▼ 0.50% · 3.625%
HK$19,728
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$20,342
−HK$623/mo
Today · 4.125%
HK$20,965
baseline
▲ 0.50% · 4.625%
HK$22,241
+HK$1,276/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$41,930/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$259,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,948
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$22,536
−HK$597/mo
Today · 4.125%
HK$23,133
baseline
▲ 0.50% · 4.625%
HK$24,353
+HK$1,220/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$46,266/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$259,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,701
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$22,376
−HK$686/mo
Today · 4.125%
HK$23,062
baseline
▲ 0.50% · 4.625%
HK$24,465
+HK$1,403/mo
Deposit HK$3.89M · loan HK$4.76M · min. income ≈ HK$46,124/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$259,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,142
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$24,790
−HK$657/mo
Today · 4.125%
HK$25,447
baseline
▲ 0.50% · 4.625%
HK$26,788
+HK$1,341/mo
Deposit HK$3.89M · loan HK$4.76M · min. income ≈ HK$50,894/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$259,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,674
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$24,410
−HK$749/mo
Today · 4.125%
HK$25,159
baseline
▲ 0.50% · 4.625%
HK$26,689
+HK$1,530/mo
Deposit HK$3.46M · loan HK$5.19M · min. income ≈ HK$50,318/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,337
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$27,043
−HK$717/mo
Today · 4.125%
HK$27,760
baseline
▲ 0.50% · 4.625%
HK$29,223
+HK$1,463/mo
Deposit HK$3.46M · loan HK$5.19M · min. income ≈ HK$55,520/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,647
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$26,445
−HK$810/mo
Today · 4.125%
HK$27,255
baseline
▲ 0.50% · 4.625%
HK$28,914
+HK$1,659/mo
Deposit HK$3.03M · loan HK$5.62M · min. income ≈ HK$54,510/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,532
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$29,297
−HK$776/mo
Today · 4.125%
HK$30,073
baseline
▲ 0.50% · 4.625%
HK$31,659
+HK$1,586/mo
Deposit HK$3.03M · loan HK$5.62M · min. income ≈ HK$60,146/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,620
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$28,479
−HK$873/mo
Today · 4.125%
HK$29,352
baseline
▲ 0.50% · 4.625%
HK$31,138
+HK$1,786/mo
Deposit HK$2.60M · loan HK$6.06M · min. income ≈ HK$58,704/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$259,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,727
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$31,551
−HK$836/mo
Today · 4.125%
HK$32,387
baseline
▲ 0.50% · 4.625%
HK$34,094
+HK$1,707/mo
Deposit HK$2.60M · loan HK$6.06M · min. income ≈ HK$64,774/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$259,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,593
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$30,513
−HK$935/mo
Today · 4.125%
HK$31,448
baseline
▲ 0.50% · 4.625%
HK$33,362
+HK$1,914/mo
Deposit HK$2.16M · loan HK$6.49M · min. income ≈ HK$62,896/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,921
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,804
−HK$896/mo
Today · 4.125%
HK$34,700
baseline
▲ 0.50% · 4.625%
HK$36,529
+HK$1,829/mo
Deposit HK$2.16M · loan HK$6.49M · min. income ≈ HK$69,400/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,565
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$32,547
−HK$998/mo
Today · 4.125%
HK$33,545
baseline
▲ 0.50% · 4.625%
HK$35,586
+HK$2,041/mo
Deposit HK$1.73M · loan HK$6.92M · min. income ≈ HK$67,090/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,116
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$36,058
−HK$955/mo
Today · 4.125%
HK$37,013
baseline
▲ 0.50% · 4.625%
HK$38,964
+HK$1,951/mo
Deposit HK$1.73M · loan HK$6.92M · min. income ≈ HK$74,026/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,538
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$34,581
−HK$1,060/mo
Today · 4.125%
HK$35,641
baseline
▲ 0.50% · 4.625%
HK$37,810
+HK$2,169/mo
Deposit HK$1.30M · loan HK$7.35M · min. income ≈ HK$71,282/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,311
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$38,312
−HK$1,015/mo
Today · 4.125%
HK$39,327
baseline
▲ 0.50% · 4.625%
HK$41,400
+HK$2,073/mo
Deposit HK$1.30M · loan HK$7.35M · min. income ≈ HK$78,654/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,511
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$36,616
−HK$1,122/mo
Today · 4.125%
HK$37,738
baseline
▲ 0.50% · 4.625%
HK$40,034
+HK$2,296/mo
Deposit HK$865K · loan HK$7.79M · min. income ≈ HK$75,476/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,506
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$40,565
−HK$1,075/mo
Today · 4.125%
HK$41,640
baseline
▲ 0.50% · 4.625%
HK$43,835
+HK$2,195/mo
Deposit HK$865K · loan HK$7.79M · min. income ≈ HK$83,280/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,555 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).