▼ 0.50% · 3.625%
HK$4,164
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,293
−HK$132/mo
Today · 4.125%
HK$4,425
baseline
▲ 0.50% · 4.625%
HK$4,694
+HK$269/mo
Deposit HK$913K · loan HK$913K · min. income ≈ HK$8,850/mo (50% DSR)
Upfront cash ≈ HK$913K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,632
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,756
−HK$126/mo
Today · 4.125%
HK$4,882
baseline
▲ 0.50% · 4.625%
HK$5,140
+HK$258/mo
Deposit HK$913K · loan HK$913K · min. income ≈ HK$9,764/mo (50% DSR)
Upfront cash ≈ HK$913K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,580
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,722
−HK$145/mo
Today · 4.125%
HK$4,867
baseline
▲ 0.50% · 4.625%
HK$5,163
+HK$296/mo
Deposit HK$822K · loan HK$1.00M · min. income ≈ HK$9,734/mo (50% DSR)
Upfront cash ≈ HK$822K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,095
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,232
−HK$138/mo
Today · 4.125%
HK$5,370
baseline
▲ 0.50% · 4.625%
HK$5,653
+HK$283/mo
Deposit HK$822K · loan HK$1.00M · min. income ≈ HK$10,740/mo (50% DSR)
Upfront cash ≈ HK$822K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,996
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,152
−HK$158/mo
Today · 4.125%
HK$5,310
baseline
▲ 0.50% · 4.625%
HK$5,633
+HK$323/mo
Deposit HK$730K · loan HK$1.10M · min. income ≈ HK$10,620/mo (50% DSR)
Upfront cash ≈ HK$730K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,558
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,707
−HK$152/mo
Today · 4.125%
HK$5,859
baseline
▲ 0.50% · 4.625%
HK$6,167
+HK$308/mo
Deposit HK$730K · loan HK$1.10M · min. income ≈ HK$11,718/mo (50% DSR)
Upfront cash ≈ HK$730K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,413
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,581
−HK$171/mo
Today · 4.125%
HK$5,752
baseline
▲ 0.50% · 4.625%
HK$6,102
+HK$350/mo
Deposit HK$639K · loan HK$1.19M · min. income ≈ HK$11,504/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,022
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,183
−HK$164/mo
Today · 4.125%
HK$6,347
baseline
▲ 0.50% · 4.625%
HK$6,681
+HK$334/mo
Deposit HK$639K · loan HK$1.19M · min. income ≈ HK$12,694/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,829
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,010
−HK$185/mo
Today · 4.125%
HK$6,195
baseline
▲ 0.50% · 4.625%
HK$6,571
+HK$376/mo
Deposit HK$548K · loan HK$1.28M · min. income ≈ HK$12,390/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,485
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,659
−HK$176/mo
Today · 4.125%
HK$6,835
baseline
▲ 0.50% · 4.625%
HK$7,195
+HK$360/mo
Deposit HK$548K · loan HK$1.28M · min. income ≈ HK$13,670/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,245
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,440
−HK$197/mo
Today · 4.125%
HK$6,637
baseline
▲ 0.50% · 4.625%
HK$7,041
+HK$404/mo
Deposit HK$456K · loan HK$1.37M · min. income ≈ HK$13,274/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,948
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,134
−HK$189/mo
Today · 4.125%
HK$7,323
baseline
▲ 0.50% · 4.625%
HK$7,709
+HK$386/mo
Deposit HK$456K · loan HK$1.37M · min. income ≈ HK$14,646/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,662
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,869
−HK$210/mo
Today · 4.125%
HK$7,079
baseline
▲ 0.50% · 4.625%
HK$7,510
+HK$431/mo
Deposit HK$365K · loan HK$1.46M · min. income ≈ HK$14,158/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,411
−HK$400/mo
▼ 0.25% · 3.875%
HK$7,610
−HK$201/mo
Today · 4.125%
HK$7,811
baseline
▲ 0.50% · 4.625%
HK$8,223
+HK$412/mo
Deposit HK$365K · loan HK$1.46M · min. income ≈ HK$15,622/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,078
−HK$444/mo
▼ 0.25% · 3.875%
HK$7,298
−HK$224/mo
Today · 4.125%
HK$7,522
baseline
▲ 0.50% · 4.625%
HK$7,980
+HK$458/mo
Deposit HK$274K · loan HK$1.55M · min. income ≈ HK$15,044/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,874
−HK$426/mo
▼ 0.25% · 3.875%
HK$8,085
−HK$215/mo
Today · 4.125%
HK$8,300
baseline
▲ 0.50% · 4.625%
HK$8,737
+HK$437/mo
Deposit HK$274K · loan HK$1.55M · min. income ≈ HK$16,600/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,494
−HK$470/mo
▼ 0.25% · 3.875%
HK$7,728
−HK$236/mo
Today · 4.125%
HK$7,964
baseline
▲ 0.50% · 4.625%
HK$8,449
+HK$485/mo
Deposit HK$183K · loan HK$1.64M · min. income ≈ HK$15,928/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,337
−HK$451/mo
▼ 0.25% · 3.875%
HK$8,561
−HK$227/mo
Today · 4.125%
HK$8,788
baseline
▲ 0.50% · 4.625%
HK$9,251
+HK$463/mo
Deposit HK$183K · loan HK$1.64M · min. income ≈ HK$17,576/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).