▼ 0.50% · 3.625%
HK$3,779
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,897
−HK$119/mo
Today · 4.125%
HK$4,016
baseline
▲ 0.50% · 4.625%
HK$4,260
+HK$244/mo
Deposit HK$829K · loan HK$829K · min. income ≈ HK$8,032/mo (50% DSR)
Upfront cash ≈ HK$829K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,204
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,317
−HK$114/mo
Today · 4.125%
HK$4,431
baseline
▲ 0.50% · 4.625%
HK$4,665
+HK$234/mo
Deposit HK$829K · loan HK$829K · min. income ≈ HK$8,862/mo (50% DSR)
Upfront cash ≈ HK$829K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,157
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,286
−HK$132/mo
Today · 4.125%
HK$4,418
baseline
▲ 0.50% · 4.625%
HK$4,687
+HK$269/mo
Deposit HK$746K · loan HK$912K · min. income ≈ HK$8,836/mo (50% DSR)
Upfront cash ≈ HK$746K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,625
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,749
−HK$126/mo
Today · 4.125%
HK$4,875
baseline
▲ 0.50% · 4.625%
HK$5,131
+HK$256/mo
Deposit HK$746K · loan HK$912K · min. income ≈ HK$9,750/mo (50% DSR)
Upfront cash ≈ HK$746K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,535
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,676
−HK$143/mo
Today · 4.125%
HK$4,819
baseline
▲ 0.50% · 4.625%
HK$5,113
+HK$294/mo
Deposit HK$663K · loan HK$994K · min. income ≈ HK$9,638/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,045
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,180
−HK$138/mo
Today · 4.125%
HK$5,318
baseline
▲ 0.50% · 4.625%
HK$5,598
+HK$280/mo
Deposit HK$663K · loan HK$994K · min. income ≈ HK$10,636/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,913
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,066
−HK$155/mo
Today · 4.125%
HK$5,221
baseline
▲ 0.50% · 4.625%
HK$5,539
+HK$318/mo
Deposit HK$580K · loan HK$1.08M · min. income ≈ HK$10,442/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,466
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,612
−HK$149/mo
Today · 4.125%
HK$5,761
baseline
▲ 0.50% · 4.625%
HK$6,064
+HK$303/mo
Deposit HK$580K · loan HK$1.08M · min. income ≈ HK$11,522/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,291
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,455
−HK$168/mo
Today · 4.125%
HK$5,623
baseline
▲ 0.50% · 4.625%
HK$5,965
+HK$342/mo
Deposit HK$497K · loan HK$1.16M · min. income ≈ HK$11,246/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,886
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,044
−HK$160/mo
Today · 4.125%
HK$6,204
baseline
▲ 0.50% · 4.625%
HK$6,531
+HK$327/mo
Deposit HK$497K · loan HK$1.16M · min. income ≈ HK$12,408/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,669
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,845
−HK$179/mo
Today · 4.125%
HK$6,024
baseline
▲ 0.50% · 4.625%
HK$6,391
+HK$367/mo
Deposit HK$414K · loan HK$1.24M · min. income ≈ HK$12,048/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,306
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,475
−HK$172/mo
Today · 4.125%
HK$6,647
baseline
▲ 0.50% · 4.625%
HK$6,997
+HK$350/mo
Deposit HK$414K · loan HK$1.24M · min. income ≈ HK$13,294/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,047
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,235
−HK$191/mo
Today · 4.125%
HK$6,426
baseline
▲ 0.50% · 4.625%
HK$6,817
+HK$391/mo
Deposit HK$331K · loan HK$1.33M · min. income ≈ HK$12,852/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,727
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,907
−HK$183/mo
Today · 4.125%
HK$7,090
baseline
▲ 0.50% · 4.625%
HK$7,464
+HK$374/mo
Deposit HK$331K · loan HK$1.33M · min. income ≈ HK$14,180/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,425
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,624
−HK$203/mo
Today · 4.125%
HK$6,827
baseline
▲ 0.50% · 4.625%
HK$7,243
+HK$416/mo
Deposit HK$249K · loan HK$1.41M · min. income ≈ HK$13,654/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,147
−HK$386/mo
▼ 0.25% · 3.875%
HK$7,339
−HK$194/mo
Today · 4.125%
HK$7,533
baseline
▲ 0.50% · 4.625%
HK$7,930
+HK$397/mo
Deposit HK$249K · loan HK$1.41M · min. income ≈ HK$15,066/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,802
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,014
−HK$215/mo
Today · 4.125%
HK$7,229
baseline
▲ 0.50% · 4.625%
HK$7,669
+HK$440/mo
Deposit HK$166K · loan HK$1.49M · min. income ≈ HK$14,458/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,568
−HK$408/mo
▼ 0.25% · 3.875%
HK$7,771
−HK$205/mo
Today · 4.125%
HK$7,976
baseline
▲ 0.50% · 4.625%
HK$8,397
+HK$421/mo
Deposit HK$166K · loan HK$1.49M · min. income ≈ HK$15,952/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).