▼ 0.50% · 3.625%
HK$4,062
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,189
−HK$128/mo
Today · 4.125%
HK$4,317
baseline
▲ 0.50% · 4.625%
HK$4,580
+HK$263/mo
Deposit HK$891K · loan HK$891K · min. income ≈ HK$8,634/mo (50% DSR)
Upfront cash ≈ HK$891K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,519
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,640
−HK$123/mo
Today · 4.125%
HK$4,763
baseline
▲ 0.50% · 4.625%
HK$5,014
+HK$251/mo
Deposit HK$891K · loan HK$891K · min. income ≈ HK$9,526/mo (50% DSR)
Upfront cash ≈ HK$891K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,468
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,607
−HK$142/mo
Today · 4.125%
HK$4,749
baseline
▲ 0.50% · 4.625%
HK$5,038
+HK$289/mo
Deposit HK$802K · loan HK$980K · min. income ≈ HK$9,498/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,971
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,104
−HK$136/mo
Today · 4.125%
HK$5,240
baseline
▲ 0.50% · 4.625%
HK$5,516
+HK$276/mo
Deposit HK$802K · loan HK$980K · min. income ≈ HK$10,480/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,875
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,026
−HK$154/mo
Today · 4.125%
HK$5,180
baseline
▲ 0.50% · 4.625%
HK$5,496
+HK$316/mo
Deposit HK$713K · loan HK$1.07M · min. income ≈ HK$10,360/mo (50% DSR)
Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,423
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,568
−HK$148/mo
Today · 4.125%
HK$5,716
baseline
▲ 0.50% · 4.625%
HK$6,017
+HK$301/mo
Deposit HK$713K · loan HK$1.07M · min. income ≈ HK$11,432/mo (50% DSR)
Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,281
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,445
−HK$167/mo
Today · 4.125%
HK$5,612
baseline
▲ 0.50% · 4.625%
HK$5,954
+HK$342/mo
Deposit HK$624K · loan HK$1.16M · min. income ≈ HK$11,224/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,875
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,032
−HK$160/mo
Today · 4.125%
HK$6,192
baseline
▲ 0.50% · 4.625%
HK$6,519
+HK$327/mo
Deposit HK$624K · loan HK$1.16M · min. income ≈ HK$12,384/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,687
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,864
−HK$180/mo
Today · 4.125%
HK$6,044
baseline
▲ 0.50% · 4.625%
HK$6,411
+HK$367/mo
Deposit HK$534K · loan HK$1.25M · min. income ≈ HK$12,088/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,327
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,497
−HK$172/mo
Today · 4.125%
HK$6,669
baseline
▲ 0.50% · 4.625%
HK$7,020
+HK$351/mo
Deposit HK$534K · loan HK$1.25M · min. income ≈ HK$13,338/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,093
−HK$382/mo
▼ 0.25% · 3.875%
HK$6,283
−HK$192/mo
Today · 4.125%
HK$6,475
baseline
▲ 0.50% · 4.625%
HK$6,869
+HK$394/mo
Deposit HK$445K · loan HK$1.34M · min. income ≈ HK$12,950/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,779
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,961
−HK$184/mo
Today · 4.125%
HK$7,145
baseline
▲ 0.50% · 4.625%
HK$7,522
+HK$377/mo
Deposit HK$445K · loan HK$1.34M · min. income ≈ HK$14,290/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,500
−HK$407/mo
▼ 0.25% · 3.875%
HK$6,702
−HK$205/mo
Today · 4.125%
HK$6,907
baseline
▲ 0.50% · 4.625%
HK$7,327
+HK$420/mo
Deposit HK$356K · loan HK$1.43M · min. income ≈ HK$13,814/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,231
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,425
−HK$196/mo
Today · 4.125%
HK$7,621
baseline
▲ 0.50% · 4.625%
HK$8,023
+HK$402/mo
Deposit HK$356K · loan HK$1.43M · min. income ≈ HK$15,242/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,906
−HK$433/mo
▼ 0.25% · 3.875%
HK$7,121
−HK$218/mo
Today · 4.125%
HK$7,339
baseline
▲ 0.50% · 4.625%
HK$7,785
+HK$446/mo
Deposit HK$267K · loan HK$1.51M · min. income ≈ HK$14,678/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,683
−HK$415/mo
▼ 0.25% · 3.875%
HK$7,889
−HK$209/mo
Today · 4.125%
HK$8,098
baseline
▲ 0.50% · 4.625%
HK$8,525
+HK$427/mo
Deposit HK$267K · loan HK$1.51M · min. income ≈ HK$16,196/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,312
−HK$459/mo
▼ 0.25% · 3.875%
HK$7,539
−HK$232/mo
Today · 4.125%
HK$7,771
baseline
▲ 0.50% · 4.625%
HK$8,243
+HK$472/mo
Deposit HK$178K · loan HK$1.60M · min. income ≈ HK$15,542/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,135
−HK$439/mo
▼ 0.25% · 3.875%
HK$8,353
−HK$221/mo
Today · 4.125%
HK$8,574
baseline
▲ 0.50% · 4.625%
HK$9,026
+HK$452/mo
Deposit HK$178K · loan HK$1.60M · min. income ≈ HK$17,148/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).