▼ 0.50% · 3.625%
HK$21,331
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$21,995
−HK$674/mo
Today · 4.125%
HK$22,669
baseline
▲ 0.50% · 4.625%
HK$24,048
+HK$1,379/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$45,338/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$305,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,731
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$24,367
−HK$646/mo
Today · 4.125%
HK$25,013
baseline
▲ 0.50% · 4.625%
HK$26,331
+HK$1,318/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$50,026/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$305,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,464
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$24,194
−HK$742/mo
Today · 4.125%
HK$24,936
baseline
▲ 0.50% · 4.625%
HK$26,453
+HK$1,517/mo
Deposit HK$4.21M · loan HK$5.15M · min. income ≈ HK$49,872/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$305,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,104
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$26,804
−HK$710/mo
Today · 4.125%
HK$27,514
baseline
▲ 0.50% · 4.625%
HK$28,965
+HK$1,451/mo
Deposit HK$4.21M · loan HK$5.15M · min. income ≈ HK$55,028/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$305,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,598
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$26,394
−HK$809/mo
Today · 4.125%
HK$27,203
baseline
▲ 0.50% · 4.625%
HK$28,858
+HK$1,655/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$54,406/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$305,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,477
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$29,241
−HK$775/mo
Today · 4.125%
HK$30,016
baseline
▲ 0.50% · 4.625%
HK$31,598
+HK$1,582/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$60,032/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$305,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,731
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$28,593
−HK$877/mo
Today · 4.125%
HK$29,470
baseline
▲ 0.50% · 4.625%
HK$31,263
+HK$1,793/mo
Deposit HK$3.27M · loan HK$6.08M · min. income ≈ HK$58,940/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$305,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,850
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$31,678
−HK$839/mo
Today · 4.125%
HK$32,517
baseline
▲ 0.50% · 4.625%
HK$34,231
+HK$1,714/mo
Deposit HK$3.27M · loan HK$6.08M · min. income ≈ HK$65,034/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$305,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,864
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$30,793
−HK$944/mo
Today · 4.125%
HK$31,737
baseline
▲ 0.50% · 4.625%
HK$33,668
+HK$1,931/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$63,474/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$305,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,223
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$34,114
−HK$904/mo
Today · 4.125%
HK$35,018
baseline
▲ 0.50% · 4.625%
HK$36,864
+HK$1,846/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$70,036/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$305,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,997
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$32,992
−HK$1,011/mo
Today · 4.125%
HK$34,003
baseline
▲ 0.50% · 4.625%
HK$36,073
+HK$2,070/mo
Deposit HK$2.34M · loan HK$7.02M · min. income ≈ HK$68,006/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$305,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,596
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$36,551
−HK$969/mo
Today · 4.125%
HK$37,520
baseline
▲ 0.50% · 4.625%
HK$39,497
+HK$1,977/mo
Deposit HK$2.34M · loan HK$7.02M · min. income ≈ HK$75,040/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$305,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,130
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$35,192
−HK$1,078/mo
Today · 4.125%
HK$36,270
baseline
▲ 0.50% · 4.625%
HK$38,477
+HK$2,207/mo
Deposit HK$1.87M · loan HK$7.48M · min. income ≈ HK$72,540/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$305,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,969
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$38,988
−HK$1,033/mo
Today · 4.125%
HK$40,021
baseline
▲ 0.50% · 4.625%
HK$42,130
+HK$2,109/mo
Deposit HK$1.87M · loan HK$7.48M · min. income ≈ HK$80,042/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$305,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,263
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$37,391
−HK$1,146/mo
Today · 4.125%
HK$38,537
baseline
▲ 0.50% · 4.625%
HK$40,882
+HK$2,345/mo
Deposit HK$1.40M · loan HK$7.95M · min. income ≈ HK$77,074/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$305,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,343
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$41,424
−HK$1,098/mo
Today · 4.125%
HK$42,522
baseline
▲ 0.50% · 4.625%
HK$44,764
+HK$2,242/mo
Deposit HK$1.40M · loan HK$7.95M · min. income ≈ HK$85,044/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$305,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,396
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$39,591
−HK$1,213/mo
Today · 4.125%
HK$40,804
baseline
▲ 0.50% · 4.625%
HK$43,287
+HK$2,483/mo
Deposit HK$935K · loan HK$8.42M · min. income ≈ HK$81,608/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$305,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,716
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$43,861
−HK$1,162/mo
Today · 4.125%
HK$45,023
baseline
▲ 0.50% · 4.625%
HK$47,397
+HK$2,374/mo
Deposit HK$935K · loan HK$8.42M · min. income ≈ HK$90,046/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$305,480 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).