▼ 0.50% · 3.625%
HK$21,065
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$21,720
−HK$665/mo
Today · 4.125%
HK$22,385
baseline
▲ 0.50% · 4.625%
HK$23,748
+HK$1,363/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$44,770/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$293,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,434
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$24,063
−HK$637/mo
Today · 4.125%
HK$24,700
baseline
▲ 0.50% · 4.625%
HK$26,002
+HK$1,302/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$49,400/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$293,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,171
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$23,892
−HK$732/mo
Today · 4.125%
HK$24,624
baseline
▲ 0.50% · 4.625%
HK$26,122
+HK$1,498/mo
Deposit HK$4.16M · loan HK$5.08M · min. income ≈ HK$49,248/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$293,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,777
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,469
−HK$701/mo
Today · 4.125%
HK$27,170
baseline
▲ 0.50% · 4.625%
HK$28,602
+HK$1,432/mo
Deposit HK$4.16M · loan HK$5.08M · min. income ≈ HK$54,340/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$293,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,277
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$26,064
−HK$799/mo
Today · 4.125%
HK$26,863
baseline
▲ 0.50% · 4.625%
HK$28,497
+HK$1,634/mo
Deposit HK$3.70M · loan HK$5.54M · min. income ≈ HK$53,726/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$293,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,121
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$28,875
−HK$765/mo
Today · 4.125%
HK$29,640
baseline
▲ 0.50% · 4.625%
HK$31,203
+HK$1,563/mo
Deposit HK$3.70M · loan HK$5.54M · min. income ≈ HK$59,280/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$293,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,384
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$28,236
−HK$865/mo
Today · 4.125%
HK$29,101
baseline
▲ 0.50% · 4.625%
HK$30,872
+HK$1,771/mo
Deposit HK$3.23M · loan HK$6.00M · min. income ≈ HK$58,202/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$293,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,464
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$31,281
−HK$829/mo
Today · 4.125%
HK$32,110
baseline
▲ 0.50% · 4.625%
HK$33,803
+HK$1,693/mo
Deposit HK$3.23M · loan HK$6.00M · min. income ≈ HK$64,220/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$293,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,490
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,408
−HK$932/mo
Today · 4.125%
HK$31,340
baseline
▲ 0.50% · 4.625%
HK$33,247
+HK$1,907/mo
Deposit HK$2.77M · loan HK$6.47M · min. income ≈ HK$62,680/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$293,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,808
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,688
−HK$892/mo
Today · 4.125%
HK$34,580
baseline
▲ 0.50% · 4.625%
HK$36,403
+HK$1,823/mo
Deposit HK$2.77M · loan HK$6.47M · min. income ≈ HK$69,160/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$293,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,597
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$32,580
−HK$998/mo
Today · 4.125%
HK$33,578
baseline
▲ 0.50% · 4.625%
HK$35,621
+HK$2,043/mo
Deposit HK$2.31M · loan HK$6.93M · min. income ≈ HK$67,156/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$293,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,151
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,094
−HK$956/mo
Today · 4.125%
HK$37,050
baseline
▲ 0.50% · 4.625%
HK$39,003
+HK$1,953/mo
Deposit HK$2.31M · loan HK$6.93M · min. income ≈ HK$74,100/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$293,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,703
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$34,752
−HK$1,065/mo
Today · 4.125%
HK$35,817
baseline
▲ 0.50% · 4.625%
HK$37,996
+HK$2,179/mo
Deposit HK$1.85M · loan HK$7.39M · min. income ≈ HK$71,634/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$293,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,495
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$38,500
−HK$1,020/mo
Today · 4.125%
HK$39,520
baseline
▲ 0.50% · 4.625%
HK$41,603
+HK$2,083/mo
Deposit HK$1.85M · loan HK$7.39M · min. income ≈ HK$79,040/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$293,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,810
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$36,924
−HK$1,131/mo
Today · 4.125%
HK$38,055
baseline
▲ 0.50% · 4.625%
HK$40,371
+HK$2,316/mo
Deposit HK$1.39M · loan HK$7.85M · min. income ≈ HK$76,110/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$293,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,838
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$40,906
−HK$1,084/mo
Today · 4.125%
HK$41,990
baseline
▲ 0.50% · 4.625%
HK$44,204
+HK$2,214/mo
Deposit HK$1.39M · loan HK$7.85M · min. income ≈ HK$83,980/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$293,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,916
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$39,096
−HK$1,198/mo
Today · 4.125%
HK$40,294
baseline
▲ 0.50% · 4.625%
HK$42,746
+HK$2,452/mo
Deposit HK$924K · loan HK$8.31M · min. income ≈ HK$80,588/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$293,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,181
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$43,313
−HK$1,147/mo
Today · 4.125%
HK$44,460
baseline
▲ 0.50% · 4.625%
HK$46,804
+HK$2,344/mo
Deposit HK$924K · loan HK$8.31M · min. income ≈ HK$88,920/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$293,779 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).