▼ 0.50% · 3.625%
HK$21,769
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$22,446
−HK$688/mo
Today · 4.125%
HK$23,134
baseline
▲ 0.50% · 4.625%
HK$24,542
+HK$1,408/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$46,268/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$324,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,218
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$24,868
−HK$659/mo
Today · 4.125%
HK$25,527
baseline
▲ 0.50% · 4.625%
HK$26,872
+HK$1,345/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$51,054/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$324,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,946
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$24,691
−HK$757/mo
Today · 4.125%
HK$25,448
baseline
▲ 0.50% · 4.625%
HK$26,996
+HK$1,548/mo
Deposit HK$4.30M · loan HK$5.25M · min. income ≈ HK$50,896/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$324,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,640
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,354
−HK$725/mo
Today · 4.125%
HK$28,079
baseline
▲ 0.50% · 4.625%
HK$29,559
+HK$1,480/mo
Deposit HK$4.30M · loan HK$5.25M · min. income ≈ HK$56,158/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$324,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,123
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$26,936
−HK$825/mo
Today · 4.125%
HK$27,761
baseline
▲ 0.50% · 4.625%
HK$29,451
+HK$1,690/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$55,522/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$324,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,062
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$29,841
−HK$791/mo
Today · 4.125%
HK$30,632
baseline
▲ 0.50% · 4.625%
HK$32,247
+HK$1,615/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$61,264/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$324,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,300
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,180
−HK$895/mo
Today · 4.125%
HK$30,075
baseline
▲ 0.50% · 4.625%
HK$31,905
+HK$1,830/mo
Deposit HK$3.34M · loan HK$6.21M · min. income ≈ HK$60,150/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$324,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,484
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$32,328
−HK$857/mo
Today · 4.125%
HK$33,185
baseline
▲ 0.50% · 4.625%
HK$34,934
+HK$1,749/mo
Deposit HK$3.34M · loan HK$6.21M · min. income ≈ HK$66,370/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$324,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,477
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$31,425
−HK$963/mo
Today · 4.125%
HK$32,388
baseline
▲ 0.50% · 4.625%
HK$34,359
+HK$1,971/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$64,776/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$324,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,905
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$34,815
−HK$922/mo
Today · 4.125%
HK$35,737
baseline
▲ 0.50% · 4.625%
HK$37,621
+HK$1,884/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$71,474/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$324,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,654
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$33,670
−HK$1,032/mo
Today · 4.125%
HK$34,702
baseline
▲ 0.50% · 4.625%
HK$36,813
+HK$2,111/mo
Deposit HK$2.39M · loan HK$7.16M · min. income ≈ HK$69,404/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$324,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,327
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$37,301
−HK$989/mo
Today · 4.125%
HK$38,290
baseline
▲ 0.50% · 4.625%
HK$40,308
+HK$2,018/mo
Deposit HK$2.39M · loan HK$7.16M · min. income ≈ HK$76,580/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$324,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,831
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$35,914
−HK$1,101/mo
Today · 4.125%
HK$37,015
baseline
▲ 0.50% · 4.625%
HK$39,267
+HK$2,252/mo
Deposit HK$1.91M · loan HK$7.64M · min. income ≈ HK$74,030/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$324,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,749
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$39,788
−HK$1,054/mo
Today · 4.125%
HK$40,842
baseline
▲ 0.50% · 4.625%
HK$42,995
+HK$2,153/mo
Deposit HK$1.91M · loan HK$7.64M · min. income ≈ HK$81,684/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$324,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,008
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$38,159
−HK$1,170/mo
Today · 4.125%
HK$39,329
baseline
▲ 0.50% · 4.625%
HK$41,722
+HK$2,393/mo
Deposit HK$1.43M · loan HK$8.11M · min. income ≈ HK$78,658/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$324,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,171
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$42,275
−HK$1,120/mo
Today · 4.125%
HK$43,395
baseline
▲ 0.50% · 4.625%
HK$45,683
+HK$2,288/mo
Deposit HK$1.43M · loan HK$8.11M · min. income ≈ HK$86,790/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$324,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,185
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$40,404
−HK$1,238/mo
Today · 4.125%
HK$41,642
baseline
▲ 0.50% · 4.625%
HK$44,176
+HK$2,534/mo
Deposit HK$955K · loan HK$8.59M · min. income ≈ HK$83,284/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$324,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,593
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$44,762
−HK$1,186/mo
Today · 4.125%
HK$45,948
baseline
▲ 0.50% · 4.625%
HK$48,370
+HK$2,422/mo
Deposit HK$955K · loan HK$8.59M · min. income ≈ HK$91,896/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$324,687 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).