▼ 0.50% · 3.625%
HK$21,968
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$22,652
−HK$694/mo
Today · 4.125%
HK$23,346
baseline
▲ 0.50% · 4.625%
HK$24,766
+HK$1,420/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$46,692/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$333,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,440
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$25,095
−HK$665/mo
Today · 4.125%
HK$25,760
baseline
▲ 0.50% · 4.625%
HK$27,118
+HK$1,358/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$51,520/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$333,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,165
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$24,917
−HK$764/mo
Today · 4.125%
HK$25,681
baseline
▲ 0.50% · 4.625%
HK$27,243
+HK$1,562/mo
Deposit HK$4.34M · loan HK$5.30M · min. income ≈ HK$51,362/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$333,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,884
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$27,605
−HK$731/mo
Today · 4.125%
HK$28,336
baseline
▲ 0.50% · 4.625%
HK$29,830
+HK$1,494/mo
Deposit HK$4.34M · loan HK$5.30M · min. income ≈ HK$56,672/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$333,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,362
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,182
−HK$833/mo
Today · 4.125%
HK$28,015
baseline
▲ 0.50% · 4.625%
HK$29,720
+HK$1,705/mo
Deposit HK$3.85M · loan HK$5.78M · min. income ≈ HK$56,030/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$333,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,327
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,114
−HK$798/mo
Today · 4.125%
HK$30,912
baseline
▲ 0.50% · 4.625%
HK$32,541
+HK$1,629/mo
Deposit HK$3.85M · loan HK$5.78M · min. income ≈ HK$61,824/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$333,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,559
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$29,447
−HK$903/mo
Today · 4.125%
HK$30,350
baseline
▲ 0.50% · 4.625%
HK$32,196
+HK$1,846/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$60,700/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$333,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,771
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$32,624
−HK$864/mo
Today · 4.125%
HK$33,488
baseline
▲ 0.50% · 4.625%
HK$35,253
+HK$1,765/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$66,976/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$333,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,756
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$31,712
−HK$972/mo
Today · 4.125%
HK$32,684
baseline
▲ 0.50% · 4.625%
HK$34,673
+HK$1,989/mo
Deposit HK$2.89M · loan HK$6.74M · min. income ≈ HK$65,368/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$333,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,215
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$35,133
−HK$931/mo
Today · 4.125%
HK$36,064
baseline
▲ 0.50% · 4.625%
HK$37,965
+HK$1,901/mo
Deposit HK$2.89M · loan HK$6.74M · min. income ≈ HK$72,128/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$333,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,953
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,978
−HK$1,041/mo
Today · 4.125%
HK$35,019
baseline
▲ 0.50% · 4.625%
HK$37,150
+HK$2,131/mo
Deposit HK$2.41M · loan HK$7.23M · min. income ≈ HK$70,038/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$333,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,659
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,643
−HK$997/mo
Today · 4.125%
HK$38,640
baseline
▲ 0.50% · 4.625%
HK$40,677
+HK$2,037/mo
Deposit HK$2.41M · loan HK$7.23M · min. income ≈ HK$77,280/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$333,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,149
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$36,243
−HK$1,111/mo
Today · 4.125%
HK$37,354
baseline
▲ 0.50% · 4.625%
HK$39,626
+HK$2,272/mo
Deposit HK$1.93M · loan HK$7.71M · min. income ≈ HK$74,708/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$333,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,103
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$40,152
−HK$1,064/mo
Today · 4.125%
HK$41,216
baseline
▲ 0.50% · 4.625%
HK$43,388
+HK$2,172/mo
Deposit HK$1.93M · loan HK$7.71M · min. income ≈ HK$82,432/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$333,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,346
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$38,508
−HK$1,180/mo
Today · 4.125%
HK$39,688
baseline
▲ 0.50% · 4.625%
HK$42,103
+HK$2,415/mo
Deposit HK$1.45M · loan HK$8.19M · min. income ≈ HK$79,376/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$333,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,547
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$42,662
−HK$1,130/mo
Today · 4.125%
HK$43,792
baseline
▲ 0.50% · 4.625%
HK$46,100
+HK$2,308/mo
Deposit HK$1.45M · loan HK$8.19M · min. income ≈ HK$87,584/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$333,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,543
−HK$2,480/mo
▼ 0.25% · 3.875%
HK$40,773
−HK$1,250/mo
Today · 4.125%
HK$42,023
baseline
▲ 0.50% · 4.625%
HK$44,580
+HK$2,557/mo
Deposit HK$963K · loan HK$8.67M · min. income ≈ HK$84,046/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$333,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,991
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$45,171
−HK$1,197/mo
Today · 4.125%
HK$46,368
baseline
▲ 0.50% · 4.625%
HK$48,812
+HK$2,444/mo
Deposit HK$963K · loan HK$8.67M · min. income ≈ HK$92,736/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$333,416 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).