▼ 0.50% · 3.625%
HK$19,530
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$20,137
−HK$617/mo
Today · 4.125%
HK$20,754
baseline
▲ 0.50% · 4.625%
HK$22,017
+HK$1,263/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$41,508/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$256,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,726
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$22,309
−HK$591/mo
Today · 4.125%
HK$22,900
baseline
▲ 0.50% · 4.625%
HK$24,107
+HK$1,207/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$45,800/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$256,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,482
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$22,151
−HK$679/mo
Today · 4.125%
HK$22,830
baseline
▲ 0.50% · 4.625%
HK$24,219
+HK$1,389/mo
Deposit HK$3.85M · loan HK$4.71M · min. income ≈ HK$45,660/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$256,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,899
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$24,540
−HK$650/mo
Today · 4.125%
HK$25,190
baseline
▲ 0.50% · 4.625%
HK$26,518
+HK$1,328/mo
Deposit HK$3.85M · loan HK$4.71M · min. income ≈ HK$50,380/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$256,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,435
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$24,164
−HK$741/mo
Today · 4.125%
HK$24,905
baseline
▲ 0.50% · 4.625%
HK$26,420
+HK$1,515/mo
Deposit HK$3.43M · loan HK$5.14M · min. income ≈ HK$49,810/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,072
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$26,771
−HK$709/mo
Today · 4.125%
HK$27,480
baseline
▲ 0.50% · 4.625%
HK$28,929
+HK$1,449/mo
Deposit HK$3.43M · loan HK$5.14M · min. income ≈ HK$54,960/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,388
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$26,178
−HK$802/mo
Today · 4.125%
HK$26,980
baseline
▲ 0.50% · 4.625%
HK$28,622
+HK$1,642/mo
Deposit HK$3.00M · loan HK$5.57M · min. income ≈ HK$53,960/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,244
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$29,002
−HK$768/mo
Today · 4.125%
HK$29,770
baseline
▲ 0.50% · 4.625%
HK$31,339
+HK$1,569/mo
Deposit HK$3.00M · loan HK$5.57M · min. income ≈ HK$59,540/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,341
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,192
−HK$864/mo
Today · 4.125%
HK$29,056
baseline
▲ 0.50% · 4.625%
HK$30,824
+HK$1,768/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$58,112/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$256,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,417
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$31,233
−HK$827/mo
Today · 4.125%
HK$32,060
baseline
▲ 0.50% · 4.625%
HK$33,750
+HK$1,690/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$64,120/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$256,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,294
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$30,205
−HK$926/mo
Today · 4.125%
HK$31,131
baseline
▲ 0.50% · 4.625%
HK$33,026
+HK$1,895/mo
Deposit HK$2.14M · loan HK$6.42M · min. income ≈ HK$62,262/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$256,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,590
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,464
−HK$886/mo
Today · 4.125%
HK$34,350
baseline
▲ 0.50% · 4.625%
HK$36,161
+HK$1,811/mo
Deposit HK$2.14M · loan HK$6.42M · min. income ≈ HK$68,700/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$256,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,247
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,219
−HK$988/mo
Today · 4.125%
HK$33,207
baseline
▲ 0.50% · 4.625%
HK$35,227
+HK$2,020/mo
Deposit HK$1.71M · loan HK$6.85M · min. income ≈ HK$66,414/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,762
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,695
−HK$945/mo
Today · 4.125%
HK$36,640
baseline
▲ 0.50% · 4.625%
HK$38,572
+HK$1,932/mo
Deposit HK$1.71M · loan HK$6.85M · min. income ≈ HK$73,280/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,200
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$34,233
−HK$1,049/mo
Today · 4.125%
HK$35,282
baseline
▲ 0.50% · 4.625%
HK$37,429
+HK$2,147/mo
Deposit HK$1.28M · loan HK$7.28M · min. income ≈ HK$70,564/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,935
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$37,925
−HK$1,005/mo
Today · 4.125%
HK$38,930
baseline
▲ 0.50% · 4.625%
HK$40,982
+HK$2,052/mo
Deposit HK$1.28M · loan HK$7.28M · min. income ≈ HK$77,860/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,153
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$36,247
−HK$1,111/mo
Today · 4.125%
HK$37,358
baseline
▲ 0.50% · 4.625%
HK$39,631
+HK$2,273/mo
Deposit HK$856K · loan HK$7.71M · min. income ≈ HK$74,716/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,107
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$40,156
−HK$1,064/mo
Today · 4.125%
HK$41,220
baseline
▲ 0.50% · 4.625%
HK$43,393
+HK$2,173/mo
Deposit HK$856K · loan HK$7.71M · min. income ≈ HK$82,440/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,939 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).