▼ 0.50% · 3.625%
HK$3,762
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,879
−HK$119/mo
Today · 4.125%
HK$3,998
baseline
▲ 0.50% · 4.625%
HK$4,241
+HK$243/mo
Deposit HK$825K · loan HK$825K · min. income ≈ HK$7,996/mo (50% DSR)
Upfront cash ≈ HK$825K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,185
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,297
−HK$114/mo
Today · 4.125%
HK$4,411
baseline
▲ 0.50% · 4.625%
HK$4,643
+HK$232/mo
Deposit HK$825K · loan HK$825K · min. income ≈ HK$8,822/mo (50% DSR)
Upfront cash ≈ HK$825K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,138
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,267
−HK$130/mo
Today · 4.125%
HK$4,397
baseline
▲ 0.50% · 4.625%
HK$4,665
+HK$268/mo
Deposit HK$742K · loan HK$907K · min. income ≈ HK$8,794/mo (50% DSR)
Upfront cash ≈ HK$742K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,603
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,727
−HK$125/mo
Today · 4.125%
HK$4,852
baseline
▲ 0.50% · 4.625%
HK$5,108
+HK$256/mo
Deposit HK$742K · loan HK$907K · min. income ≈ HK$9,704/mo (50% DSR)
Upfront cash ≈ HK$742K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,514
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,654
−HK$143/mo
Today · 4.125%
HK$4,797
baseline
▲ 0.50% · 4.625%
HK$5,089
+HK$292/mo
Deposit HK$660K · loan HK$990K · min. income ≈ HK$9,594/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,022
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,156
−HK$137/mo
Today · 4.125%
HK$5,293
baseline
▲ 0.50% · 4.625%
HK$5,572
+HK$279/mo
Deposit HK$660K · loan HK$990K · min. income ≈ HK$10,586/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,890
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,042
−HK$155/mo
Today · 4.125%
HK$5,197
baseline
▲ 0.50% · 4.625%
HK$5,513
+HK$316/mo
Deposit HK$577K · loan HK$1.07M · min. income ≈ HK$10,394/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,440
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,586
−HK$148/mo
Today · 4.125%
HK$5,734
baseline
▲ 0.50% · 4.625%
HK$6,036
+HK$302/mo
Deposit HK$577K · loan HK$1.07M · min. income ≈ HK$11,468/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,266
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,430
−HK$167/mo
Today · 4.125%
HK$5,597
baseline
▲ 0.50% · 4.625%
HK$5,937
+HK$340/mo
Deposit HK$495K · loan HK$1.15M · min. income ≈ HK$11,194/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,859
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,016
−HK$159/mo
Today · 4.125%
HK$6,175
baseline
▲ 0.50% · 4.625%
HK$6,501
+HK$326/mo
Deposit HK$495K · loan HK$1.15M · min. income ≈ HK$12,350/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,643
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,818
−HK$178/mo
Today · 4.125%
HK$5,996
baseline
▲ 0.50% · 4.625%
HK$6,361
+HK$365/mo
Deposit HK$412K · loan HK$1.24M · min. income ≈ HK$11,992/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,277
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,446
−HK$170/mo
Today · 4.125%
HK$6,616
baseline
▲ 0.50% · 4.625%
HK$6,965
+HK$349/mo
Deposit HK$412K · loan HK$1.24M · min. income ≈ HK$13,232/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,019
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,206
−HK$190/mo
Today · 4.125%
HK$6,396
baseline
▲ 0.50% · 4.625%
HK$6,785
+HK$389/mo
Deposit HK$330K · loan HK$1.32M · min. income ≈ HK$12,792/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,696
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,875
−HK$182/mo
Today · 4.125%
HK$7,057
baseline
▲ 0.50% · 4.625%
HK$7,429
+HK$372/mo
Deposit HK$330K · loan HK$1.32M · min. income ≈ HK$14,114/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,395
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,594
−HK$202/mo
Today · 4.125%
HK$6,796
baseline
▲ 0.50% · 4.625%
HK$7,209
+HK$413/mo
Deposit HK$247K · loan HK$1.40M · min. income ≈ HK$13,592/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,114
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,305
−HK$194/mo
Today · 4.125%
HK$7,499
baseline
▲ 0.50% · 4.625%
HK$7,894
+HK$395/mo
Deposit HK$247K · loan HK$1.40M · min. income ≈ HK$14,998/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,771
−HK$425/mo
▼ 0.25% · 3.875%
HK$6,982
−HK$214/mo
Today · 4.125%
HK$7,196
baseline
▲ 0.50% · 4.625%
HK$7,633
+HK$437/mo
Deposit HK$165K · loan HK$1.48M · min. income ≈ HK$14,392/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,533
−HK$407/mo
▼ 0.25% · 3.875%
HK$7,735
−HK$205/mo
Today · 4.125%
HK$7,940
baseline
▲ 0.50% · 4.625%
HK$8,358
+HK$418/mo
Deposit HK$165K · loan HK$1.48M · min. income ≈ HK$15,880/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).