▼ 0.50% · 3.625%
HK$5,575
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,749
−HK$176/mo
Today · 4.125%
HK$5,925
baseline
▲ 0.50% · 4.625%
HK$6,286
+HK$361/mo
Deposit HK$1.22M · loan HK$1.22M · min. income ≈ HK$11,850/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,203
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,369
−HK$169/mo
Today · 4.125%
HK$6,538
baseline
▲ 0.50% · 4.625%
HK$6,882
+HK$344/mo
Deposit HK$1.22M · loan HK$1.22M · min. income ≈ HK$13,076/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,133
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,324
−HK$194/mo
Today · 4.125%
HK$6,518
baseline
▲ 0.50% · 4.625%
HK$6,914
+HK$396/mo
Deposit HK$1.10M · loan HK$1.34M · min. income ≈ HK$13,036/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,823
−HK$368/mo
▼ 0.25% · 3.875%
HK$7,006
−HK$185/mo
Today · 4.125%
HK$7,191
baseline
▲ 0.50% · 4.625%
HK$7,571
+HK$380/mo
Deposit HK$1.10M · loan HK$1.34M · min. income ≈ HK$14,382/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,691
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,899
−HK$211/mo
Today · 4.125%
HK$7,110
baseline
▲ 0.50% · 4.625%
HK$7,543
+HK$433/mo
Deposit HK$978K · loan HK$1.47M · min. income ≈ HK$14,220/mo (50% DSR)
Upfront cash ≈ HK$978K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,443
−HK$402/mo
▼ 0.25% · 3.875%
HK$7,643
−HK$202/mo
Today · 4.125%
HK$7,845
baseline
▲ 0.50% · 4.625%
HK$8,259
+HK$414/mo
Deposit HK$978K · loan HK$1.47M · min. income ≈ HK$15,690/mo (50% DSR)
Upfront cash ≈ HK$978K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,248
−HK$455/mo
▼ 0.25% · 3.875%
HK$7,474
−HK$229/mo
Today · 4.125%
HK$7,703
baseline
▲ 0.50% · 4.625%
HK$8,171
+HK$468/mo
Deposit HK$856K · loan HK$1.59M · min. income ≈ HK$15,406/mo (50% DSR)
Upfront cash ≈ HK$856K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,063
−HK$436/mo
▼ 0.25% · 3.875%
HK$8,280
−HK$219/mo
Today · 4.125%
HK$8,499
baseline
▲ 0.50% · 4.625%
HK$8,947
+HK$448/mo
Deposit HK$856K · loan HK$1.59M · min. income ≈ HK$16,998/mo (50% DSR)
Upfront cash ≈ HK$856K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,806
−HK$489/mo
▼ 0.25% · 3.875%
HK$8,048
−HK$247/mo
Today · 4.125%
HK$8,295
baseline
▲ 0.50% · 4.625%
HK$8,800
+HK$505/mo
Deposit HK$734K · loan HK$1.71M · min. income ≈ HK$16,590/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,684
−HK$469/mo
▼ 0.25% · 3.875%
HK$8,917
−HK$236/mo
Today · 4.125%
HK$9,153
baseline
▲ 0.50% · 4.625%
HK$9,635
+HK$482/mo
Deposit HK$734K · loan HK$1.71M · min. income ≈ HK$18,306/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,363
−HK$525/mo
▼ 0.25% · 3.875%
HK$8,623
−HK$265/mo
Today · 4.125%
HK$8,888
baseline
▲ 0.50% · 4.625%
HK$9,428
+HK$540/mo
Deposit HK$611K · loan HK$1.83M · min. income ≈ HK$17,776/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,304
−HK$503/mo
▼ 0.25% · 3.875%
HK$9,553
−HK$254/mo
Today · 4.125%
HK$9,807
baseline
▲ 0.50% · 4.625%
HK$10,324
+HK$517/mo
Deposit HK$611K · loan HK$1.83M · min. income ≈ HK$19,614/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,921
−HK$559/mo
▼ 0.25% · 3.875%
HK$9,198
−HK$282/mo
Today · 4.125%
HK$9,480
baseline
▲ 0.50% · 4.625%
HK$10,057
+HK$577/mo
Deposit HK$489K · loan HK$1.96M · min. income ≈ HK$18,960/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,924
−HK$536/mo
▼ 0.25% · 3.875%
HK$10,190
−HK$270/mo
Today · 4.125%
HK$10,460
baseline
▲ 0.50% · 4.625%
HK$11,012
+HK$552/mo
Deposit HK$489K · loan HK$1.96M · min. income ≈ HK$20,920/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,478
−HK$595/mo
▼ 0.25% · 3.875%
HK$9,773
−HK$300/mo
Today · 4.125%
HK$10,073
baseline
▲ 0.50% · 4.625%
HK$10,686
+HK$613/mo
Deposit HK$367K · loan HK$2.08M · min. income ≈ HK$20,146/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,544
−HK$570/mo
▼ 0.25% · 3.875%
HK$10,827
−HK$287/mo
Today · 4.125%
HK$11,114
baseline
▲ 0.50% · 4.625%
HK$11,700
+HK$586/mo
Deposit HK$367K · loan HK$2.08M · min. income ≈ HK$22,228/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,036
−HK$629/mo
▼ 0.25% · 3.875%
HK$10,348
−HK$317/mo
Today · 4.125%
HK$10,665
baseline
▲ 0.50% · 4.625%
HK$11,314
+HK$649/mo
Deposit HK$245K · loan HK$2.20M · min. income ≈ HK$21,330/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,165
−HK$603/mo
▼ 0.25% · 3.875%
HK$11,464
−HK$304/mo
Today · 4.125%
HK$11,768
baseline
▲ 0.50% · 4.625%
HK$12,388
+HK$620/mo
Deposit HK$245K · loan HK$2.20M · min. income ≈ HK$23,536/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).