▼ 0.50% · 3.625%
HK$4,174
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,303
−HK$132/mo
Today · 4.125%
HK$4,435
baseline
▲ 0.50% · 4.625%
HK$4,705
+HK$270/mo
Deposit HK$915K · loan HK$915K · min. income ≈ HK$8,870/mo (50% DSR)
Upfront cash ≈ HK$915K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,643
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,768
−HK$126/mo
Today · 4.125%
HK$4,894
baseline
▲ 0.50% · 4.625%
HK$5,152
+HK$258/mo
Deposit HK$915K · loan HK$915K · min. income ≈ HK$9,788/mo (50% DSR)
Upfront cash ≈ HK$915K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,591
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,734
−HK$145/mo
Today · 4.125%
HK$4,879
baseline
▲ 0.50% · 4.625%
HK$5,176
+HK$297/mo
Deposit HK$824K · loan HK$1.01M · min. income ≈ HK$9,758/mo (50% DSR)
Upfront cash ≈ HK$824K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,107
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,244
−HK$139/mo
Today · 4.125%
HK$5,383
baseline
▲ 0.50% · 4.625%
HK$5,667
+HK$284/mo
Deposit HK$824K · loan HK$1.01M · min. income ≈ HK$10,766/mo (50% DSR)
Upfront cash ≈ HK$824K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,008
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,164
−HK$158/mo
Today · 4.125%
HK$5,322
baseline
▲ 0.50% · 4.625%
HK$5,646
+HK$324/mo
Deposit HK$732K · loan HK$1.10M · min. income ≈ HK$10,644/mo (50% DSR)
Upfront cash ≈ HK$732K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,572
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,721
−HK$152/mo
Today · 4.125%
HK$5,873
baseline
▲ 0.50% · 4.625%
HK$6,182
+HK$309/mo
Deposit HK$732K · loan HK$1.10M · min. income ≈ HK$11,746/mo (50% DSR)
Upfront cash ≈ HK$732K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,426
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,595
−HK$171/mo
Today · 4.125%
HK$5,766
baseline
▲ 0.50% · 4.625%
HK$6,117
+HK$351/mo
Deposit HK$641K · loan HK$1.19M · min. income ≈ HK$11,532/mo (50% DSR)
Upfront cash ≈ HK$641K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,036
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,198
−HK$164/mo
Today · 4.125%
HK$6,362
baseline
▲ 0.50% · 4.625%
HK$6,698
+HK$336/mo
Deposit HK$641K · loan HK$1.19M · min. income ≈ HK$12,724/mo (50% DSR)
Upfront cash ≈ HK$641K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,843
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,025
−HK$185/mo
Today · 4.125%
HK$6,210
baseline
▲ 0.50% · 4.625%
HK$6,587
+HK$377/mo
Deposit HK$549K · loan HK$1.28M · min. income ≈ HK$12,420/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,500
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,675
−HK$177/mo
Today · 4.125%
HK$6,852
baseline
▲ 0.50% · 4.625%
HK$7,213
+HK$361/mo
Deposit HK$549K · loan HK$1.28M · min. income ≈ HK$13,704/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,261
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,455
−HK$198/mo
Today · 4.125%
HK$6,653
baseline
▲ 0.50% · 4.625%
HK$7,058
+HK$405/mo
Deposit HK$458K · loan HK$1.37M · min. income ≈ HK$13,306/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,965
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,152
−HK$189/mo
Today · 4.125%
HK$7,341
baseline
▲ 0.50% · 4.625%
HK$7,728
+HK$387/mo
Deposit HK$458K · loan HK$1.37M · min. income ≈ HK$14,682/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,678
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,886
−HK$211/mo
Today · 4.125%
HK$7,097
baseline
▲ 0.50% · 4.625%
HK$7,528
+HK$431/mo
Deposit HK$366K · loan HK$1.46M · min. income ≈ HK$14,194/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,429
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,628
−HK$202/mo
Today · 4.125%
HK$7,830
baseline
▲ 0.50% · 4.625%
HK$8,243
+HK$413/mo
Deposit HK$366K · loan HK$1.46M · min. income ≈ HK$15,660/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,095
−HK$445/mo
▼ 0.25% · 3.875%
HK$7,316
−HK$224/mo
Today · 4.125%
HK$7,540
baseline
▲ 0.50% · 4.625%
HK$7,999
+HK$459/mo
Deposit HK$275K · loan HK$1.56M · min. income ≈ HK$15,080/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,893
−HK$427/mo
▼ 0.25% · 3.875%
HK$8,105
−HK$215/mo
Today · 4.125%
HK$8,320
baseline
▲ 0.50% · 4.625%
HK$8,758
+HK$438/mo
Deposit HK$275K · loan HK$1.56M · min. income ≈ HK$16,640/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,513
−HK$471/mo
▼ 0.25% · 3.875%
HK$7,746
−HK$238/mo
Today · 4.125%
HK$7,984
baseline
▲ 0.50% · 4.625%
HK$8,470
+HK$486/mo
Deposit HK$183K · loan HK$1.65M · min. income ≈ HK$15,968/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,358
−HK$451/mo
▼ 0.25% · 3.875%
HK$8,582
−HK$227/mo
Today · 4.125%
HK$8,809
baseline
▲ 0.50% · 4.625%
HK$9,274
+HK$465/mo
Deposit HK$183K · loan HK$1.65M · min. income ≈ HK$17,618/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).