▼ 0.50% · 3.625%
HK$18,814
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$19,399
−HK$595/mo
Today · 4.125%
HK$19,994
baseline
▲ 0.50% · 4.625%
HK$21,210
+HK$1,216/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$39,988/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,930
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$21,492
−HK$569/mo
Today · 4.125%
HK$22,061
baseline
▲ 0.50% · 4.625%
HK$23,224
+HK$1,163/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$44,122/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,695
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,339
−HK$654/mo
Today · 4.125%
HK$21,993
baseline
▲ 0.50% · 4.625%
HK$23,331
+HK$1,338/mo
Deposit HK$3.71M · loan HK$4.54M · min. income ≈ HK$43,986/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,023
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$23,641
−HK$626/mo
Today · 4.125%
HK$24,267
baseline
▲ 0.50% · 4.625%
HK$25,546
+HK$1,279/mo
Deposit HK$3.71M · loan HK$4.54M · min. income ≈ HK$48,534/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,577
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,279
−HK$713/mo
Today · 4.125%
HK$23,992
baseline
▲ 0.50% · 4.625%
HK$25,452
+HK$1,460/mo
Deposit HK$3.30M · loan HK$4.95M · min. income ≈ HK$47,984/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,116
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,790
−HK$683/mo
Today · 4.125%
HK$26,473
baseline
▲ 0.50% · 4.625%
HK$27,869
+HK$1,396/mo
Deposit HK$3.30M · loan HK$4.95M · min. income ≈ HK$52,946/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,458
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$25,219
−HK$773/mo
Today · 4.125%
HK$25,992
baseline
▲ 0.50% · 4.625%
HK$27,573
+HK$1,581/mo
Deposit HK$2.89M · loan HK$5.36M · min. income ≈ HK$51,984/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$247,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,209
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$27,939
−HK$740/mo
Today · 4.125%
HK$28,679
baseline
▲ 0.50% · 4.625%
HK$30,191
+HK$1,512/mo
Deposit HK$2.89M · loan HK$5.36M · min. income ≈ HK$57,358/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$247,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,339
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$27,159
−HK$832/mo
Today · 4.125%
HK$27,991
baseline
▲ 0.50% · 4.625%
HK$29,694
+HK$1,703/mo
Deposit HK$2.48M · loan HK$5.78M · min. income ≈ HK$55,982/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,302
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$30,088
−HK$798/mo
Today · 4.125%
HK$30,886
baseline
▲ 0.50% · 4.625%
HK$32,514
+HK$1,628/mo
Deposit HK$2.48M · loan HK$5.78M · min. income ≈ HK$61,772/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,221
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$29,099
−HK$892/mo
Today · 4.125%
HK$29,991
baseline
▲ 0.50% · 4.625%
HK$31,815
+HK$1,824/mo
Deposit HK$2.06M · loan HK$6.19M · min. income ≈ HK$59,982/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,395
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$32,237
−HK$855/mo
Today · 4.125%
HK$33,092
baseline
▲ 0.50% · 4.625%
HK$34,836
+HK$1,744/mo
Deposit HK$2.06M · loan HK$6.19M · min. income ≈ HK$66,184/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,102
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$31,039
−HK$951/mo
Today · 4.125%
HK$31,990
baseline
▲ 0.50% · 4.625%
HK$33,936
+HK$1,946/mo
Deposit HK$1.65M · loan HK$6.60M · min. income ≈ HK$63,980/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,488
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,387
−HK$911/mo
Today · 4.125%
HK$35,298
baseline
▲ 0.50% · 4.625%
HK$37,158
+HK$1,860/mo
Deposit HK$1.65M · loan HK$6.60M · min. income ≈ HK$70,596/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,984
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$32,979
−HK$1,010/mo
Today · 4.125%
HK$33,989
baseline
▲ 0.50% · 4.625%
HK$36,057
+HK$2,068/mo
Deposit HK$1.24M · loan HK$7.01M · min. income ≈ HK$67,978/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$247,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,581
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$36,536
−HK$968/mo
Today · 4.125%
HK$37,504
baseline
▲ 0.50% · 4.625%
HK$39,481
+HK$1,977/mo
Deposit HK$1.24M · loan HK$7.01M · min. income ≈ HK$75,008/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$247,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,865
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$34,918
−HK$1,071/mo
Today · 4.125%
HK$35,989
baseline
▲ 0.50% · 4.625%
HK$38,178
+HK$2,189/mo
Deposit HK$825K · loan HK$7.43M · min. income ≈ HK$71,978/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,675
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$38,685
−HK$1,025/mo
Today · 4.125%
HK$39,710
baseline
▲ 0.50% · 4.625%
HK$41,803
+HK$2,093/mo
Deposit HK$825K · loan HK$7.43M · min. income ≈ HK$79,420/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,524 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).