▼ 0.50% · 3.625%
HK$22,119
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$22,807
−HK$700/mo
Today · 4.125%
HK$23,507
baseline
▲ 0.50% · 4.625%
HK$24,937
+HK$1,430/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$47,014/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$340,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,608
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,268
−HK$669/mo
Today · 4.125%
HK$25,937
baseline
▲ 0.50% · 4.625%
HK$27,304
+HK$1,367/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$51,874/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$340,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,331
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$25,088
−HK$769/mo
Today · 4.125%
HK$25,857
baseline
▲ 0.50% · 4.625%
HK$27,431
+HK$1,574/mo
Deposit HK$4.37M · loan HK$5.34M · min. income ≈ HK$51,714/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$340,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,068
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$27,794
−HK$737/mo
Today · 4.125%
HK$28,531
baseline
▲ 0.50% · 4.625%
HK$30,035
+HK$1,504/mo
Deposit HK$4.37M · loan HK$5.34M · min. income ≈ HK$57,062/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$340,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,543
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$27,369
−HK$839/mo
Today · 4.125%
HK$28,208
baseline
▲ 0.50% · 4.625%
HK$29,924
+HK$1,716/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$56,416/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$340,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,529
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$30,321
−HK$804/mo
Today · 4.125%
HK$31,125
baseline
▲ 0.50% · 4.625%
HK$32,765
+HK$1,640/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$62,250/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$340,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,755
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$29,650
−HK$908/mo
Today · 4.125%
HK$30,558
baseline
▲ 0.50% · 4.625%
HK$32,418
+HK$1,860/mo
Deposit HK$3.40M · loan HK$6.31M · min. income ≈ HK$61,116/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$340,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,990
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$32,848
−HK$870/mo
Today · 4.125%
HK$33,718
baseline
▲ 0.50% · 4.625%
HK$35,496
+HK$1,778/mo
Deposit HK$3.40M · loan HK$6.31M · min. income ≈ HK$67,436/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$340,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,967
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$31,930
−HK$979/mo
Today · 4.125%
HK$32,909
baseline
▲ 0.50% · 4.625%
HK$34,912
+HK$2,003/mo
Deposit HK$2.91M · loan HK$6.79M · min. income ≈ HK$65,818/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$340,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,451
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$35,375
−HK$937/mo
Today · 4.125%
HK$36,312
baseline
▲ 0.50% · 4.625%
HK$38,226
+HK$1,914/mo
Deposit HK$2.91M · loan HK$6.79M · min. income ≈ HK$72,624/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$340,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,179
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$34,211
−HK$1,049/mo
Today · 4.125%
HK$35,260
baseline
▲ 0.50% · 4.625%
HK$37,405
+HK$2,145/mo
Deposit HK$2.43M · loan HK$7.28M · min. income ≈ HK$70,520/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$340,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,911
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$37,901
−HK$1,005/mo
Today · 4.125%
HK$38,906
baseline
▲ 0.50% · 4.625%
HK$40,956
+HK$2,050/mo
Deposit HK$2.43M · loan HK$7.28M · min. income ≈ HK$77,812/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$340,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,391
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$36,492
−HK$1,118/mo
Today · 4.125%
HK$37,610
baseline
▲ 0.50% · 4.625%
HK$39,899
+HK$2,289/mo
Deposit HK$1.94M · loan HK$7.76M · min. income ≈ HK$75,220/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$340,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,372
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$40,428
−HK$1,071/mo
Today · 4.125%
HK$41,499
baseline
▲ 0.50% · 4.625%
HK$43,687
+HK$2,188/mo
Deposit HK$1.94M · loan HK$7.76M · min. income ≈ HK$82,998/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$340,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,603
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$38,773
−HK$1,188/mo
Today · 4.125%
HK$39,961
baseline
▲ 0.50% · 4.625%
HK$42,393
+HK$2,432/mo
Deposit HK$1.46M · loan HK$8.25M · min. income ≈ HK$79,922/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$340,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,833
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$42,955
−HK$1,138/mo
Today · 4.125%
HK$44,093
baseline
▲ 0.50% · 4.625%
HK$46,417
+HK$2,324/mo
Deposit HK$1.46M · loan HK$8.25M · min. income ≈ HK$88,186/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$340,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,815
−HK$2,497/mo
▼ 0.25% · 3.875%
HK$41,053
−HK$1,259/mo
Today · 4.125%
HK$42,312
baseline
▲ 0.50% · 4.625%
HK$44,886
+HK$2,574/mo
Deposit HK$970K · loan HK$8.73M · min. income ≈ HK$84,624/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$340,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,294
−HK$2,393/mo
▼ 0.25% · 3.875%
HK$45,482
−HK$1,205/mo
Today · 4.125%
HK$46,687
baseline
▲ 0.50% · 4.625%
HK$49,148
+HK$2,461/mo
Deposit HK$970K · loan HK$8.73M · min. income ≈ HK$93,374/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$340,042 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).