▼ 0.50% · 3.625%
HK$18,146
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$18,710
−HK$574/mo
Today · 4.125%
HK$19,284
baseline
▲ 0.50% · 4.625%
HK$20,457
+HK$1,173/mo
Deposit HK$3.98M · loan HK$3.98M · min. income ≈ HK$38,568/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$238,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,187
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$20,729
−HK$549/mo
Today · 4.125%
HK$21,278
baseline
▲ 0.50% · 4.625%
HK$22,399
+HK$1,121/mo
Deposit HK$3.98M · loan HK$3.98M · min. income ≈ HK$42,556/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$238,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,961
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$20,581
−HK$631/mo
Today · 4.125%
HK$21,212
baseline
▲ 0.50% · 4.625%
HK$22,503
+HK$1,291/mo
Deposit HK$3.58M · loan HK$4.38M · min. income ≈ HK$42,424/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$238,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,206
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$22,801
−HK$605/mo
Today · 4.125%
HK$23,406
baseline
▲ 0.50% · 4.625%
HK$24,639
+HK$1,233/mo
Deposit HK$3.58M · loan HK$4.38M · min. income ≈ HK$46,812/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$238,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,775
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$22,452
−HK$689/mo
Today · 4.125%
HK$23,141
baseline
▲ 0.50% · 4.625%
HK$24,549
+HK$1,408/mo
Deposit HK$3.18M · loan HK$4.77M · min. income ≈ HK$46,282/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$238,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,225
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$24,874
−HK$659/mo
Today · 4.125%
HK$25,533
baseline
▲ 0.50% · 4.625%
HK$26,879
+HK$1,346/mo
Deposit HK$3.18M · loan HK$4.77M · min. income ≈ HK$51,066/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$238,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,590
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$24,323
−HK$746/mo
Today · 4.125%
HK$25,069
baseline
▲ 0.50% · 4.625%
HK$26,594
+HK$1,525/mo
Deposit HK$2.79M · loan HK$5.17M · min. income ≈ HK$50,138/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$238,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,243
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$26,947
−HK$714/mo
Today · 4.125%
HK$27,661
baseline
▲ 0.50% · 4.625%
HK$29,119
+HK$1,458/mo
Deposit HK$2.79M · loan HK$5.17M · min. income ≈ HK$55,322/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$238,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,404
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$26,195
−HK$802/mo
Today · 4.125%
HK$26,997
baseline
▲ 0.50% · 4.625%
HK$28,640
+HK$1,643/mo
Deposit HK$2.39M · loan HK$5.57M · min. income ≈ HK$53,994/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$238,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,262
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$29,020
−HK$769/mo
Today · 4.125%
HK$29,789
baseline
▲ 0.50% · 4.625%
HK$31,359
+HK$1,570/mo
Deposit HK$2.39M · loan HK$5.57M · min. income ≈ HK$59,578/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$238,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,219
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$28,066
−HK$860/mo
Today · 4.125%
HK$28,926
baseline
▲ 0.50% · 4.625%
HK$30,686
+HK$1,760/mo
Deposit HK$1.99M · loan HK$5.97M · min. income ≈ HK$57,852/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$238,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,281
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,093
−HK$824/mo
Today · 4.125%
HK$31,917
baseline
▲ 0.50% · 4.625%
HK$33,599
+HK$1,682/mo
Deposit HK$1.99M · loan HK$5.97M · min. income ≈ HK$63,834/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$238,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,033
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$29,937
−HK$917/mo
Today · 4.125%
HK$30,854
baseline
▲ 0.50% · 4.625%
HK$32,732
+HK$1,878/mo
Deposit HK$1.59M · loan HK$6.37M · min. income ≈ HK$61,708/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$238,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,299
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$33,166
−HK$879/mo
Today · 4.125%
HK$34,045
baseline
▲ 0.50% · 4.625%
HK$35,839
+HK$1,794/mo
Deposit HK$1.59M · loan HK$6.37M · min. income ≈ HK$68,090/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$238,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,848
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$31,808
−HK$975/mo
Today · 4.125%
HK$32,783
baseline
▲ 0.50% · 4.625%
HK$34,777
+HK$1,994/mo
Deposit HK$1.19M · loan HK$6.76M · min. income ≈ HK$65,566/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,318
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$35,239
−HK$933/mo
Today · 4.125%
HK$36,172
baseline
▲ 0.50% · 4.625%
HK$38,079
+HK$1,907/mo
Deposit HK$1.19M · loan HK$6.76M · min. income ≈ HK$72,344/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,663
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$33,679
−HK$1,032/mo
Today · 4.125%
HK$34,711
baseline
▲ 0.50% · 4.625%
HK$36,823
+HK$2,112/mo
Deposit HK$796K · loan HK$7.16M · min. income ≈ HK$69,422/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$238,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,337
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$37,311
−HK$989/mo
Today · 4.125%
HK$38,300
baseline
▲ 0.50% · 4.625%
HK$40,319
+HK$2,019/mo
Deposit HK$796K · loan HK$7.16M · min. income ≈ HK$76,600/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$238,736 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).