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At today's rate and a 90% mortgage, the deposit on this unit is about HK$226K, with repayments around HK$9,879/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$226K · loan HK$2.04M · min. income ≈ HK$19,758/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Tai Koo Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Green space & leisure — 61 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- 12
- Saleable Area
- 278 Saleable ft²
- Gross Area
- 420 ft²
- Efficiency
- 66%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-10-30 | HK$2.22M | −34.1% 4.2y · −8.0%/yr |
| 2021-08-06 | HK$3.37M | +19.0% 5.5y · 3.0%/yr |
| 2016-01-29 | HK$2.83M | +53.0% 4.5y · 12.0%/yr |
| 2011-07-28 | HK$1.85M | +34.1% |
| 2010-09-08 | HK$1.38M | +14.0% |
| 2010-02-24 | HK$1.21M | +40.7% |
| 2007-06-04 | HK$860K | +32.3% |
| 2006-05-10 | HK$650K | — |