▼ 0.50% · 3.625%
HK$21,188
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$21,847
−HK$669/mo
Today · 4.125%
HK$22,516
baseline
▲ 0.50% · 4.625%
HK$23,886
+HK$1,370/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$45,032/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$299,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,571
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$24,203
−HK$642/mo
Today · 4.125%
HK$24,845
baseline
▲ 0.50% · 4.625%
HK$26,154
+HK$1,309/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$49,690/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$299,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,306
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,031
−HK$737/mo
Today · 4.125%
HK$24,768
baseline
▲ 0.50% · 4.625%
HK$26,275
+HK$1,507/mo
Deposit HK$4.18M · loan HK$5.11M · min. income ≈ HK$49,536/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$299,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,928
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,624
−HK$705/mo
Today · 4.125%
HK$27,329
baseline
▲ 0.50% · 4.625%
HK$28,770
+HK$1,441/mo
Deposit HK$4.18M · loan HK$5.11M · min. income ≈ HK$54,658/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$299,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,425
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$26,216
−HK$804/mo
Today · 4.125%
HK$27,020
baseline
▲ 0.50% · 4.625%
HK$28,664
+HK$1,644/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$54,040/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$299,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,285
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$29,044
−HK$769/mo
Today · 4.125%
HK$29,813
baseline
▲ 0.50% · 4.625%
HK$31,385
+HK$1,572/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$59,626/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$299,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,544
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$28,401
−HK$870/mo
Today · 4.125%
HK$29,271
baseline
▲ 0.50% · 4.625%
HK$31,052
+HK$1,781/mo
Deposit HK$3.25M · loan HK$6.04M · min. income ≈ HK$58,542/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$299,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,642
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$31,464
−HK$834/mo
Today · 4.125%
HK$32,298
baseline
▲ 0.50% · 4.625%
HK$34,000
+HK$1,702/mo
Deposit HK$3.25M · loan HK$6.04M · min. income ≈ HK$64,596/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$299,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,663
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$30,585
−HK$938/mo
Today · 4.125%
HK$31,523
baseline
▲ 0.50% · 4.625%
HK$33,441
+HK$1,918/mo
Deposit HK$2.79M · loan HK$6.50M · min. income ≈ HK$63,046/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$299,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,999
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$33,884
−HK$898/mo
Today · 4.125%
HK$34,782
baseline
▲ 0.50% · 4.625%
HK$36,616
+HK$1,834/mo
Deposit HK$2.79M · loan HK$6.50M · min. income ≈ HK$69,564/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$299,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,781
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$32,770
−HK$1,004/mo
Today · 4.125%
HK$33,774
baseline
▲ 0.50% · 4.625%
HK$35,830
+HK$2,056/mo
Deposit HK$2.32M · loan HK$6.97M · min. income ≈ HK$67,548/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$299,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,357
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$36,305
−HK$962/mo
Today · 4.125%
HK$37,267
baseline
▲ 0.50% · 4.625%
HK$39,231
+HK$1,964/mo
Deposit HK$2.32M · loan HK$6.97M · min. income ≈ HK$74,534/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$299,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,900
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$34,955
−HK$1,071/mo
Today · 4.125%
HK$36,026
baseline
▲ 0.50% · 4.625%
HK$38,218
+HK$2,192/mo
Deposit HK$1.86M · loan HK$7.43M · min. income ≈ HK$72,052/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$299,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,714
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$38,725
−HK$1,026/mo
Today · 4.125%
HK$39,751
baseline
▲ 0.50% · 4.625%
HK$41,847
+HK$2,096/mo
Deposit HK$1.86M · loan HK$7.43M · min. income ≈ HK$79,502/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$299,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,019
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$37,139
−HK$1,139/mo
Today · 4.125%
HK$38,278
baseline
▲ 0.50% · 4.625%
HK$40,607
+HK$2,329/mo
Deposit HK$1.39M · loan HK$7.90M · min. income ≈ HK$76,556/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$299,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,071
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$41,145
−HK$1,091/mo
Today · 4.125%
HK$42,236
baseline
▲ 0.50% · 4.625%
HK$44,462
+HK$2,226/mo
Deposit HK$1.39M · loan HK$7.90M · min. income ≈ HK$84,472/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$299,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,138
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$39,324
−HK$1,205/mo
Today · 4.125%
HK$40,529
baseline
▲ 0.50% · 4.625%
HK$42,995
+HK$2,466/mo
Deposit HK$929K · loan HK$8.36M · min. income ≈ HK$81,058/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$299,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,428
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$43,566
−HK$1,154/mo
Today · 4.125%
HK$44,720
baseline
▲ 0.50% · 4.625%
HK$47,077
+HK$2,357/mo
Deposit HK$929K · loan HK$8.36M · min. income ≈ HK$89,440/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$299,178 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).