▼ 0.50% · 3.625%
HK$19,294
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$19,895
−HK$609/mo
Today · 4.125%
HK$20,504
baseline
▲ 0.50% · 4.625%
HK$21,752
+HK$1,248/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$41,008/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,465
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$22,041
−HK$584/mo
Today · 4.125%
HK$22,625
baseline
▲ 0.50% · 4.625%
HK$23,817
+HK$1,192/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$45,250/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,224
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$21,884
−HK$671/mo
Today · 4.125%
HK$22,555
baseline
▲ 0.50% · 4.625%
HK$23,927
+HK$1,372/mo
Deposit HK$3.81M · loan HK$4.65M · min. income ≈ HK$45,110/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$253,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,611
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$24,245
−HK$642/mo
Today · 4.125%
HK$24,887
baseline
▲ 0.50% · 4.625%
HK$26,199
+HK$1,312/mo
Deposit HK$3.81M · loan HK$4.65M · min. income ≈ HK$49,774/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$253,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,153
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$23,874
−HK$731/mo
Today · 4.125%
HK$24,605
baseline
▲ 0.50% · 4.625%
HK$26,102
+HK$1,497/mo
Deposit HK$3.38M · loan HK$5.08M · min. income ≈ HK$49,210/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$253,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,758
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$26,449
−HK$700/mo
Today · 4.125%
HK$27,149
baseline
▲ 0.50% · 4.625%
HK$28,581
+HK$1,432/mo
Deposit HK$3.38M · loan HK$5.08M · min. income ≈ HK$54,298/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$253,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,083
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$25,863
−HK$793/mo
Today · 4.125%
HK$26,656
baseline
▲ 0.50% · 4.625%
HK$28,278
+HK$1,622/mo
Deposit HK$2.96M · loan HK$5.50M · min. income ≈ HK$53,312/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$253,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,904
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$28,653
−HK$759/mo
Today · 4.125%
HK$29,412
baseline
▲ 0.50% · 4.625%
HK$30,962
+HK$1,550/mo
Deposit HK$2.96M · loan HK$5.50M · min. income ≈ HK$58,824/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$253,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,012
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$27,852
−HK$854/mo
Today · 4.125%
HK$28,706
baseline
▲ 0.50% · 4.625%
HK$30,453
+HK$1,747/mo
Deposit HK$2.54M · loan HK$5.92M · min. income ≈ HK$57,412/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,051
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$30,857
−HK$817/mo
Today · 4.125%
HK$31,674
baseline
▲ 0.50% · 4.625%
HK$33,344
+HK$1,670/mo
Deposit HK$2.54M · loan HK$5.92M · min. income ≈ HK$63,348/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,942
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$29,842
−HK$915/mo
Today · 4.125%
HK$30,757
baseline
▲ 0.50% · 4.625%
HK$32,628
+HK$1,871/mo
Deposit HK$2.12M · loan HK$6.35M · min. income ≈ HK$61,514/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,197
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$33,061
−HK$876/mo
Today · 4.125%
HK$33,937
baseline
▲ 0.50% · 4.625%
HK$35,726
+HK$1,789/mo
Deposit HK$2.12M · loan HK$6.35M · min. income ≈ HK$67,874/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,871
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,831
−HK$976/mo
Today · 4.125%
HK$32,807
baseline
▲ 0.50% · 4.625%
HK$34,803
+HK$1,996/mo
Deposit HK$1.69M · loan HK$6.77M · min. income ≈ HK$65,614/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$253,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,344
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$35,265
−HK$934/mo
Today · 4.125%
HK$36,199
baseline
▲ 0.50% · 4.625%
HK$38,107
+HK$1,908/mo
Deposit HK$1.69M · loan HK$6.77M · min. income ≈ HK$72,398/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$253,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,801
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$33,821
−HK$1,036/mo
Today · 4.125%
HK$34,857
baseline
▲ 0.50% · 4.625%
HK$36,978
+HK$2,121/mo
Deposit HK$1.27M · loan HK$7.19M · min. income ≈ HK$69,714/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,490
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$37,469
−HK$993/mo
Today · 4.125%
HK$38,462
baseline
▲ 0.50% · 4.625%
HK$40,489
+HK$2,027/mo
Deposit HK$1.27M · loan HK$7.19M · min. income ≈ HK$76,924/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,730
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$35,810
−HK$1,098/mo
Today · 4.125%
HK$36,908
baseline
▲ 0.50% · 4.625%
HK$39,154
+HK$2,246/mo
Deposit HK$846K · loan HK$7.62M · min. income ≈ HK$73,816/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,637
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$39,673
−HK$1,051/mo
Today · 4.125%
HK$40,724
baseline
▲ 0.50% · 4.625%
HK$42,871
+HK$2,147/mo
Deposit HK$846K · loan HK$7.62M · min. income ≈ HK$81,448/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,846 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).