▼ 0.50% · 3.625%
HK$4,000
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,125
−HK$126/mo
Today · 4.125%
HK$4,251
baseline
▲ 0.50% · 4.625%
HK$4,510
+HK$259/mo
Deposit HK$877K · loan HK$877K · min. income ≈ HK$8,502/mo (50% DSR)
Upfront cash ≈ HK$877K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,450
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,570
−HK$121/mo
Today · 4.125%
HK$4,691
baseline
▲ 0.50% · 4.625%
HK$4,938
+HK$247/mo
Deposit HK$877K · loan HK$877K · min. income ≈ HK$9,382/mo (50% DSR)
Upfront cash ≈ HK$877K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,400
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,537
−HK$139/mo
Today · 4.125%
HK$4,676
baseline
▲ 0.50% · 4.625%
HK$4,961
+HK$285/mo
Deposit HK$789K · loan HK$965K · min. income ≈ HK$9,352/mo (50% DSR)
Upfront cash ≈ HK$790K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,895
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,027
−HK$133/mo
Today · 4.125%
HK$5,160
baseline
▲ 0.50% · 4.625%
HK$5,432
+HK$272/mo
Deposit HK$789K · loan HK$965K · min. income ≈ HK$10,320/mo (50% DSR)
Upfront cash ≈ HK$790K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,800
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,950
−HK$151/mo
Today · 4.125%
HK$5,101
baseline
▲ 0.50% · 4.625%
HK$5,412
+HK$311/mo
Deposit HK$702K · loan HK$1.05M · min. income ≈ HK$10,202/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,340
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,483
−HK$146/mo
Today · 4.125%
HK$5,629
baseline
▲ 0.50% · 4.625%
HK$5,925
+HK$296/mo
Deposit HK$702K · loan HK$1.05M · min. income ≈ HK$11,258/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,200
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,362
−HK$164/mo
Today · 4.125%
HK$5,526
baseline
▲ 0.50% · 4.625%
HK$5,863
+HK$337/mo
Deposit HK$614K · loan HK$1.14M · min. income ≈ HK$11,052/mo (50% DSR)
Upfront cash ≈ HK$614K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,785
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,940
−HK$158/mo
Today · 4.125%
HK$6,098
baseline
▲ 0.50% · 4.625%
HK$6,419
+HK$321/mo
Deposit HK$614K · loan HK$1.14M · min. income ≈ HK$12,196/mo (50% DSR)
Upfront cash ≈ HK$614K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,600
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,775
−HK$177/mo
Today · 4.125%
HK$5,952
baseline
▲ 0.50% · 4.625%
HK$6,314
+HK$362/mo
Deposit HK$526K · loan HK$1.23M · min. income ≈ HK$11,904/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,230
−HK$337/mo
▼ 0.25% · 3.875%
HK$6,397
−HK$170/mo
Today · 4.125%
HK$6,567
baseline
▲ 0.50% · 4.625%
HK$6,913
+HK$346/mo
Deposit HK$526K · loan HK$1.23M · min. income ≈ HK$13,134/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,000
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,187
−HK$190/mo
Today · 4.125%
HK$6,377
baseline
▲ 0.50% · 4.625%
HK$6,765
+HK$388/mo
Deposit HK$439K · loan HK$1.32M · min. income ≈ HK$12,754/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,675
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,854
−HK$182/mo
Today · 4.125%
HK$7,036
baseline
▲ 0.50% · 4.625%
HK$7,407
+HK$371/mo
Deposit HK$439K · loan HK$1.32M · min. income ≈ HK$14,072/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,400
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,599
−HK$203/mo
Today · 4.125%
HK$6,802
baseline
▲ 0.50% · 4.625%
HK$7,216
+HK$414/mo
Deposit HK$351K · loan HK$1.40M · min. income ≈ HK$13,604/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,120
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,311
−HK$194/mo
Today · 4.125%
HK$7,505
baseline
▲ 0.50% · 4.625%
HK$7,901
+HK$396/mo
Deposit HK$351K · loan HK$1.40M · min. income ≈ HK$15,010/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,800
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,012
−HK$215/mo
Today · 4.125%
HK$7,227
baseline
▲ 0.50% · 4.625%
HK$7,667
+HK$440/mo
Deposit HK$263K · loan HK$1.49M · min. income ≈ HK$14,454/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,565
−HK$409/mo
▼ 0.25% · 3.875%
HK$7,768
−HK$206/mo
Today · 4.125%
HK$7,974
baseline
▲ 0.50% · 4.625%
HK$8,394
+HK$420/mo
Deposit HK$263K · loan HK$1.49M · min. income ≈ HK$15,948/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,200
−HK$452/mo
▼ 0.25% · 3.875%
HK$7,424
−HK$228/mo
Today · 4.125%
HK$7,652
baseline
▲ 0.50% · 4.625%
HK$8,118
+HK$466/mo
Deposit HK$175K · loan HK$1.58M · min. income ≈ HK$15,304/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,010
−HK$433/mo
▼ 0.25% · 3.875%
HK$8,225
−HK$218/mo
Today · 4.125%
HK$8,443
baseline
▲ 0.50% · 4.625%
HK$8,888
+HK$445/mo
Deposit HK$175K · loan HK$1.58M · min. income ≈ HK$16,886/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).