▼ 0.50% · 3.625%
HK$3,762
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,879
−HK$119/mo
Today · 4.125%
HK$3,998
baseline
▲ 0.50% · 4.625%
HK$4,242
+HK$244/mo
Deposit HK$825K · loan HK$825K · min. income ≈ HK$7,996/mo (50% DSR)
Upfront cash ≈ HK$825K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,186
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,298
−HK$114/mo
Today · 4.125%
HK$4,412
baseline
▲ 0.50% · 4.625%
HK$4,644
+HK$232/mo
Deposit HK$825K · loan HK$825K · min. income ≈ HK$8,824/mo (50% DSR)
Upfront cash ≈ HK$825K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,139
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,267
−HK$131/mo
Today · 4.125%
HK$4,398
baseline
▲ 0.50% · 4.625%
HK$4,666
+HK$268/mo
Deposit HK$742K · loan HK$907K · min. income ≈ HK$8,796/mo (50% DSR)
Upfront cash ≈ HK$743K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,604
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,728
−HK$125/mo
Today · 4.125%
HK$4,853
baseline
▲ 0.50% · 4.625%
HK$5,109
+HK$256/mo
Deposit HK$742K · loan HK$907K · min. income ≈ HK$9,706/mo (50% DSR)
Upfront cash ≈ HK$743K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,515
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,655
−HK$143/mo
Today · 4.125%
HK$4,798
baseline
▲ 0.50% · 4.625%
HK$5,090
+HK$292/mo
Deposit HK$660K · loan HK$990K · min. income ≈ HK$9,596/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,023
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,157
−HK$137/mo
Today · 4.125%
HK$5,294
baseline
▲ 0.50% · 4.625%
HK$5,573
+HK$279/mo
Deposit HK$660K · loan HK$990K · min. income ≈ HK$10,588/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,891
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,043
−HK$155/mo
Today · 4.125%
HK$5,198
baseline
▲ 0.50% · 4.625%
HK$5,514
+HK$316/mo
Deposit HK$577K · loan HK$1.07M · min. income ≈ HK$10,396/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,441
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,587
−HK$148/mo
Today · 4.125%
HK$5,735
baseline
▲ 0.50% · 4.625%
HK$6,038
+HK$303/mo
Deposit HK$577K · loan HK$1.07M · min. income ≈ HK$11,470/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,267
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,431
−HK$167/mo
Today · 4.125%
HK$5,598
baseline
▲ 0.50% · 4.625%
HK$5,938
+HK$340/mo
Deposit HK$495K · loan HK$1.15M · min. income ≈ HK$11,196/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,860
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,017
−HK$159/mo
Today · 4.125%
HK$6,176
baseline
▲ 0.50% · 4.625%
HK$6,502
+HK$326/mo
Deposit HK$495K · loan HK$1.15M · min. income ≈ HK$12,352/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,644
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,819
−HK$178/mo
Today · 4.125%
HK$5,997
baseline
▲ 0.50% · 4.625%
HK$6,362
+HK$365/mo
Deposit HK$412K · loan HK$1.24M · min. income ≈ HK$11,994/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,278
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,447
−HK$171/mo
Today · 4.125%
HK$6,618
baseline
▲ 0.50% · 4.625%
HK$6,966
+HK$348/mo
Deposit HK$412K · loan HK$1.24M · min. income ≈ HK$13,236/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,020
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,207
−HK$190/mo
Today · 4.125%
HK$6,397
baseline
▲ 0.50% · 4.625%
HK$6,787
+HK$390/mo
Deposit HK$330K · loan HK$1.32M · min. income ≈ HK$12,794/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,697
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,877
−HK$182/mo
Today · 4.125%
HK$7,059
baseline
▲ 0.50% · 4.625%
HK$7,431
+HK$372/mo
Deposit HK$330K · loan HK$1.32M · min. income ≈ HK$14,118/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,396
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,595
−HK$202/mo
Today · 4.125%
HK$6,797
baseline
▲ 0.50% · 4.625%
HK$7,211
+HK$414/mo
Deposit HK$247K · loan HK$1.40M · min. income ≈ HK$13,594/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,116
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,306
−HK$194/mo
Today · 4.125%
HK$7,500
baseline
▲ 0.50% · 4.625%
HK$7,895
+HK$395/mo
Deposit HK$247K · loan HK$1.40M · min. income ≈ HK$15,000/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,772
−HK$425/mo
▼ 0.25% · 3.875%
HK$6,983
−HK$214/mo
Today · 4.125%
HK$7,197
baseline
▲ 0.50% · 4.625%
HK$7,635
+HK$438/mo
Deposit HK$165K · loan HK$1.48M · min. income ≈ HK$14,394/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,534
−HK$407/mo
▼ 0.25% · 3.875%
HK$7,736
−HK$205/mo
Today · 4.125%
HK$7,941
baseline
▲ 0.50% · 4.625%
HK$8,360
+HK$419/mo
Deposit HK$165K · loan HK$1.48M · min. income ≈ HK$15,882/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).