▼ 0.50% · 3.625%
HK$20,503
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$21,141
−HK$648/mo
Today · 4.125%
HK$21,789
baseline
▲ 0.50% · 4.625%
HK$23,115
+HK$1,326/mo
Deposit HK$4.50M · loan HK$4.50M · min. income ≈ HK$43,578/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$269,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,809
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$23,421
−HK$621/mo
Today · 4.125%
HK$24,042
baseline
▲ 0.50% · 4.625%
HK$25,309
+HK$1,267/mo
Deposit HK$4.50M · loan HK$4.50M · min. income ≈ HK$48,084/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$269,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,553
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,255
−HK$713/mo
Today · 4.125%
HK$23,968
baseline
▲ 0.50% · 4.625%
HK$25,426
+HK$1,458/mo
Deposit HK$4.05M · loan HK$4.95M · min. income ≈ HK$47,936/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$269,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,090
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$25,763
−HK$683/mo
Today · 4.125%
HK$26,446
baseline
▲ 0.50% · 4.625%
HK$27,840
+HK$1,394/mo
Deposit HK$4.05M · loan HK$4.95M · min. income ≈ HK$52,892/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$269,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,604
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$25,369
−HK$778/mo
Today · 4.125%
HK$26,147
baseline
▲ 0.50% · 4.625%
HK$27,738
+HK$1,591/mo
Deposit HK$3.60M · loan HK$5.39M · min. income ≈ HK$52,294/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$269,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,371
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$28,105
−HK$745/mo
Today · 4.125%
HK$28,850
baseline
▲ 0.50% · 4.625%
HK$30,371
+HK$1,521/mo
Deposit HK$3.60M · loan HK$5.39M · min. income ≈ HK$57,700/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$269,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,654
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$27,483
−HK$842/mo
Today · 4.125%
HK$28,325
baseline
▲ 0.50% · 4.625%
HK$30,049
+HK$1,724/mo
Deposit HK$3.15M · loan HK$5.84M · min. income ≈ HK$56,650/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$269,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,652
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$30,448
−HK$806/mo
Today · 4.125%
HK$31,254
baseline
▲ 0.50% · 4.625%
HK$32,902
+HK$1,648/mo
Deposit HK$3.15M · loan HK$5.84M · min. income ≈ HK$62,508/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$269,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,704
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$29,597
−HK$907/mo
Today · 4.125%
HK$30,504
baseline
▲ 0.50% · 4.625%
HK$32,360
+HK$1,856/mo
Deposit HK$2.70M · loan HK$6.29M · min. income ≈ HK$61,008/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$269,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,933
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$32,790
−HK$869/mo
Today · 4.125%
HK$33,659
baseline
▲ 0.50% · 4.625%
HK$35,433
+HK$1,774/mo
Deposit HK$2.70M · loan HK$6.29M · min. income ≈ HK$67,318/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$269,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,755
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$31,711
−HK$972/mo
Today · 4.125%
HK$32,683
baseline
▲ 0.50% · 4.625%
HK$34,672
+HK$1,989/mo
Deposit HK$2.25M · loan HK$6.74M · min. income ≈ HK$65,366/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$269,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,214
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$35,132
−HK$931/mo
Today · 4.125%
HK$36,063
baseline
▲ 0.50% · 4.625%
HK$37,964
+HK$1,901/mo
Deposit HK$2.25M · loan HK$6.74M · min. income ≈ HK$72,126/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$269,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,805
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$33,825
−HK$1,037/mo
Today · 4.125%
HK$34,862
baseline
▲ 0.50% · 4.625%
HK$36,983
+HK$2,121/mo
Deposit HK$1.80M · loan HK$7.19M · min. income ≈ HK$69,724/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,495
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$37,474
−HK$993/mo
Today · 4.125%
HK$38,467
baseline
▲ 0.50% · 4.625%
HK$40,495
+HK$2,028/mo
Deposit HK$1.80M · loan HK$7.19M · min. income ≈ HK$76,934/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,855
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$35,939
−HK$1,102/mo
Today · 4.125%
HK$37,041
baseline
▲ 0.50% · 4.625%
HK$39,295
+HK$2,254/mo
Deposit HK$1.35M · loan HK$7.64M · min. income ≈ HK$74,082/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,776
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$39,816
−HK$1,055/mo
Today · 4.125%
HK$40,871
baseline
▲ 0.50% · 4.625%
HK$43,025
+HK$2,154/mo
Deposit HK$1.35M · loan HK$7.64M · min. income ≈ HK$81,742/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,906
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$38,054
−HK$1,166/mo
Today · 4.125%
HK$39,220
baseline
▲ 0.50% · 4.625%
HK$41,606
+HK$2,386/mo
Deposit HK$899K · loan HK$8.09M · min. income ≈ HK$78,440/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,057
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$42,158
−HK$1,117/mo
Today · 4.125%
HK$43,275
baseline
▲ 0.50% · 4.625%
HK$45,556
+HK$2,281/mo
Deposit HK$899K · loan HK$8.09M · min. income ≈ HK$86,550/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,748 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).