▼ 0.50% · 3.625%
HK$4,046
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,172
−HK$128/mo
Today · 4.125%
HK$4,300
baseline
▲ 0.50% · 4.625%
HK$4,561
+HK$261/mo
Deposit HK$887K · loan HK$887K · min. income ≈ HK$8,600/mo (50% DSR)
Upfront cash ≈ HK$887K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,501
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,622
−HK$122/mo
Today · 4.125%
HK$4,744
baseline
▲ 0.50% · 4.625%
HK$4,994
+HK$250/mo
Deposit HK$887K · loan HK$887K · min. income ≈ HK$9,488/mo (50% DSR)
Upfront cash ≈ HK$887K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,451
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,589
−HK$141/mo
Today · 4.125%
HK$4,730
baseline
▲ 0.50% · 4.625%
HK$5,017
+HK$287/mo
Deposit HK$798K · loan HK$976K · min. income ≈ HK$9,460/mo (50% DSR)
Upfront cash ≈ HK$799K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,951
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,084
−HK$135/mo
Today · 4.125%
HK$5,219
baseline
▲ 0.50% · 4.625%
HK$5,494
+HK$275/mo
Deposit HK$798K · loan HK$976K · min. income ≈ HK$10,438/mo (50% DSR)
Upfront cash ≈ HK$799K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,855
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,006
−HK$154/mo
Today · 4.125%
HK$5,160
baseline
▲ 0.50% · 4.625%
HK$5,474
+HK$314/mo
Deposit HK$710K · loan HK$1.06M · min. income ≈ HK$10,320/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,401
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,546
−HK$147/mo
Today · 4.125%
HK$5,693
baseline
▲ 0.50% · 4.625%
HK$5,993
+HK$300/mo
Deposit HK$710K · loan HK$1.06M · min. income ≈ HK$11,386/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,260
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,423
−HK$167/mo
Today · 4.125%
HK$5,590
baseline
▲ 0.50% · 4.625%
HK$5,930
+HK$340/mo
Deposit HK$621K · loan HK$1.15M · min. income ≈ HK$11,180/mo (50% DSR)
Upfront cash ≈ HK$621K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,851
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,008
−HK$160/mo
Today · 4.125%
HK$6,168
baseline
▲ 0.50% · 4.625%
HK$6,493
+HK$325/mo
Deposit HK$621K · loan HK$1.15M · min. income ≈ HK$12,336/mo (50% DSR)
Upfront cash ≈ HK$621K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,664
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,841
−HK$179/mo
Today · 4.125%
HK$6,020
baseline
▲ 0.50% · 4.625%
HK$6,386
+HK$366/mo
Deposit HK$532K · loan HK$1.24M · min. income ≈ HK$12,040/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,302
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,471
−HK$171/mo
Today · 4.125%
HK$6,642
baseline
▲ 0.50% · 4.625%
HK$6,992
+HK$350/mo
Deposit HK$532K · loan HK$1.24M · min. income ≈ HK$13,284/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,069
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,258
−HK$192/mo
Today · 4.125%
HK$6,450
baseline
▲ 0.50% · 4.625%
HK$6,842
+HK$392/mo
Deposit HK$444K · loan HK$1.33M · min. income ≈ HK$12,900/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,752
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,933
−HK$183/mo
Today · 4.125%
HK$7,116
baseline
▲ 0.50% · 4.625%
HK$7,492
+HK$376/mo
Deposit HK$444K · loan HK$1.33M · min. income ≈ HK$14,232/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,474
−HK$406/mo
▼ 0.25% · 3.875%
HK$6,675
−HK$205/mo
Today · 4.125%
HK$6,880
baseline
▲ 0.50% · 4.625%
HK$7,298
+HK$418/mo
Deposit HK$355K · loan HK$1.42M · min. income ≈ HK$13,760/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,202
−HK$389/mo
▼ 0.25% · 3.875%
HK$7,395
−HK$196/mo
Today · 4.125%
HK$7,591
baseline
▲ 0.50% · 4.625%
HK$7,991
+HK$400/mo
Deposit HK$355K · loan HK$1.42M · min. income ≈ HK$15,182/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,878
−HK$432/mo
▼ 0.25% · 3.875%
HK$7,092
−HK$218/mo
Today · 4.125%
HK$7,310
baseline
▲ 0.50% · 4.625%
HK$7,754
+HK$444/mo
Deposit HK$266K · loan HK$1.51M · min. income ≈ HK$14,620/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,652
−HK$413/mo
▼ 0.25% · 3.875%
HK$7,857
−HK$208/mo
Today · 4.125%
HK$8,065
baseline
▲ 0.50% · 4.625%
HK$8,490
+HK$425/mo
Deposit HK$266K · loan HK$1.51M · min. income ≈ HK$16,130/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,283
−HK$456/mo
▼ 0.25% · 3.875%
HK$7,509
−HK$230/mo
Today · 4.125%
HK$7,739
baseline
▲ 0.50% · 4.625%
HK$8,210
+HK$471/mo
Deposit HK$177K · loan HK$1.60M · min. income ≈ HK$15,478/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,102
−HK$438/mo
▼ 0.25% · 3.875%
HK$8,319
−HK$221/mo
Today · 4.125%
HK$8,540
baseline
▲ 0.50% · 4.625%
HK$8,990
+HK$450/mo
Deposit HK$177K · loan HK$1.60M · min. income ≈ HK$17,080/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).