▼ 0.50% · 3.625%
HK$4,412
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,550
−HK$139/mo
Today · 4.125%
HK$4,689
baseline
▲ 0.50% · 4.625%
HK$4,974
+HK$285/mo
Deposit HK$967K · loan HK$967K · min. income ≈ HK$9,378/mo (50% DSR)
Upfront cash ≈ HK$968K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,909
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,040
−HK$134/mo
Today · 4.125%
HK$5,174
baseline
▲ 0.50% · 4.625%
HK$5,447
+HK$273/mo
Deposit HK$967K · loan HK$967K · min. income ≈ HK$10,348/mo (50% DSR)
Upfront cash ≈ HK$968K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,854
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,004
−HK$154/mo
Today · 4.125%
HK$5,158
baseline
▲ 0.50% · 4.625%
HK$5,472
+HK$314/mo
Deposit HK$871K · loan HK$1.06M · min. income ≈ HK$10,316/mo (50% DSR)
Upfront cash ≈ HK$871K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,399
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,544
−HK$147/mo
Today · 4.125%
HK$5,691
baseline
▲ 0.50% · 4.625%
HK$5,991
+HK$300/mo
Deposit HK$871K · loan HK$1.06M · min. income ≈ HK$11,382/mo (50% DSR)
Upfront cash ≈ HK$871K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,295
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,459
−HK$168/mo
Today · 4.125%
HK$5,627
baseline
▲ 0.50% · 4.625%
HK$5,969
+HK$342/mo
Deposit HK$774K · loan HK$1.16M · min. income ≈ HK$11,254/mo (50% DSR)
Upfront cash ≈ HK$774K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,890
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,048
−HK$161/mo
Today · 4.125%
HK$6,209
baseline
▲ 0.50% · 4.625%
HK$6,536
+HK$327/mo
Deposit HK$774K · loan HK$1.16M · min. income ≈ HK$12,418/mo (50% DSR)
Upfront cash ≈ HK$774K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,736
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,914
−HK$182/mo
Today · 4.125%
HK$6,096
baseline
▲ 0.50% · 4.625%
HK$6,467
+HK$371/mo
Deposit HK$677K · loan HK$1.26M · min. income ≈ HK$12,192/mo (50% DSR)
Upfront cash ≈ HK$677K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,381
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,552
−HK$174/mo
Today · 4.125%
HK$6,726
baseline
▲ 0.50% · 4.625%
HK$7,081
+HK$355/mo
Deposit HK$677K · loan HK$1.26M · min. income ≈ HK$13,452/mo (50% DSR)
Upfront cash ≈ HK$677K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,177
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,369
−HK$196/mo
Today · 4.125%
HK$6,565
baseline
▲ 0.50% · 4.625%
HK$6,964
+HK$399/mo
Deposit HK$580K · loan HK$1.35M · min. income ≈ HK$13,130/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,872
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,056
−HK$187/mo
Today · 4.125%
HK$7,243
baseline
▲ 0.50% · 4.625%
HK$7,625
+HK$382/mo
Deposit HK$580K · loan HK$1.35M · min. income ≈ HK$14,486/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,618
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,824
−HK$209/mo
Today · 4.125%
HK$7,033
baseline
▲ 0.50% · 4.625%
HK$7,461
+HK$428/mo
Deposit HK$484K · loan HK$1.45M · min. income ≈ HK$14,066/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,363
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,560
−HK$201/mo
Today · 4.125%
HK$7,761
baseline
▲ 0.50% · 4.625%
HK$8,170
+HK$409/mo
Deposit HK$484K · loan HK$1.45M · min. income ≈ HK$15,522/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,060
−HK$442/mo
▼ 0.25% · 3.875%
HK$7,279
−HK$223/mo
Today · 4.125%
HK$7,502
baseline
▲ 0.50% · 4.625%
HK$7,959
+HK$457/mo
Deposit HK$387K · loan HK$1.55M · min. income ≈ HK$15,004/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,854
−HK$424/mo
▼ 0.25% · 3.875%
HK$8,064
−HK$214/mo
Today · 4.125%
HK$8,278
baseline
▲ 0.50% · 4.625%
HK$8,714
+HK$436/mo
Deposit HK$387K · loan HK$1.55M · min. income ≈ HK$16,556/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,501
−HK$470/mo
▼ 0.25% · 3.875%
HK$7,734
−HK$237/mo
Today · 4.125%
HK$7,971
baseline
▲ 0.50% · 4.625%
HK$8,456
+HK$485/mo
Deposit HK$290K · loan HK$1.64M · min. income ≈ HK$15,942/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,345
−HK$450/mo
▼ 0.25% · 3.875%
HK$8,568
−HK$227/mo
Today · 4.125%
HK$8,795
baseline
▲ 0.50% · 4.625%
HK$9,259
+HK$464/mo
Deposit HK$290K · loan HK$1.64M · min. income ≈ HK$17,590/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,942
−HK$498/mo
▼ 0.25% · 3.875%
HK$8,189
−HK$251/mo
Today · 4.125%
HK$8,440
baseline
▲ 0.50% · 4.625%
HK$8,954
+HK$514/mo
Deposit HK$194K · loan HK$1.74M · min. income ≈ HK$16,880/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,836
−HK$477/mo
▼ 0.25% · 3.875%
HK$9,072
−HK$241/mo
Today · 4.125%
HK$9,313
baseline
▲ 0.50% · 4.625%
HK$9,804
+HK$491/mo
Deposit HK$194K · loan HK$1.74M · min. income ≈ HK$18,626/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).