▼ 0.50% · 3.625%
HK$21,123
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$21,780
−HK$667/mo
Today · 4.125%
HK$22,447
baseline
▲ 0.50% · 4.625%
HK$23,813
+HK$1,366/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$44,894/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$296,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,499
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$24,129
−HK$639/mo
Today · 4.125%
HK$24,768
baseline
▲ 0.50% · 4.625%
HK$26,074
+HK$1,306/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$49,536/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$296,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,235
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$23,958
−HK$734/mo
Today · 4.125%
HK$24,692
baseline
▲ 0.50% · 4.625%
HK$26,194
+HK$1,502/mo
Deposit HK$4.17M · loan HK$5.09M · min. income ≈ HK$49,384/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$296,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,849
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$26,542
−HK$703/mo
Today · 4.125%
HK$27,245
baseline
▲ 0.50% · 4.625%
HK$28,681
+HK$1,436/mo
Deposit HK$4.17M · loan HK$5.09M · min. income ≈ HK$54,490/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$296,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,347
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$26,136
−HK$801/mo
Today · 4.125%
HK$26,937
baseline
▲ 0.50% · 4.625%
HK$28,576
+HK$1,639/mo
Deposit HK$3.71M · loan HK$5.56M · min. income ≈ HK$53,874/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$296,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,199
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$28,955
−HK$767/mo
Today · 4.125%
HK$29,722
baseline
▲ 0.50% · 4.625%
HK$31,289
+HK$1,567/mo
Deposit HK$3.71M · loan HK$5.56M · min. income ≈ HK$59,444/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$296,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,460
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$28,314
−HK$867/mo
Today · 4.125%
HK$29,181
baseline
▲ 0.50% · 4.625%
HK$30,957
+HK$1,776/mo
Deposit HK$3.24M · loan HK$6.02M · min. income ≈ HK$58,362/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$296,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,548
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$31,368
−HK$831/mo
Today · 4.125%
HK$32,199
baseline
▲ 0.50% · 4.625%
HK$33,896
+HK$1,697/mo
Deposit HK$3.24M · loan HK$6.02M · min. income ≈ HK$64,398/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$296,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,572
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,492
−HK$934/mo
Today · 4.125%
HK$31,426
baseline
▲ 0.50% · 4.625%
HK$33,338
+HK$1,912/mo
Deposit HK$2.78M · loan HK$6.48M · min. income ≈ HK$62,852/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$296,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,898
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,781
−HK$895/mo
Today · 4.125%
HK$34,676
baseline
▲ 0.50% · 4.625%
HK$36,503
+HK$1,827/mo
Deposit HK$2.78M · loan HK$6.48M · min. income ≈ HK$69,352/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$296,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,684
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$32,670
−HK$1,001/mo
Today · 4.125%
HK$33,671
baseline
▲ 0.50% · 4.625%
HK$35,720
+HK$2,049/mo
Deposit HK$2.32M · loan HK$6.95M · min. income ≈ HK$67,342/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$296,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,248
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,194
−HK$959/mo
Today · 4.125%
HK$37,153
baseline
▲ 0.50% · 4.625%
HK$39,111
+HK$1,958/mo
Deposit HK$2.32M · loan HK$6.95M · min. income ≈ HK$74,306/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$296,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,796
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$34,848
−HK$1,068/mo
Today · 4.125%
HK$35,916
baseline
▲ 0.50% · 4.625%
HK$38,101
+HK$2,185/mo
Deposit HK$1.85M · loan HK$7.41M · min. income ≈ HK$71,832/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$296,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,598
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$38,606
−HK$1,023/mo
Today · 4.125%
HK$39,629
baseline
▲ 0.50% · 4.625%
HK$41,718
+HK$2,089/mo
Deposit HK$1.85M · loan HK$7.41M · min. income ≈ HK$79,258/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$296,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,909
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$37,026
−HK$1,134/mo
Today · 4.125%
HK$38,160
baseline
▲ 0.50% · 4.625%
HK$40,482
+HK$2,322/mo
Deposit HK$1.39M · loan HK$7.87M · min. income ≈ HK$76,320/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$296,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,948
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$41,019
−HK$1,087/mo
Today · 4.125%
HK$42,106
baseline
▲ 0.50% · 4.625%
HK$44,326
+HK$2,220/mo
Deposit HK$1.39M · loan HK$7.87M · min. income ≈ HK$84,212/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$296,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,021
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$39,204
−HK$1,201/mo
Today · 4.125%
HK$40,405
baseline
▲ 0.50% · 4.625%
HK$42,864
+HK$2,459/mo
Deposit HK$926K · loan HK$8.34M · min. income ≈ HK$80,810/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$296,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,298
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$43,432
−HK$1,151/mo
Today · 4.125%
HK$44,583
baseline
▲ 0.50% · 4.625%
HK$46,933
+HK$2,350/mo
Deposit HK$926K · loan HK$8.34M · min. income ≈ HK$89,166/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$296,330 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).