▼ 0.50% · 3.625%
HK$3,659
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,773
−HK$115/mo
Today · 4.125%
HK$3,888
baseline
▲ 0.50% · 4.625%
HK$4,125
+HK$237/mo
Deposit HK$802K · loan HK$802K · min. income ≈ HK$7,776/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,071
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,180
−HK$111/mo
Today · 4.125%
HK$4,291
baseline
▲ 0.50% · 4.625%
HK$4,517
+HK$226/mo
Deposit HK$802K · loan HK$802K · min. income ≈ HK$8,582/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,025
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,150
−HK$127/mo
Today · 4.125%
HK$4,277
baseline
▲ 0.50% · 4.625%
HK$4,538
+HK$261/mo
Deposit HK$722K · loan HK$883K · min. income ≈ HK$8,554/mo (50% DSR)
Upfront cash ≈ HK$722K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,478
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,598
−HK$122/mo
Today · 4.125%
HK$4,720
baseline
▲ 0.50% · 4.625%
HK$4,968
+HK$248/mo
Deposit HK$722K · loan HK$883K · min. income ≈ HK$9,440/mo (50% DSR)
Upfront cash ≈ HK$722K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,391
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,527
−HK$139/mo
Today · 4.125%
HK$4,666
baseline
▲ 0.50% · 4.625%
HK$4,950
+HK$284/mo
Deposit HK$642K · loan HK$963K · min. income ≈ HK$9,332/mo (50% DSR)
Upfront cash ≈ HK$642K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,885
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,016
−HK$133/mo
Today · 4.125%
HK$5,149
baseline
▲ 0.50% · 4.625%
HK$5,420
+HK$271/mo
Deposit HK$642K · loan HK$963K · min. income ≈ HK$10,298/mo (50% DSR)
Upfront cash ≈ HK$642K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,757
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,905
−HK$150/mo
Today · 4.125%
HK$5,055
baseline
▲ 0.50% · 4.625%
HK$5,363
+HK$308/mo
Deposit HK$562K · loan HK$1.04M · min. income ≈ HK$10,110/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,292
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,434
−HK$144/mo
Today · 4.125%
HK$5,578
baseline
▲ 0.50% · 4.625%
HK$5,872
+HK$294/mo
Deposit HK$562K · loan HK$1.04M · min. income ≈ HK$11,156/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,123
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,282
−HK$162/mo
Today · 4.125%
HK$5,444
baseline
▲ 0.50% · 4.625%
HK$5,775
+HK$331/mo
Deposit HK$481K · loan HK$1.12M · min. income ≈ HK$10,888/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,699
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,852
−HK$155/mo
Today · 4.125%
HK$6,007
baseline
▲ 0.50% · 4.625%
HK$6,323
+HK$316/mo
Deposit HK$481K · loan HK$1.12M · min. income ≈ HK$12,014/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,489
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,659
−HK$174/mo
Today · 4.125%
HK$5,833
baseline
▲ 0.50% · 4.625%
HK$6,188
+HK$355/mo
Deposit HK$401K · loan HK$1.20M · min. income ≈ HK$11,666/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,106
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,270
−HK$166/mo
Today · 4.125%
HK$6,436
baseline
▲ 0.50% · 4.625%
HK$6,775
+HK$339/mo
Deposit HK$401K · loan HK$1.20M · min. income ≈ HK$12,872/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,854
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,037
−HK$185/mo
Today · 4.125%
HK$6,222
baseline
▲ 0.50% · 4.625%
HK$6,600
+HK$378/mo
Deposit HK$321K · loan HK$1.28M · min. income ≈ HK$12,444/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,513
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,688
−HK$177/mo
Today · 4.125%
HK$6,865
baseline
▲ 0.50% · 4.625%
HK$7,227
+HK$362/mo
Deposit HK$321K · loan HK$1.28M · min. income ≈ HK$13,730/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,220
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,414
−HK$196/mo
Today · 4.125%
HK$6,610
baseline
▲ 0.50% · 4.625%
HK$7,013
+HK$403/mo
Deposit HK$241K · loan HK$1.36M · min. income ≈ HK$13,220/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,920
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,106
−HK$188/mo
Today · 4.125%
HK$7,294
baseline
▲ 0.50% · 4.625%
HK$7,678
+HK$384/mo
Deposit HK$241K · loan HK$1.36M · min. income ≈ HK$14,588/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,586
−HK$413/mo
▼ 0.25% · 3.875%
HK$6,791
−HK$208/mo
Today · 4.125%
HK$6,999
baseline
▲ 0.50% · 4.625%
HK$7,425
+HK$426/mo
Deposit HK$160K · loan HK$1.44M · min. income ≈ HK$13,998/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,327
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,524
−HK$199/mo
Today · 4.125%
HK$7,723
baseline
▲ 0.50% · 4.625%
HK$8,130
+HK$407/mo
Deposit HK$160K · loan HK$1.44M · min. income ≈ HK$15,446/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).