▼ 0.50% · 3.625%
HK$20,213
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$20,842
−HK$639/mo
Today · 4.125%
HK$21,481
baseline
▲ 0.50% · 4.625%
HK$22,788
+HK$1,307/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$42,962/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$265,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,487
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$23,090
−HK$612/mo
Today · 4.125%
HK$23,702
baseline
▲ 0.50% · 4.625%
HK$24,951
+HK$1,249/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$47,404/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$265,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,235
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$22,926
−HK$703/mo
Today · 4.125%
HK$23,629
baseline
▲ 0.50% · 4.625%
HK$25,067
+HK$1,438/mo
Deposit HK$3.99M · loan HK$4.88M · min. income ≈ HK$47,258/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,736
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,399
−HK$673/mo
Today · 4.125%
HK$26,072
baseline
▲ 0.50% · 4.625%
HK$27,447
+HK$1,375/mo
Deposit HK$3.99M · loan HK$4.88M · min. income ≈ HK$52,144/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,256
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$25,011
−HK$766/mo
Today · 4.125%
HK$25,777
baseline
▲ 0.50% · 4.625%
HK$27,346
+HK$1,569/mo
Deposit HK$3.55M · loan HK$5.32M · min. income ≈ HK$51,554/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,985
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$27,708
−HK$735/mo
Today · 4.125%
HK$28,443
baseline
▲ 0.50% · 4.625%
HK$29,942
+HK$1,499/mo
Deposit HK$3.55M · loan HK$5.32M · min. income ≈ HK$56,886/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,277
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$27,095
−HK$830/mo
Today · 4.125%
HK$27,925
baseline
▲ 0.50% · 4.625%
HK$29,624
+HK$1,699/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$55,850/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$265,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,233
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$30,017
−HK$796/mo
Today · 4.125%
HK$30,813
baseline
▲ 0.50% · 4.625%
HK$32,437
+HK$1,624/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$61,626/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$265,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,299
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$29,179
−HK$894/mo
Today · 4.125%
HK$30,073
baseline
▲ 0.50% · 4.625%
HK$31,903
+HK$1,830/mo
Deposit HK$2.66M · loan HK$6.21M · min. income ≈ HK$60,146/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$265,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,482
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$32,326
−HK$857/mo
Today · 4.125%
HK$33,183
baseline
▲ 0.50% · 4.625%
HK$34,932
+HK$1,749/mo
Deposit HK$2.66M · loan HK$6.21M · min. income ≈ HK$66,366/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$265,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,320
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$31,263
−HK$958/mo
Today · 4.125%
HK$32,221
baseline
▲ 0.50% · 4.625%
HK$34,182
+HK$1,961/mo
Deposit HK$2.22M · loan HK$6.65M · min. income ≈ HK$64,442/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,731
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$34,635
−HK$918/mo
Today · 4.125%
HK$35,553
baseline
▲ 0.50% · 4.625%
HK$37,427
+HK$1,874/mo
Deposit HK$2.22M · loan HK$6.65M · min. income ≈ HK$71,106/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,341
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$33,347
−HK$1,023/mo
Today · 4.125%
HK$34,370
baseline
▲ 0.50% · 4.625%
HK$36,461
+HK$2,091/mo
Deposit HK$1.77M · loan HK$7.09M · min. income ≈ HK$68,740/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,980
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$36,944
−HK$979/mo
Today · 4.125%
HK$37,923
baseline
▲ 0.50% · 4.625%
HK$39,922
+HK$1,999/mo
Deposit HK$1.77M · loan HK$7.09M · min. income ≈ HK$75,846/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,363
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$35,432
−HK$1,086/mo
Today · 4.125%
HK$36,518
baseline
▲ 0.50% · 4.625%
HK$38,740
+HK$2,222/mo
Deposit HK$1.33M · loan HK$7.53M · min. income ≈ HK$73,036/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$265,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,228
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$39,253
−HK$1,041/mo
Today · 4.125%
HK$40,294
baseline
▲ 0.50% · 4.625%
HK$42,418
+HK$2,124/mo
Deposit HK$1.33M · loan HK$7.53M · min. income ≈ HK$80,588/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$265,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,384
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$37,516
−HK$1,150/mo
Today · 4.125%
HK$38,666
baseline
▲ 0.50% · 4.625%
HK$41,018
+HK$2,352/mo
Deposit HK$886K · loan HK$7.98M · min. income ≈ HK$77,332/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,477
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$41,563
−HK$1,101/mo
Today · 4.125%
HK$42,664
baseline
▲ 0.50% · 4.625%
HK$44,913
+HK$2,249/mo
Deposit HK$886K · loan HK$7.98M · min. income ≈ HK$85,328/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,936 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).