▼ 0.50% · 3.625%
HK$3,736
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,852
−HK$118/mo
Today · 4.125%
HK$3,970
baseline
▲ 0.50% · 4.625%
HK$4,212
+HK$242/mo
Deposit HK$819K · loan HK$819K · min. income ≈ HK$7,940/mo (50% DSR)
Upfront cash ≈ HK$819K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,156
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,268
−HK$113/mo
Today · 4.125%
HK$4,381
baseline
▲ 0.50% · 4.625%
HK$4,612
+HK$231/mo
Deposit HK$819K · loan HK$819K · min. income ≈ HK$8,762/mo (50% DSR)
Upfront cash ≈ HK$819K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,110
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,238
−HK$129/mo
Today · 4.125%
HK$4,367
baseline
▲ 0.50% · 4.625%
HK$4,633
+HK$266/mo
Deposit HK$737K · loan HK$901K · min. income ≈ HK$8,734/mo (50% DSR)
Upfront cash ≈ HK$737K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,572
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,695
−HK$124/mo
Today · 4.125%
HK$4,819
baseline
▲ 0.50% · 4.625%
HK$5,073
+HK$254/mo
Deposit HK$737K · loan HK$901K · min. income ≈ HK$9,638/mo (50% DSR)
Upfront cash ≈ HK$737K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,483
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,623
−HK$141/mo
Today · 4.125%
HK$4,764
baseline
▲ 0.50% · 4.625%
HK$5,054
+HK$290/mo
Deposit HK$655K · loan HK$983K · min. income ≈ HK$9,528/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,988
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,121
−HK$136/mo
Today · 4.125%
HK$5,257
baseline
▲ 0.50% · 4.625%
HK$5,534
+HK$277/mo
Deposit HK$655K · loan HK$983K · min. income ≈ HK$10,514/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,857
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,008
−HK$154/mo
Today · 4.125%
HK$5,162
baseline
▲ 0.50% · 4.625%
HK$5,476
+HK$314/mo
Deposit HK$573K · loan HK$1.07M · min. income ≈ HK$10,324/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,403
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,548
−HK$147/mo
Today · 4.125%
HK$5,695
baseline
▲ 0.50% · 4.625%
HK$5,995
+HK$300/mo
Deposit HK$573K · loan HK$1.07M · min. income ≈ HK$11,390/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,231
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,393
−HK$166/mo
Today · 4.125%
HK$5,559
baseline
▲ 0.50% · 4.625%
HK$5,897
+HK$338/mo
Deposit HK$492K · loan HK$1.15M · min. income ≈ HK$11,118/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,819
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,975
−HK$158/mo
Today · 4.125%
HK$6,133
baseline
▲ 0.50% · 4.625%
HK$6,457
+HK$324/mo
Deposit HK$492K · loan HK$1.15M · min. income ≈ HK$12,266/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,604
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,779
−HK$177/mo
Today · 4.125%
HK$5,956
baseline
▲ 0.50% · 4.625%
HK$6,318
+HK$362/mo
Deposit HK$410K · loan HK$1.23M · min. income ≈ HK$11,912/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,235
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,402
−HK$169/mo
Today · 4.125%
HK$6,571
baseline
▲ 0.50% · 4.625%
HK$6,918
+HK$347/mo
Deposit HK$410K · loan HK$1.23M · min. income ≈ HK$13,142/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,978
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,164
−HK$189/mo
Today · 4.125%
HK$6,353
baseline
▲ 0.50% · 4.625%
HK$6,739
+HK$386/mo
Deposit HK$328K · loan HK$1.31M · min. income ≈ HK$12,706/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,650
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,829
−HK$181/mo
Today · 4.125%
HK$7,010
baseline
▲ 0.50% · 4.625%
HK$7,379
+HK$369/mo
Deposit HK$328K · loan HK$1.31M · min. income ≈ HK$14,020/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,351
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,549
−HK$201/mo
Today · 4.125%
HK$6,750
baseline
▲ 0.50% · 4.625%
HK$7,160
+HK$410/mo
Deposit HK$246K · loan HK$1.39M · min. income ≈ HK$13,500/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,066
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,255
−HK$193/mo
Today · 4.125%
HK$7,448
baseline
▲ 0.50% · 4.625%
HK$7,840
+HK$392/mo
Deposit HK$246K · loan HK$1.39M · min. income ≈ HK$14,896/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,725
−HK$422/mo
▼ 0.25% · 3.875%
HK$6,934
−HK$213/mo
Today · 4.125%
HK$7,147
baseline
▲ 0.50% · 4.625%
HK$7,582
+HK$435/mo
Deposit HK$164K · loan HK$1.47M · min. income ≈ HK$14,294/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,482
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,682
−HK$204/mo
Today · 4.125%
HK$7,886
baseline
▲ 0.50% · 4.625%
HK$8,301
+HK$415/mo
Deposit HK$164K · loan HK$1.47M · min. income ≈ HK$15,772/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).