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At today's rate and a 90% mortgage, the deposit on this unit is about HK$188K, with repayments around HK$8,185/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$188K · loan HK$1.69M · min. income ≈ HK$16,370/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Tai Koo Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Green space & leisure — 61 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 17/F
- Flat
- 14
- Saleable Area
- 212 Saleable ft²
- Gross Area
- 281 ft²
- Efficiency
- 75%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-09-20 | HK$2.98M | −12.4% 3.2y · −4.0%/yr |
| 2018-07-23 | HK$3.40M | +19.3% 3.1y · 6.0%/yr |
| 2015-06-19 | HK$2.85M | +42.5% |
| 2012-12-05 | HK$2.00M | +122.2% |
| 2010-04-14 | HK$900K | +136.8% |
| 2004-08-05 | HK$380K | +26.7% |
| 2004-01-30 | HK$300K | — |