▼ 0.50% · 3.625%
HK$20,955
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$21,606
−HK$663/mo
Today · 4.125%
HK$22,269
baseline
▲ 0.50% · 4.625%
HK$23,624
+HK$1,355/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$44,538/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$288,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,312
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$23,937
−HK$634/mo
Today · 4.125%
HK$24,571
baseline
▲ 0.50% · 4.625%
HK$25,867
+HK$1,296/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$49,142/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$288,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,050
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$23,767
−HK$729/mo
Today · 4.125%
HK$24,496
baseline
▲ 0.50% · 4.625%
HK$25,986
+HK$1,490/mo
Deposit HK$4.14M · loan HK$5.05M · min. income ≈ HK$48,992/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$288,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,643
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$26,331
−HK$697/mo
Today · 4.125%
HK$27,028
baseline
▲ 0.50% · 4.625%
HK$28,453
+HK$1,425/mo
Deposit HK$4.14M · loan HK$5.05M · min. income ≈ HK$54,056/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$288,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,146
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$25,928
−HK$794/mo
Today · 4.125%
HK$26,722
baseline
▲ 0.50% · 4.625%
HK$28,348
+HK$1,626/mo
Deposit HK$3.68M · loan HK$5.51M · min. income ≈ HK$53,444/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$288,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,974
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$28,724
−HK$762/mo
Today · 4.125%
HK$29,486
baseline
▲ 0.50% · 4.625%
HK$31,040
+HK$1,554/mo
Deposit HK$3.68M · loan HK$5.51M · min. income ≈ HK$58,972/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$288,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,241
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,088
−HK$861/mo
Today · 4.125%
HK$28,949
baseline
▲ 0.50% · 4.625%
HK$30,711
+HK$1,762/mo
Deposit HK$3.22M · loan HK$5.97M · min. income ≈ HK$57,898/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$288,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,305
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,118
−HK$825/mo
Today · 4.125%
HK$31,943
baseline
▲ 0.50% · 4.625%
HK$33,626
+HK$1,683/mo
Deposit HK$3.22M · loan HK$5.97M · min. income ≈ HK$63,886/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$288,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,337
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$30,249
−HK$927/mo
Today · 4.125%
HK$31,176
baseline
▲ 0.50% · 4.625%
HK$33,073
+HK$1,897/mo
Deposit HK$2.76M · loan HK$6.43M · min. income ≈ HK$62,352/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$288,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,637
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$33,512
−HK$888/mo
Today · 4.125%
HK$34,400
baseline
▲ 0.50% · 4.625%
HK$36,213
+HK$1,813/mo
Deposit HK$2.76M · loan HK$6.43M · min. income ≈ HK$68,800/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$288,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,432
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$32,410
−HK$993/mo
Today · 4.125%
HK$33,403
baseline
▲ 0.50% · 4.625%
HK$35,436
+HK$2,033/mo
Deposit HK$2.30M · loan HK$6.89M · min. income ≈ HK$66,806/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$288,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,968
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$35,906
−HK$951/mo
Today · 4.125%
HK$36,857
baseline
▲ 0.50% · 4.625%
HK$38,800
+HK$1,943/mo
Deposit HK$2.30M · loan HK$6.89M · min. income ≈ HK$73,714/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$288,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,527
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$34,570
−HK$1,060/mo
Today · 4.125%
HK$35,630
baseline
▲ 0.50% · 4.625%
HK$37,798
+HK$2,168/mo
Deposit HK$1.84M · loan HK$7.35M · min. income ≈ HK$71,260/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$288,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,299
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$38,299
−HK$1,015/mo
Today · 4.125%
HK$39,314
baseline
▲ 0.50% · 4.625%
HK$41,386
+HK$2,072/mo
Deposit HK$1.84M · loan HK$7.35M · min. income ≈ HK$78,628/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$288,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,623
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$36,731
−HK$1,126/mo
Today · 4.125%
HK$37,857
baseline
▲ 0.50% · 4.625%
HK$40,160
+HK$2,303/mo
Deposit HK$1.38M · loan HK$7.81M · min. income ≈ HK$75,714/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$288,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,630
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$40,693
−HK$1,078/mo
Today · 4.125%
HK$41,771
baseline
▲ 0.50% · 4.625%
HK$43,973
+HK$2,202/mo
Deposit HK$1.38M · loan HK$7.81M · min. income ≈ HK$83,542/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$288,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,718
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$38,892
−HK$1,192/mo
Today · 4.125%
HK$40,084
baseline
▲ 0.50% · 4.625%
HK$42,523
+HK$2,439/mo
Deposit HK$919K · loan HK$8.27M · min. income ≈ HK$80,168/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$288,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,961
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$43,087
−HK$1,141/mo
Today · 4.125%
HK$44,228
baseline
▲ 0.50% · 4.625%
HK$46,560
+HK$2,332/mo
Deposit HK$919K · loan HK$8.27M · min. income ≈ HK$88,456/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$288,962 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).