▼ 0.50% · 3.625%
HK$21,710
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$22,386
−HK$686/mo
Today · 4.125%
HK$23,072
baseline
▲ 0.50% · 4.625%
HK$24,476
+HK$1,404/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$46,144/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$322,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,152
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$24,800
−HK$657/mo
Today · 4.125%
HK$25,457
baseline
▲ 0.50% · 4.625%
HK$26,799
+HK$1,342/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$50,914/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$322,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,881
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,624
−HK$755/mo
Today · 4.125%
HK$25,379
baseline
▲ 0.50% · 4.625%
HK$26,923
+HK$1,544/mo
Deposit HK$4.28M · loan HK$5.24M · min. income ≈ HK$50,758/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$322,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,568
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$27,280
−HK$723/mo
Today · 4.125%
HK$28,003
baseline
▲ 0.50% · 4.625%
HK$29,479
+HK$1,476/mo
Deposit HK$4.28M · loan HK$5.24M · min. income ≈ HK$56,006/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$322,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,052
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$26,863
−HK$823/mo
Today · 4.125%
HK$27,686
baseline
▲ 0.50% · 4.625%
HK$29,371
+HK$1,685/mo
Deposit HK$3.81M · loan HK$5.71M · min. income ≈ HK$55,372/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$322,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,983
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$29,760
−HK$789/mo
Today · 4.125%
HK$30,549
baseline
▲ 0.50% · 4.625%
HK$32,159
+HK$1,610/mo
Deposit HK$3.81M · loan HK$5.71M · min. income ≈ HK$61,098/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$322,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,223
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$29,101
−HK$892/mo
Today · 4.125%
HK$29,993
baseline
▲ 0.50% · 4.625%
HK$31,818
+HK$1,825/mo
Deposit HK$3.33M · loan HK$6.19M · min. income ≈ HK$59,986/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$322,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,398
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$32,240
−HK$855/mo
Today · 4.125%
HK$33,095
baseline
▲ 0.50% · 4.625%
HK$34,839
+HK$1,744/mo
Deposit HK$3.33M · loan HK$6.19M · min. income ≈ HK$66,190/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$322,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,394
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$31,340
−HK$960/mo
Today · 4.125%
HK$32,300
baseline
▲ 0.50% · 4.625%
HK$34,266
+HK$1,966/mo
Deposit HK$2.86M · loan HK$6.66M · min. income ≈ HK$64,600/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$322,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,813
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$34,720
−HK$920/mo
Today · 4.125%
HK$35,640
baseline
▲ 0.50% · 4.625%
HK$37,519
+HK$1,879/mo
Deposit HK$2.86M · loan HK$6.66M · min. income ≈ HK$71,280/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$322,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,565
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$33,578
−HK$1,030/mo
Today · 4.125%
HK$34,608
baseline
▲ 0.50% · 4.625%
HK$36,713
+HK$2,105/mo
Deposit HK$2.38M · loan HK$7.14M · min. income ≈ HK$69,216/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$322,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,229
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$37,200
−HK$986/mo
Today · 4.125%
HK$38,186
baseline
▲ 0.50% · 4.625%
HK$40,199
+HK$2,013/mo
Deposit HK$2.38M · loan HK$7.14M · min. income ≈ HK$76,372/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$322,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,736
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$35,817
−HK$1,098/mo
Today · 4.125%
HK$36,915
baseline
▲ 0.50% · 4.625%
HK$39,161
+HK$2,246/mo
Deposit HK$1.90M · loan HK$7.62M · min. income ≈ HK$73,830/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$322,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,644
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$39,680
−HK$1,052/mo
Today · 4.125%
HK$40,732
baseline
▲ 0.50% · 4.625%
HK$42,879
+HK$2,147/mo
Deposit HK$1.90M · loan HK$7.62M · min. income ≈ HK$81,464/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$322,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,907
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$38,056
−HK$1,166/mo
Today · 4.125%
HK$39,222
baseline
▲ 0.50% · 4.625%
HK$41,608
+HK$2,386/mo
Deposit HK$1.43M · loan HK$8.09M · min. income ≈ HK$78,444/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$322,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,059
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$42,160
−HK$1,117/mo
Today · 4.125%
HK$43,277
baseline
▲ 0.50% · 4.625%
HK$45,559
+HK$2,282/mo
Deposit HK$1.43M · loan HK$8.09M · min. income ≈ HK$86,554/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$322,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,079
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$40,294
−HK$1,235/mo
Today · 4.125%
HK$41,529
baseline
▲ 0.50% · 4.625%
HK$44,056
+HK$2,527/mo
Deposit HK$952K · loan HK$8.57M · min. income ≈ HK$83,058/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$322,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,474
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$44,640
−HK$1,183/mo
Today · 4.125%
HK$45,823
baseline
▲ 0.50% · 4.625%
HK$48,239
+HK$2,416/mo
Deposit HK$952K · loan HK$8.57M · min. income ≈ HK$91,646/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$322,099 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).