▼ 0.50% · 3.625%
HK$4,302
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,436
−HK$136/mo
Today · 4.125%
HK$4,572
baseline
▲ 0.50% · 4.625%
HK$4,850
+HK$278/mo
Deposit HK$943K · loan HK$943K · min. income ≈ HK$9,144/mo (50% DSR)
Upfront cash ≈ HK$943K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,786
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,914
−HK$130/mo
Today · 4.125%
HK$5,044
baseline
▲ 0.50% · 4.625%
HK$5,310
+HK$266/mo
Deposit HK$943K · loan HK$943K · min. income ≈ HK$10,088/mo (50% DSR)
Upfront cash ≈ HK$943K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,732
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,879
−HK$150/mo
Today · 4.125%
HK$5,029
baseline
▲ 0.50% · 4.625%
HK$5,335
+HK$306/mo
Deposit HK$849K · loan HK$1.04M · min. income ≈ HK$10,058/mo (50% DSR)
Upfront cash ≈ HK$849K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,264
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,406
−HK$143/mo
Today · 4.125%
HK$5,549
baseline
▲ 0.50% · 4.625%
HK$5,841
+HK$292/mo
Deposit HK$849K · loan HK$1.04M · min. income ≈ HK$11,098/mo (50% DSR)
Upfront cash ≈ HK$849K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,162
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,323
−HK$163/mo
Today · 4.125%
HK$5,486
baseline
▲ 0.50% · 4.625%
HK$5,820
+HK$334/mo
Deposit HK$755K · loan HK$1.13M · min. income ≈ HK$10,972/mo (50% DSR)
Upfront cash ≈ HK$755K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,743
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,897
−HK$156/mo
Today · 4.125%
HK$6,053
baseline
▲ 0.50% · 4.625%
HK$6,372
+HK$319/mo
Deposit HK$755K · loan HK$1.13M · min. income ≈ HK$12,106/mo (50% DSR)
Upfront cash ≈ HK$755K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,593
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,766
−HK$177/mo
Today · 4.125%
HK$5,943
baseline
▲ 0.50% · 4.625%
HK$6,305
+HK$362/mo
Deposit HK$660K · loan HK$1.23M · min. income ≈ HK$11,886/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,222
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,388
−HK$170/mo
Today · 4.125%
HK$6,558
baseline
▲ 0.50% · 4.625%
HK$6,903
+HK$345/mo
Deposit HK$660K · loan HK$1.23M · min. income ≈ HK$13,116/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,023
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,210
−HK$190/mo
Today · 4.125%
HK$6,400
baseline
▲ 0.50% · 4.625%
HK$6,790
+HK$390/mo
Deposit HK$566K · loan HK$1.32M · min. income ≈ HK$12,800/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,700
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,880
−HK$182/mo
Today · 4.125%
HK$7,062
baseline
▲ 0.50% · 4.625%
HK$7,434
+HK$372/mo
Deposit HK$566K · loan HK$1.32M · min. income ≈ HK$14,124/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,453
−HK$405/mo
▼ 0.25% · 3.875%
HK$6,654
−HK$204/mo
Today · 4.125%
HK$6,858
baseline
▲ 0.50% · 4.625%
HK$7,275
+HK$417/mo
Deposit HK$472K · loan HK$1.41M · min. income ≈ HK$13,716/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,179
−HK$388/mo
▼ 0.25% · 3.875%
HK$7,371
−HK$196/mo
Today · 4.125%
HK$7,567
baseline
▲ 0.50% · 4.625%
HK$7,966
+HK$399/mo
Deposit HK$472K · loan HK$1.41M · min. income ≈ HK$15,134/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,883
−HK$432/mo
▼ 0.25% · 3.875%
HK$7,097
−HK$218/mo
Today · 4.125%
HK$7,315
baseline
▲ 0.50% · 4.625%
HK$7,760
+HK$445/mo
Deposit HK$377K · loan HK$1.51M · min. income ≈ HK$14,630/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,657
−HK$414/mo
▼ 0.25% · 3.875%
HK$7,863
−HK$208/mo
Today · 4.125%
HK$8,071
baseline
▲ 0.50% · 4.625%
HK$8,497
+HK$426/mo
Deposit HK$377K · loan HK$1.51M · min. income ≈ HK$16,142/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,313
−HK$459/mo
▼ 0.25% · 3.875%
HK$7,541
−HK$231/mo
Today · 4.125%
HK$7,772
baseline
▲ 0.50% · 4.625%
HK$8,245
+HK$473/mo
Deposit HK$283K · loan HK$1.60M · min. income ≈ HK$15,544/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,136
−HK$440/mo
▼ 0.25% · 3.875%
HK$8,354
−HK$222/mo
Today · 4.125%
HK$8,576
baseline
▲ 0.50% · 4.625%
HK$9,028
+HK$452/mo
Deposit HK$283K · loan HK$1.60M · min. income ≈ HK$17,152/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,744
−HK$485/mo
▼ 0.25% · 3.875%
HK$7,984
−HK$245/mo
Today · 4.125%
HK$8,229
baseline
▲ 0.50% · 4.625%
HK$8,730
+HK$501/mo
Deposit HK$189K · loan HK$1.70M · min. income ≈ HK$16,458/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,615
−HK$465/mo
▼ 0.25% · 3.875%
HK$8,846
−HK$234/mo
Today · 4.125%
HK$9,080
baseline
▲ 0.50% · 4.625%
HK$9,559
+HK$479/mo
Deposit HK$189K · loan HK$1.70M · min. income ≈ HK$18,160/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).