▼ 0.50% · 3.625%
HK$3,632
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,745
−HK$115/mo
Today · 4.125%
HK$3,860
baseline
▲ 0.50% · 4.625%
HK$4,095
+HK$235/mo
Deposit HK$796K · loan HK$796K · min. income ≈ HK$7,720/mo (50% DSR)
Upfront cash ≈ HK$797K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,041
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,149
−HK$110/mo
Today · 4.125%
HK$4,259
baseline
▲ 0.50% · 4.625%
HK$4,483
+HK$224/mo
Deposit HK$796K · loan HK$796K · min. income ≈ HK$8,518/mo (50% DSR)
Upfront cash ≈ HK$797K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,995
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,119
−HK$127/mo
Today · 4.125%
HK$4,246
baseline
▲ 0.50% · 4.625%
HK$4,504
+HK$258/mo
Deposit HK$717K · loan HK$876K · min. income ≈ HK$8,492/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,445
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,564
−HK$121/mo
Today · 4.125%
HK$4,685
baseline
▲ 0.50% · 4.625%
HK$4,932
+HK$247/mo
Deposit HK$717K · loan HK$876K · min. income ≈ HK$9,370/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,358
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,494
−HK$138/mo
Today · 4.125%
HK$4,632
baseline
▲ 0.50% · 4.625%
HK$4,914
+HK$282/mo
Deposit HK$637K · loan HK$956K · min. income ≈ HK$9,264/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,849
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,979
−HK$132/mo
Today · 4.125%
HK$5,111
baseline
▲ 0.50% · 4.625%
HK$5,380
+HK$269/mo
Deposit HK$637K · loan HK$956K · min. income ≈ HK$10,222/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,722
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,868
−HK$150/mo
Today · 4.125%
HK$5,018
baseline
▲ 0.50% · 4.625%
HK$5,323
+HK$305/mo
Deposit HK$557K · loan HK$1.04M · min. income ≈ HK$10,036/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,253
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,394
−HK$143/mo
Today · 4.125%
HK$5,537
baseline
▲ 0.50% · 4.625%
HK$5,828
+HK$291/mo
Deposit HK$557K · loan HK$1.04M · min. income ≈ HK$11,074/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,085
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,243
−HK$161/mo
Today · 4.125%
HK$5,404
baseline
▲ 0.50% · 4.625%
HK$5,732
+HK$328/mo
Deposit HK$478K · loan HK$1.11M · min. income ≈ HK$10,808/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,657
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,809
−HK$153/mo
Today · 4.125%
HK$5,962
baseline
▲ 0.50% · 4.625%
HK$6,277
+HK$315/mo
Deposit HK$478K · loan HK$1.11M · min. income ≈ HK$11,924/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,448
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,617
−HK$173/mo
Today · 4.125%
HK$5,790
baseline
▲ 0.50% · 4.625%
HK$6,142
+HK$352/mo
Deposit HK$398K · loan HK$1.19M · min. income ≈ HK$11,580/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,061
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,223
−HK$165/mo
Today · 4.125%
HK$6,388
baseline
▲ 0.50% · 4.625%
HK$6,725
+HK$337/mo
Deposit HK$398K · loan HK$1.19M · min. income ≈ HK$12,776/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,811
−HK$365/mo
▼ 0.25% · 3.875%
HK$5,992
−HK$184/mo
Today · 4.125%
HK$6,176
baseline
▲ 0.50% · 4.625%
HK$6,551
+HK$375/mo
Deposit HK$319K · loan HK$1.27M · min. income ≈ HK$12,352/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,465
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,638
−HK$176/mo
Today · 4.125%
HK$6,814
baseline
▲ 0.50% · 4.625%
HK$7,173
+HK$359/mo
Deposit HK$319K · loan HK$1.27M · min. income ≈ HK$13,628/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,174
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,366
−HK$196/mo
Today · 4.125%
HK$6,562
baseline
▲ 0.50% · 4.625%
HK$6,961
+HK$399/mo
Deposit HK$239K · loan HK$1.35M · min. income ≈ HK$13,124/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,869
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,053
−HK$187/mo
Today · 4.125%
HK$7,240
baseline
▲ 0.50% · 4.625%
HK$7,622
+HK$382/mo
Deposit HK$239K · loan HK$1.35M · min. income ≈ HK$14,480/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,538
−HK$410/mo
▼ 0.25% · 3.875%
HK$6,741
−HK$207/mo
Today · 4.125%
HK$6,948
baseline
▲ 0.50% · 4.625%
HK$7,370
+HK$422/mo
Deposit HK$159K · loan HK$1.43M · min. income ≈ HK$13,896/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,273
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,468
−HK$198/mo
Today · 4.125%
HK$7,666
baseline
▲ 0.50% · 4.625%
HK$8,070
+HK$404/mo
Deposit HK$159K · loan HK$1.43M · min. income ≈ HK$15,332/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).