▼ 0.50% · 3.625%
HK$21,071
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$21,727
−HK$666/mo
Today · 4.125%
HK$22,393
baseline
▲ 0.50% · 4.625%
HK$23,755
+HK$1,362/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$44,786/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$294,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,441
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$24,070
−HK$638/mo
Today · 4.125%
HK$24,708
baseline
▲ 0.50% · 4.625%
HK$26,010
+HK$1,302/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$49,416/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$294,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,178
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$23,899
−HK$733/mo
Today · 4.125%
HK$24,632
baseline
▲ 0.50% · 4.625%
HK$26,131
+HK$1,499/mo
Deposit HK$4.16M · loan HK$5.08M · min. income ≈ HK$49,264/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$294,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,786
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,477
−HK$702/mo
Today · 4.125%
HK$27,179
baseline
▲ 0.50% · 4.625%
HK$28,611
+HK$1,432/mo
Deposit HK$4.16M · loan HK$5.08M · min. income ≈ HK$54,358/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$294,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,285
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$26,072
−HK$799/mo
Today · 4.125%
HK$26,871
baseline
▲ 0.50% · 4.625%
HK$28,506
+HK$1,635/mo
Deposit HK$3.70M · loan HK$5.54M · min. income ≈ HK$53,742/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$294,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,130
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$28,884
−HK$766/mo
Today · 4.125%
HK$29,650
baseline
▲ 0.50% · 4.625%
HK$31,212
+HK$1,562/mo
Deposit HK$3.70M · loan HK$5.54M · min. income ≈ HK$59,300/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$294,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,393
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$28,245
−HK$865/mo
Today · 4.125%
HK$29,110
baseline
▲ 0.50% · 4.625%
HK$30,882
+HK$1,772/mo
Deposit HK$3.23M · loan HK$6.01M · min. income ≈ HK$58,220/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$294,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,474
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$31,291
−HK$829/mo
Today · 4.125%
HK$32,120
baseline
▲ 0.50% · 4.625%
HK$33,813
+HK$1,693/mo
Deposit HK$3.23M · loan HK$6.01M · min. income ≈ HK$64,240/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$294,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,500
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,417
−HK$933/mo
Today · 4.125%
HK$31,350
baseline
▲ 0.50% · 4.625%
HK$33,257
+HK$1,907/mo
Deposit HK$2.77M · loan HK$6.47M · min. income ≈ HK$62,700/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$294,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,818
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,698
−HK$893/mo
Today · 4.125%
HK$34,591
baseline
▲ 0.50% · 4.625%
HK$36,414
+HK$1,823/mo
Deposit HK$2.77M · loan HK$6.47M · min. income ≈ HK$69,182/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$294,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,607
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$32,590
−HK$999/mo
Today · 4.125%
HK$33,589
baseline
▲ 0.50% · 4.625%
HK$35,633
+HK$2,044/mo
Deposit HK$2.31M · loan HK$6.93M · min. income ≈ HK$67,178/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$294,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,162
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,105
−HK$957/mo
Today · 4.125%
HK$37,062
baseline
▲ 0.50% · 4.625%
HK$39,015
+HK$1,953/mo
Deposit HK$2.31M · loan HK$6.93M · min. income ≈ HK$74,124/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$294,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,714
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$34,763
−HK$1,065/mo
Today · 4.125%
HK$35,828
baseline
▲ 0.50% · 4.625%
HK$38,008
+HK$2,180/mo
Deposit HK$1.85M · loan HK$7.39M · min. income ≈ HK$71,656/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$294,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,506
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$38,512
−HK$1,021/mo
Today · 4.125%
HK$39,533
baseline
▲ 0.50% · 4.625%
HK$41,617
+HK$2,084/mo
Deposit HK$1.85M · loan HK$7.39M · min. income ≈ HK$79,066/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$294,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,821
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$36,935
−HK$1,132/mo
Today · 4.125%
HK$38,067
baseline
▲ 0.50% · 4.625%
HK$40,384
+HK$2,317/mo
Deposit HK$1.39M · loan HK$7.85M · min. income ≈ HK$76,134/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$294,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,851
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$40,919
−HK$1,085/mo
Today · 4.125%
HK$42,004
baseline
▲ 0.50% · 4.625%
HK$44,218
+HK$2,214/mo
Deposit HK$1.39M · loan HK$7.85M · min. income ≈ HK$84,008/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$294,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,928
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$39,108
−HK$1,199/mo
Today · 4.125%
HK$40,307
baseline
▲ 0.50% · 4.625%
HK$42,759
+HK$2,452/mo
Deposit HK$924K · loan HK$8.32M · min. income ≈ HK$80,614/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$294,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,195
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$43,326
−HK$1,148/mo
Today · 4.125%
HK$44,474
baseline
▲ 0.50% · 4.625%
HK$46,819
+HK$2,345/mo
Deposit HK$924K · loan HK$8.32M · min. income ≈ HK$88,948/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$294,071 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).