▼ 0.50% · 3.625%
HK$18,332
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$18,902
−HK$580/mo
Today · 4.125%
HK$19,482
baseline
▲ 0.50% · 4.625%
HK$20,667
+HK$1,185/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$38,964/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$241,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,394
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$20,941
−HK$555/mo
Today · 4.125%
HK$21,496
baseline
▲ 0.50% · 4.625%
HK$22,629
+HK$1,133/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$42,992/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$241,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,165
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$20,793
−HK$637/mo
Today · 4.125%
HK$21,430
baseline
▲ 0.50% · 4.625%
HK$22,734
+HK$1,304/mo
Deposit HK$3.62M · loan HK$4.42M · min. income ≈ HK$42,860/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$241,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,434
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$23,035
−HK$611/mo
Today · 4.125%
HK$23,646
baseline
▲ 0.50% · 4.625%
HK$24,892
+HK$1,246/mo
Deposit HK$3.62M · loan HK$4.42M · min. income ≈ HK$47,292/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$241,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,999
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$22,683
−HK$695/mo
Today · 4.125%
HK$23,378
baseline
▲ 0.50% · 4.625%
HK$24,801
+HK$1,423/mo
Deposit HK$3.22M · loan HK$4.82M · min. income ≈ HK$46,756/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,473
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$25,129
−HK$666/mo
Today · 4.125%
HK$25,795
baseline
▲ 0.50% · 4.625%
HK$27,155
+HK$1,360/mo
Deposit HK$3.22M · loan HK$4.82M · min. income ≈ HK$51,590/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,832
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$24,573
−HK$753/mo
Today · 4.125%
HK$25,326
baseline
▲ 0.50% · 4.625%
HK$26,867
+HK$1,541/mo
Deposit HK$2.81M · loan HK$5.23M · min. income ≈ HK$50,652/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,513
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$27,224
−HK$721/mo
Today · 4.125%
HK$27,945
baseline
▲ 0.50% · 4.625%
HK$29,418
+HK$1,473/mo
Deposit HK$2.81M · loan HK$5.23M · min. income ≈ HK$55,890/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,665
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$26,463
−HK$811/mo
Today · 4.125%
HK$27,274
baseline
▲ 0.50% · 4.625%
HK$28,934
+HK$1,660/mo
Deposit HK$2.41M · loan HK$5.63M · min. income ≈ HK$54,548/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$241,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,552
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$29,318
−HK$777/mo
Today · 4.125%
HK$30,095
baseline
▲ 0.50% · 4.625%
HK$31,681
+HK$1,586/mo
Deposit HK$2.41M · loan HK$5.63M · min. income ≈ HK$60,190/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$241,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,498
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$28,353
−HK$870/mo
Today · 4.125%
HK$29,223
baseline
▲ 0.50% · 4.625%
HK$31,001
+HK$1,778/mo
Deposit HK$2.01M · loan HK$6.03M · min. income ≈ HK$58,446/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$241,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,591
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$31,412
−HK$832/mo
Today · 4.125%
HK$32,244
baseline
▲ 0.50% · 4.625%
HK$33,944
+HK$1,700/mo
Deposit HK$2.01M · loan HK$6.03M · min. income ≈ HK$64,488/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$241,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,331
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,244
−HK$927/mo
Today · 4.125%
HK$31,171
baseline
▲ 0.50% · 4.625%
HK$33,067
+HK$1,896/mo
Deposit HK$1.61M · loan HK$6.43M · min. income ≈ HK$62,342/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,631
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$33,506
−HK$888/mo
Today · 4.125%
HK$34,394
baseline
▲ 0.50% · 4.625%
HK$36,207
+HK$1,813/mo
Deposit HK$1.61M · loan HK$6.43M · min. income ≈ HK$68,788/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,165
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$32,134
−HK$985/mo
Today · 4.125%
HK$33,119
baseline
▲ 0.50% · 4.625%
HK$35,134
+HK$2,015/mo
Deposit HK$1.21M · loan HK$6.83M · min. income ≈ HK$66,238/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,670
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$35,600
−HK$943/mo
Today · 4.125%
HK$36,543
baseline
▲ 0.50% · 4.625%
HK$38,470
+HK$1,927/mo
Deposit HK$1.21M · loan HK$6.83M · min. income ≈ HK$73,086/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,998
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,024
−HK$1,043/mo
Today · 4.125%
HK$35,067
baseline
▲ 0.50% · 4.625%
HK$37,201
+HK$2,134/mo
Deposit HK$804K · loan HK$7.24M · min. income ≈ HK$70,134/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,710
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,694
−HK$999/mo
Today · 4.125%
HK$38,693
baseline
▲ 0.50% · 4.625%
HK$40,733
+HK$2,040/mo
Deposit HK$804K · loan HK$7.24M · min. income ≈ HK$77,386/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,185 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).