▼ 0.50% · 3.625%
HK$18,636
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$19,216
−HK$589/mo
Today · 4.125%
HK$19,805
baseline
▲ 0.50% · 4.625%
HK$21,010
+HK$1,205/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$39,610/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$245,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,733
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$21,289
−HK$564/mo
Today · 4.125%
HK$21,853
baseline
▲ 0.50% · 4.625%
HK$23,005
+HK$1,152/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$43,706/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$245,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,500
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$21,138
−HK$647/mo
Today · 4.125%
HK$21,785
baseline
▲ 0.50% · 4.625%
HK$23,111
+HK$1,326/mo
Deposit HK$3.68M · loan HK$4.50M · min. income ≈ HK$43,570/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$245,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,806
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$23,418
−HK$620/mo
Today · 4.125%
HK$24,038
baseline
▲ 0.50% · 4.625%
HK$25,305
+HK$1,267/mo
Deposit HK$3.68M · loan HK$4.50M · min. income ≈ HK$48,076/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$245,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,364
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$23,059
−HK$707/mo
Today · 4.125%
HK$23,766
baseline
▲ 0.50% · 4.625%
HK$25,212
+HK$1,446/mo
Deposit HK$3.27M · loan HK$4.90M · min. income ≈ HK$47,532/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$245,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,879
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$25,546
−HK$677/mo
Today · 4.125%
HK$26,223
baseline
▲ 0.50% · 4.625%
HK$27,606
+HK$1,383/mo
Deposit HK$3.27M · loan HK$4.90M · min. income ≈ HK$52,446/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$245,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,227
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$24,981
−HK$765/mo
Today · 4.125%
HK$25,746
baseline
▲ 0.50% · 4.625%
HK$27,313
+HK$1,567/mo
Deposit HK$2.86M · loan HK$5.31M · min. income ≈ HK$51,492/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,953
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$27,675
−HK$734/mo
Today · 4.125%
HK$28,409
baseline
▲ 0.50% · 4.625%
HK$29,906
+HK$1,497/mo
Deposit HK$2.86M · loan HK$5.31M · min. income ≈ HK$56,818/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,091
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,902
−HK$825/mo
Today · 4.125%
HK$27,727
baseline
▲ 0.50% · 4.625%
HK$29,414
+HK$1,687/mo
Deposit HK$2.45M · loan HK$5.72M · min. income ≈ HK$55,454/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,026
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,804
−HK$790/mo
Today · 4.125%
HK$30,594
baseline
▲ 0.50% · 4.625%
HK$32,207
+HK$1,613/mo
Deposit HK$2.45M · loan HK$5.72M · min. income ≈ HK$61,188/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,954
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$28,824
−HK$883/mo
Today · 4.125%
HK$29,707
baseline
▲ 0.50% · 4.625%
HK$31,515
+HK$1,808/mo
Deposit HK$2.04M · loan HK$6.13M · min. income ≈ HK$59,414/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,099
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$31,933
−HK$846/mo
Today · 4.125%
HK$32,779
baseline
▲ 0.50% · 4.625%
HK$34,507
+HK$1,728/mo
Deposit HK$2.04M · loan HK$6.13M · min. income ≈ HK$65,558/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,818
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$30,746
−HK$942/mo
Today · 4.125%
HK$31,688
baseline
▲ 0.50% · 4.625%
HK$33,616
+HK$1,928/mo
Deposit HK$1.63M · loan HK$6.54M · min. income ≈ HK$63,376/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,172
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$34,062
−HK$903/mo
Today · 4.125%
HK$34,965
baseline
▲ 0.50% · 4.625%
HK$36,808
+HK$1,843/mo
Deposit HK$1.63M · loan HK$6.54M · min. income ≈ HK$69,930/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,682
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$32,667
−HK$1,001/mo
Today · 4.125%
HK$33,668
baseline
▲ 0.50% · 4.625%
HK$35,717
+HK$2,049/mo
Deposit HK$1.23M · loan HK$6.95M · min. income ≈ HK$67,336/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,246
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$36,191
−HK$959/mo
Today · 4.125%
HK$37,150
baseline
▲ 0.50% · 4.625%
HK$39,108
+HK$1,958/mo
Deposit HK$1.23M · loan HK$6.95M · min. income ≈ HK$74,300/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,545
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$34,589
−HK$1,060/mo
Today · 4.125%
HK$35,649
baseline
▲ 0.50% · 4.625%
HK$37,818
+HK$2,169/mo
Deposit HK$817K · loan HK$7.36M · min. income ≈ HK$71,298/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,319
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$38,320
−HK$1,015/mo
Today · 4.125%
HK$39,335
baseline
▲ 0.50% · 4.625%
HK$41,408
+HK$2,073/mo
Deposit HK$817K · loan HK$7.36M · min. income ≈ HK$78,670/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,187 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).