▼ 0.50% · 3.625%
HK$20,893
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$21,543
−HK$660/mo
Today · 4.125%
HK$22,203
baseline
▲ 0.50% · 4.625%
HK$23,555
+HK$1,352/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$44,406/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$286,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,244
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$23,867
−HK$632/mo
Today · 4.125%
HK$24,499
baseline
▲ 0.50% · 4.625%
HK$25,791
+HK$1,292/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$48,998/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$286,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,983
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$23,698
−HK$726/mo
Today · 4.125%
HK$24,424
baseline
▲ 0.50% · 4.625%
HK$25,910
+HK$1,486/mo
Deposit HK$4.12M · loan HK$5.04M · min. income ≈ HK$48,848/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$286,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,568
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$26,254
−HK$695/mo
Today · 4.125%
HK$26,949
baseline
▲ 0.50% · 4.625%
HK$28,370
+HK$1,421/mo
Deposit HK$4.12M · loan HK$5.04M · min. income ≈ HK$53,898/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$286,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,072
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,852
−HK$792/mo
Today · 4.125%
HK$26,644
baseline
▲ 0.50% · 4.625%
HK$28,265
+HK$1,621/mo
Deposit HK$3.67M · loan HK$5.50M · min. income ≈ HK$53,288/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$286,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,892
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$28,640
−HK$759/mo
Today · 4.125%
HK$29,399
baseline
▲ 0.50% · 4.625%
HK$30,949
+HK$1,550/mo
Deposit HK$3.67M · loan HK$5.50M · min. income ≈ HK$58,798/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$286,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,161
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$28,006
−HK$859/mo
Today · 4.125%
HK$28,865
baseline
▲ 0.50% · 4.625%
HK$30,621
+HK$1,756/mo
Deposit HK$3.21M · loan HK$5.96M · min. income ≈ HK$57,730/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$286,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,217
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$31,027
−HK$822/mo
Today · 4.125%
HK$31,849
baseline
▲ 0.50% · 4.625%
HK$33,528
+HK$1,679/mo
Deposit HK$3.21M · loan HK$5.96M · min. income ≈ HK$63,698/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$286,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,251
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$30,160
−HK$925/mo
Today · 4.125%
HK$31,085
baseline
▲ 0.50% · 4.625%
HK$32,976
+HK$1,891/mo
Deposit HK$2.75M · loan HK$6.41M · min. income ≈ HK$62,170/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$286,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,541
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$33,414
−HK$885/mo
Today · 4.125%
HK$34,299
baseline
▲ 0.50% · 4.625%
HK$36,107
+HK$1,808/mo
Deposit HK$2.75M · loan HK$6.41M · min. income ≈ HK$68,598/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$286,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,340
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,315
−HK$990/mo
Today · 4.125%
HK$33,305
baseline
▲ 0.50% · 4.625%
HK$35,332
+HK$2,027/mo
Deposit HK$2.29M · loan HK$6.87M · min. income ≈ HK$66,610/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$286,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,865
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,800
−HK$949/mo
Today · 4.125%
HK$36,749
baseline
▲ 0.50% · 4.625%
HK$38,686
+HK$1,937/mo
Deposit HK$2.29M · loan HK$6.87M · min. income ≈ HK$73,498/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$286,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,429
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$34,469
−HK$1,057/mo
Today · 4.125%
HK$35,526
baseline
▲ 0.50% · 4.625%
HK$37,687
+HK$2,161/mo
Deposit HK$1.83M · loan HK$7.33M · min. income ≈ HK$71,052/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$286,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,190
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$38,187
−HK$1,012/mo
Today · 4.125%
HK$39,199
baseline
▲ 0.50% · 4.625%
HK$41,265
+HK$2,066/mo
Deposit HK$1.83M · loan HK$7.33M · min. income ≈ HK$78,398/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$286,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,519
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$36,623
−HK$1,123/mo
Today · 4.125%
HK$37,746
baseline
▲ 0.50% · 4.625%
HK$40,043
+HK$2,297/mo
Deposit HK$1.37M · loan HK$7.79M · min. income ≈ HK$75,492/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$286,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,514
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$40,574
−HK$1,075/mo
Today · 4.125%
HK$41,649
baseline
▲ 0.50% · 4.625%
HK$43,844
+HK$2,195/mo
Deposit HK$1.37M · loan HK$7.79M · min. income ≈ HK$83,298/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$286,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,608
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$38,778
−HK$1,188/mo
Today · 4.125%
HK$39,966
baseline
▲ 0.50% · 4.625%
HK$42,398
+HK$2,432/mo
Deposit HK$916K · loan HK$8.25M · min. income ≈ HK$79,932/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$286,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,838
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$42,961
−HK$1,138/mo
Today · 4.125%
HK$44,099
baseline
▲ 0.50% · 4.625%
HK$46,423
+HK$2,324/mo
Deposit HK$916K · loan HK$8.25M · min. income ≈ HK$88,198/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$286,270 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).