▼ 0.50% · 3.625%
HK$3,859
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,979
−HK$122/mo
Today · 4.125%
HK$4,101
baseline
▲ 0.50% · 4.625%
HK$4,350
+HK$249/mo
Deposit HK$846K · loan HK$846K · min. income ≈ HK$8,202/mo (50% DSR)
Upfront cash ≈ HK$846K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,293
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,408
−HK$117/mo
Today · 4.125%
HK$4,525
baseline
▲ 0.50% · 4.625%
HK$4,763
+HK$238/mo
Deposit HK$846K · loan HK$846K · min. income ≈ HK$9,050/mo (50% DSR)
Upfront cash ≈ HK$846K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,245
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,377
−HK$134/mo
Today · 4.125%
HK$4,511
baseline
▲ 0.50% · 4.625%
HK$4,785
+HK$274/mo
Deposit HK$762K · loan HK$931K · min. income ≈ HK$9,022/mo (50% DSR)
Upfront cash ≈ HK$762K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,722
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,849
−HK$128/mo
Today · 4.125%
HK$4,977
baseline
▲ 0.50% · 4.625%
HK$5,240
+HK$263/mo
Deposit HK$762K · loan HK$931K · min. income ≈ HK$9,954/mo (50% DSR)
Upfront cash ≈ HK$762K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,631
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,775
−HK$146/mo
Today · 4.125%
HK$4,921
baseline
▲ 0.50% · 4.625%
HK$5,220
+HK$299/mo
Deposit HK$677K · loan HK$1.02M · min. income ≈ HK$9,842/mo (50% DSR)
Upfront cash ≈ HK$677K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,151
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,290
−HK$140/mo
Today · 4.125%
HK$5,430
baseline
▲ 0.50% · 4.625%
HK$5,716
+HK$286/mo
Deposit HK$677K · loan HK$1.02M · min. income ≈ HK$10,860/mo (50% DSR)
Upfront cash ≈ HK$677K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,016
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,172
−HK$159/mo
Today · 4.125%
HK$5,331
baseline
▲ 0.50% · 4.625%
HK$5,655
+HK$324/mo
Deposit HK$592K · loan HK$1.10M · min. income ≈ HK$10,662/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,581
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,730
−HK$152/mo
Today · 4.125%
HK$5,882
baseline
▲ 0.50% · 4.625%
HK$6,192
+HK$310/mo
Deposit HK$592K · loan HK$1.10M · min. income ≈ HK$11,764/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,402
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,570
−HK$171/mo
Today · 4.125%
HK$5,741
baseline
▲ 0.50% · 4.625%
HK$6,090
+HK$349/mo
Deposit HK$508K · loan HK$1.18M · min. income ≈ HK$11,482/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,010
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,171
−HK$164/mo
Today · 4.125%
HK$6,335
baseline
▲ 0.50% · 4.625%
HK$6,669
+HK$334/mo
Deposit HK$508K · loan HK$1.18M · min. income ≈ HK$12,670/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,788
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,968
−HK$183/mo
Today · 4.125%
HK$6,151
baseline
▲ 0.50% · 4.625%
HK$6,525
+HK$374/mo
Deposit HK$423K · loan HK$1.27M · min. income ≈ HK$12,302/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,439
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,612
−HK$175/mo
Today · 4.125%
HK$6,787
baseline
▲ 0.50% · 4.625%
HK$7,145
+HK$358/mo
Deposit HK$423K · loan HK$1.27M · min. income ≈ HK$13,574/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,174
−HK$387/mo
▼ 0.25% · 3.875%
HK$6,366
−HK$195/mo
Today · 4.125%
HK$6,561
baseline
▲ 0.50% · 4.625%
HK$6,961
+HK$400/mo
Deposit HK$338K · loan HK$1.35M · min. income ≈ HK$13,122/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,869
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,053
−HK$187/mo
Today · 4.125%
HK$7,240
baseline
▲ 0.50% · 4.625%
HK$7,621
+HK$381/mo
Deposit HK$338K · loan HK$1.35M · min. income ≈ HK$14,480/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,560
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,764
−HK$207/mo
Today · 4.125%
HK$6,971
baseline
▲ 0.50% · 4.625%
HK$7,396
+HK$425/mo
Deposit HK$254K · loan HK$1.44M · min. income ≈ HK$13,942/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,298
−HK$394/mo
▼ 0.25% · 3.875%
HK$7,494
−HK$198/mo
Today · 4.125%
HK$7,692
baseline
▲ 0.50% · 4.625%
HK$8,098
+HK$406/mo
Deposit HK$254K · loan HK$1.44M · min. income ≈ HK$15,384/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,946
−HK$435/mo
▼ 0.25% · 3.875%
HK$7,162
−HK$219/mo
Today · 4.125%
HK$7,381
baseline
▲ 0.50% · 4.625%
HK$7,831
+HK$450/mo
Deposit HK$169K · loan HK$1.52M · min. income ≈ HK$14,762/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,727
−HK$418/mo
▼ 0.25% · 3.875%
HK$7,934
−HK$211/mo
Today · 4.125%
HK$8,145
baseline
▲ 0.50% · 4.625%
HK$8,574
+HK$429/mo
Deposit HK$169K · loan HK$1.52M · min. income ≈ HK$16,290/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).