.625%
HK$5,647
+HK$324/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$10,646/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,572
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,722
−HK$152/mo
Today · 4.125%
HK$5,874
baseline
▲ 0.50% · 4.625%
HK$6,183
+HK$309/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$11,748/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,510
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,681
−HK$174/mo
Today · 4.125%
HK$5,855
baseline
▲ 0.50% · 4.625%
HK$6,212
+HK$357/mo
Deposit HK$989K · loan HK$1.21M · min. income ≈ HK$11,710/mo (50% DSR)
Upfront cash ≈ HK$989K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,130
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,294
−HK$167/mo
Today · 4.125%
HK$6,461
baseline
▲ 0.50% · 4.625%
HK$6,801
+HK$340/mo
Deposit HK$989K · loan HK$1.21M · min. income ≈ HK$12,922/mo (50% DSR)
Upfront cash ≈ HK$989K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,011
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,198
−HK$190/mo
Today · 4.125%
HK$6,388
baseline
▲ 0.50% · 4.625%
HK$6,776
+HK$388/mo
Deposit HK$879K · loan HK$1.32M · min. income ≈ HK$12,776/mo (50% DSR)
Upfront cash ≈ HK$879K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,687
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,866
−HK$182/mo
Today · 4.125%
HK$7,048
baseline
▲ 0.50% · 4.625%
HK$7,420
+HK$372/mo
Deposit HK$879K · loan HK$1.32M · min. income ≈ HK$14,096/mo (50% DSR)
Upfront cash ≈ HK$879K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,512
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,714
−HK$206/mo
Today · 4.125%
HK$6,920
baseline
▲ 0.50% · 4.625%
HK$7,341
+HK$421/mo
Deposit HK$769K · loan HK$1.43M · min. income ≈ HK$13,840/mo (50% DSR)
Upfront cash ≈ HK$769K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,244
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,438
−HK$198/mo
Today · 4.125%
HK$7,636
baseline
▲ 0.50% · 4.625%
HK$8,038
+HK$402/mo
Deposit HK$769K · loan HK$1.43M · min. income ≈ HK$15,272/mo (50% DSR)
Upfront cash ≈ HK$769K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,013
−HK$439/mo
▼ 0.25% · 3.875%
HK$7,231
−HK$221/mo
Today · 4.125%
HK$7,452
baseline
▲ 0.50% · 4.625%
HK$7,906
+HK$454/mo
Deposit HK$659K · loan HK$1.54M · min. income ≈ HK$14,904/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,801
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,011
−HK$212/mo
Today · 4.125%
HK$8,223
baseline
▲ 0.50% · 4.625%
HK$8,656
+HK$433/mo
Deposit HK$659K · loan HK$1.54M · min. income ≈ HK$16,446/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,514
−HK$471/mo
▼ 0.25% · 3.875%
HK$7,747
−HK$238/mo
Today · 4.125%
HK$7,985
baseline
▲ 0.50% · 4.625%
HK$8,471
+HK$486/mo
Deposit HK$549K · loan HK$1.65M · min. income ≈ HK$15,970/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,359
−HK$451/mo
▼ 0.25% · 3.875%
HK$8,583
−HK$227/mo
Today · 4.125%
HK$8,810
baseline
▲ 0.50% · 4.625%
HK$9,275
+HK$465/mo
Deposit HK$549K · loan HK$1.65M · min. income ≈ HK$17,620/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,014
−HK$503/mo
▼ 0.25% · 3.875%
HK$8,264
−HK$253/mo
Today · 4.125%
HK$8,517
baseline
▲ 0.50% · 4.625%
HK$9,035
+HK$518/mo
Deposit HK$439K · loan HK$1.76M · min. income ≈ HK$17,034/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,916
−HK$482/mo
▼ 0.25% · 3.875%
HK$9,155
−HK$243/mo
Today · 4.125%
HK$9,398
baseline
▲ 0.50% · 4.625%
HK$9,893
+HK$495/mo
Deposit HK$439K · loan HK$1.76M · min. income ≈ HK$18,796/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,515
−HK$534/mo
▼ 0.25% · 3.875%
HK$8,780
−HK$269/mo
Today · 4.125%
HK$9,049
baseline
▲ 0.50% · 4.625%
HK$9,600
+HK$551/mo
Deposit HK$330K · loan HK$1.87M · min. income ≈ HK$18,098/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,473
−HK$512/mo
▼ 0.25% · 3.875%
HK$9,727
−HK$258/mo
Today · 4.125%
HK$9,985
baseline
▲ 0.50% · 4.625%
HK$10,511
+HK$526/mo
Deposit HK$330K · loan HK$1.87M · min. income ≈ HK$19,970/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,016
−HK$566/mo
▼ 0.25% · 3.875%
HK$9,297
−HK$285/mo
Today · 4.125%
HK$9,582
baseline
▲ 0.50% · 4.625%
HK$10,165
+HK$583/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$19,164/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,030
−HK$542/mo
▼ 0.25% · 3.875%
HK$10,299
−HK$273/mo
Today · 4.125%
HK$10,572
baseline
▲ 0.50% · 4.625%
HK$11,130
+HK$558/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$21,144/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).