▼ 0.50% · 3.625%
HK$4,757
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,905
−HK$150/mo
Today · 4.125%
HK$5,055
baseline
▲ 0.50% · 4.625%
HK$5,363
+HK$308/mo
Deposit HK$1.04M · loan HK$1.04M · min. income ≈ HK$10,110/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,292
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,434
−HK$144/mo
Today · 4.125%
HK$5,578
baseline
▲ 0.50% · 4.625%
HK$5,872
+HK$294/mo
Deposit HK$1.04M · loan HK$1.04M · min. income ≈ HK$11,156/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,233
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,395
−HK$166/mo
Today · 4.125%
HK$5,561
baseline
▲ 0.50% · 4.625%
HK$5,899
+HK$338/mo
Deposit HK$939K · loan HK$1.15M · min. income ≈ HK$11,122/mo (50% DSR)
Upfront cash ≈ HK$939K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,821
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,977
−HK$159/mo
Today · 4.125%
HK$6,136
baseline
▲ 0.50% · 4.625%
HK$6,459
+HK$323/mo
Deposit HK$939K · loan HK$1.15M · min. income ≈ HK$12,272/mo (50% DSR)
Upfront cash ≈ HK$939K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,708
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,886
−HK$180/mo
Today · 4.125%
HK$6,066
baseline
▲ 0.50% · 4.625%
HK$6,435
+HK$369/mo
Deposit HK$834K · loan HK$1.25M · min. income ≈ HK$12,132/mo (50% DSR)
Upfront cash ≈ HK$835K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,350
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,521
−HK$172/mo
Today · 4.125%
HK$6,693
baseline
▲ 0.50% · 4.625%
HK$7,046
+HK$353/mo
Deposit HK$834K · loan HK$1.25M · min. income ≈ HK$13,386/mo (50% DSR)
Upfront cash ≈ HK$835K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,184
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,376
−HK$196/mo
Today · 4.125%
HK$6,572
baseline
▲ 0.50% · 4.625%
HK$6,972
+HK$400/mo
Deposit HK$730K · loan HK$1.36M · min. income ≈ HK$13,144/mo (50% DSR)
Upfront cash ≈ HK$730K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,880
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,064
−HK$187/mo
Today · 4.125%
HK$7,251
baseline
▲ 0.50% · 4.625%
HK$7,633
+HK$382/mo
Deposit HK$730K · loan HK$1.36M · min. income ≈ HK$14,502/mo (50% DSR)
Upfront cash ≈ HK$730K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,660
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,867
−HK$210/mo
Today · 4.125%
HK$7,077
baseline
▲ 0.50% · 4.625%
HK$7,508
+HK$431/mo
Deposit HK$626K · loan HK$1.46M · min. income ≈ HK$14,154/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,409
−HK$400/mo
▼ 0.25% · 3.875%
HK$7,607
−HK$202/mo
Today · 4.125%
HK$7,809
baseline
▲ 0.50% · 4.625%
HK$8,221
+HK$412/mo
Deposit HK$626K · loan HK$1.46M · min. income ≈ HK$15,618/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,135
−HK$448/mo
▼ 0.25% · 3.875%
HK$7,357
−HK$226/mo
Today · 4.125%
HK$7,583
baseline
▲ 0.50% · 4.625%
HK$8,044
+HK$461/mo
Deposit HK$522K · loan HK$1.56M · min. income ≈ HK$15,166/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,938
−HK$429/mo
▼ 0.25% · 3.875%
HK$8,151
−HK$216/mo
Today · 4.125%
HK$8,367
baseline
▲ 0.50% · 4.625%
HK$8,808
+HK$441/mo
Deposit HK$522K · loan HK$1.56M · min. income ≈ HK$16,734/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,611
−HK$477/mo
▼ 0.25% · 3.875%
HK$7,848
−HK$240/mo
Today · 4.125%
HK$8,088
baseline
▲ 0.50% · 4.625%
HK$8,580
+HK$492/mo
Deposit HK$417K · loan HK$1.67M · min. income ≈ HK$16,176/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,467
−HK$458/mo
▼ 0.25% · 3.875%
HK$8,694
−HK$231/mo
Today · 4.125%
HK$8,925
baseline
▲ 0.50% · 4.625%
HK$9,395
+HK$470/mo
Deposit HK$417K · loan HK$1.67M · min. income ≈ HK$17,850/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,087
−HK$507/mo
▼ 0.25% · 3.875%
HK$8,338
−HK$256/mo
Today · 4.125%
HK$8,594
baseline
▲ 0.50% · 4.625%
HK$9,117
+HK$523/mo
Deposit HK$313K · loan HK$1.77M · min. income ≈ HK$17,188/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,996
−HK$486/mo
▼ 0.25% · 3.875%
HK$9,238
−HK$244/mo
Today · 4.125%
HK$9,482
baseline
▲ 0.50% · 4.625%
HK$9,982
+HK$500/mo
Deposit HK$313K · loan HK$1.77M · min. income ≈ HK$18,964/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,562
−HK$537/mo
▼ 0.25% · 3.875%
HK$8,829
−HK$270/mo
Today · 4.125%
HK$9,099
baseline
▲ 0.50% · 4.625%
HK$9,653
+HK$554/mo
Deposit HK$209K · loan HK$1.88M · min. income ≈ HK$18,198/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,526
−HK$514/mo
▼ 0.25% · 3.875%
HK$9,781
−HK$259/mo
Today · 4.125%
HK$10,040
baseline
▲ 0.50% · 4.625%
HK$10,569
+HK$529/mo
Deposit HK$209K · loan HK$1.88M · min. income ≈ HK$20,080/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).