▼ 0.50% · 3.625%
HK$20,065
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$20,689
−HK$634/mo
Today · 4.125%
HK$21,323
baseline
▲ 0.50% · 4.625%
HK$22,620
+HK$1,297/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$42,646/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$263,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,322
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$22,920
−HK$608/mo
Today · 4.125%
HK$23,528
baseline
▲ 0.50% · 4.625%
HK$24,768
+HK$1,240/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$47,056/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$263,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,071
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$22,758
−HK$697/mo
Today · 4.125%
HK$23,455
baseline
▲ 0.50% · 4.625%
HK$24,882
+HK$1,427/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$46,910/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$263,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,554
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$25,212
−HK$669/mo
Today · 4.125%
HK$25,881
baseline
▲ 0.50% · 4.625%
HK$27,245
+HK$1,364/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$51,762/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$263,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,078
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$24,827
−HK$761/mo
Today · 4.125%
HK$25,588
baseline
▲ 0.50% · 4.625%
HK$27,144
+HK$1,556/mo
Deposit HK$3.52M · loan HK$5.28M · min. income ≈ HK$51,176/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,786
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$27,505
−HK$728/mo
Today · 4.125%
HK$28,233
baseline
▲ 0.50% · 4.625%
HK$29,722
+HK$1,489/mo
Deposit HK$3.52M · loan HK$5.28M · min. income ≈ HK$56,466/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,084
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,895
−HK$825/mo
Today · 4.125%
HK$27,720
baseline
▲ 0.50% · 4.625%
HK$29,407
+HK$1,687/mo
Deposit HK$3.08M · loan HK$5.72M · min. income ≈ HK$55,440/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,018
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,797
−HK$789/mo
Today · 4.125%
HK$30,586
baseline
▲ 0.50% · 4.625%
HK$32,198
+HK$1,612/mo
Deposit HK$3.08M · loan HK$5.72M · min. income ≈ HK$61,172/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,091
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$28,964
−HK$888/mo
Today · 4.125%
HK$29,852
baseline
▲ 0.50% · 4.625%
HK$31,669
+HK$1,817/mo
Deposit HK$2.64M · loan HK$6.16M · min. income ≈ HK$59,704/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,251
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$32,089
−HK$850/mo
Today · 4.125%
HK$32,939
baseline
▲ 0.50% · 4.625%
HK$34,675
+HK$1,736/mo
Deposit HK$2.64M · loan HK$6.16M · min. income ≈ HK$65,878/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,097
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$31,033
−HK$951/mo
Today · 4.125%
HK$31,984
baseline
▲ 0.50% · 4.625%
HK$33,931
+HK$1,947/mo
Deposit HK$2.20M · loan HK$6.60M · min. income ≈ HK$63,968/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,483
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$34,381
−HK$911/mo
Today · 4.125%
HK$35,292
baseline
▲ 0.50% · 4.625%
HK$37,152
+HK$1,860/mo
Deposit HK$2.20M · loan HK$6.60M · min. income ≈ HK$70,584/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,104
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$33,102
−HK$1,015/mo
Today · 4.125%
HK$34,117
baseline
▲ 0.50% · 4.625%
HK$36,193
+HK$2,076/mo
Deposit HK$1.76M · loan HK$7.04M · min. income ≈ HK$68,234/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,715
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$36,673
−HK$971/mo
Today · 4.125%
HK$37,644
baseline
▲ 0.50% · 4.625%
HK$39,629
+HK$1,985/mo
Deposit HK$1.76M · loan HK$7.04M · min. income ≈ HK$75,288/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,110
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$35,171
−HK$1,078/mo
Today · 4.125%
HK$36,249
baseline
▲ 0.50% · 4.625%
HK$38,455
+HK$2,206/mo
Deposit HK$1.32M · loan HK$7.48M · min. income ≈ HK$72,498/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,947
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$38,965
−HK$1,032/mo
Today · 4.125%
HK$39,997
baseline
▲ 0.50% · 4.625%
HK$42,106
+HK$2,109/mo
Deposit HK$1.32M · loan HK$7.48M · min. income ≈ HK$79,994/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,116
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$37,240
−HK$1,141/mo
Today · 4.125%
HK$38,381
baseline
▲ 0.50% · 4.625%
HK$40,717
+HK$2,336/mo
Deposit HK$880K · loan HK$7.92M · min. income ≈ HK$76,762/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,179
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$41,257
−HK$1,093/mo
Today · 4.125%
HK$42,350
baseline
▲ 0.50% · 4.625%
HK$44,582
+HK$2,232/mo
Deposit HK$880K · loan HK$7.92M · min. income ≈ HK$84,700/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,980 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).