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At today's rate and a 90% mortgage, the deposit on this unit is about HK$202K, with repayments around HK$8,819/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$202K · loan HK$1.82M · min. income ≈ HK$17,638/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Tai Koo Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Green space & leisure — 61 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- 21
- Saleable Area
- 242 Saleable ft²
- Gross Area
- 350 ft²
- Efficiency
- 69%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-08-06 | HK$1.65M | −48.4% 5.3y · −9.0%/yr |
| 2020-04-17 | HK$3.20M | +34.5% 5.4y · 6.0%/yr |
| 2014-10-31 | HK$2.38M | +60.8% |
| 2010-11-26 | HK$1.48M | +23.3% |
| 2010-07-05 | HK$1.20M | +9.1% |
| 2010-04-09 | HK$1.10M | +44.7% |
| 2007-08-10 | HK$760K | +16.9% |
| 2007-06-04 | HK$650K | +47.7% |
| 2004-01-26 | HK$440K | +15.8% |
| 2003-10-28 | HK$380K | — |