▼ 0.50% · 3.625%
HK$22,443
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,142
−HK$709/mo
Today · 4.125%
HK$23,851
baseline
▲ 0.50% · 4.625%
HK$25,302
+HK$1,451/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$47,702/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$354,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,968
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$25,638
−HK$679/mo
Today · 4.125%
HK$26,317
baseline
▲ 0.50% · 4.625%
HK$27,704
+HK$1,387/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$52,634/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$354,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,688
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$25,456
−HK$780/mo
Today · 4.125%
HK$26,236
baseline
▲ 0.50% · 4.625%
HK$27,832
+HK$1,596/mo
Deposit HK$4.43M · loan HK$5.41M · min. income ≈ HK$52,472/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$354,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,465
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$28,201
−HK$748/mo
Today · 4.125%
HK$28,949
baseline
▲ 0.50% · 4.625%
HK$30,475
+HK$1,526/mo
Deposit HK$4.43M · loan HK$5.41M · min. income ≈ HK$57,898/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$354,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,932
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$27,770
−HK$851/mo
Today · 4.125%
HK$28,621
baseline
▲ 0.50% · 4.625%
HK$30,362
+HK$1,741/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$57,242/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$354,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,962
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$30,765
−HK$815/mo
Today · 4.125%
HK$31,580
baseline
▲ 0.50% · 4.625%
HK$33,245
+HK$1,665/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$63,160/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$354,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,176
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$30,084
−HK$922/mo
Today · 4.125%
HK$31,006
baseline
▲ 0.50% · 4.625%
HK$32,893
+HK$1,887/mo
Deposit HK$3.44M · loan HK$6.40M · min. income ≈ HK$62,012/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$354,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,458
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,329
−HK$883/mo
Today · 4.125%
HK$34,212
baseline
▲ 0.50% · 4.625%
HK$36,015
+HK$1,803/mo
Deposit HK$3.44M · loan HK$6.40M · min. income ≈ HK$68,424/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$354,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,421
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$32,398
−HK$993/mo
Today · 4.125%
HK$33,391
baseline
▲ 0.50% · 4.625%
HK$35,423
+HK$2,032/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$66,782/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$354,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,955
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$35,893
−HK$951/mo
Today · 4.125%
HK$36,844
baseline
▲ 0.50% · 4.625%
HK$38,786
+HK$1,942/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$73,688/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$354,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,665
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$34,712
−HK$1,064/mo
Today · 4.125%
HK$35,776
baseline
▲ 0.50% · 4.625%
HK$37,953
+HK$2,177/mo
Deposit HK$2.46M · loan HK$7.38M · min. income ≈ HK$71,552/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$354,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,452
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$38,457
−HK$1,018/mo
Today · 4.125%
HK$39,475
baseline
▲ 0.50% · 4.625%
HK$41,556
+HK$2,081/mo
Deposit HK$2.46M · loan HK$7.38M · min. income ≈ HK$78,950/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$354,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,909
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$37,026
−HK$1,135/mo
Today · 4.125%
HK$38,161
baseline
▲ 0.50% · 4.625%
HK$40,483
+HK$2,322/mo
Deposit HK$1.97M · loan HK$7.87M · min. income ≈ HK$76,322/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$354,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,949
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$41,020
−HK$1,087/mo
Today · 4.125%
HK$42,107
baseline
▲ 0.50% · 4.625%
HK$44,327
+HK$2,220/mo
Deposit HK$1.97M · loan HK$7.87M · min. income ≈ HK$84,214/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$354,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,154
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$39,341
−HK$1,205/mo
Today · 4.125%
HK$40,546
baseline
▲ 0.50% · 4.625%
HK$43,013
+HK$2,467/mo
Deposit HK$1.48M · loan HK$8.37M · min. income ≈ HK$81,092/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$354,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,446
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$43,584
−HK$1,155/mo
Today · 4.125%
HK$44,739
baseline
▲ 0.50% · 4.625%
HK$47,097
+HK$2,358/mo
Deposit HK$1.48M · loan HK$8.37M · min. income ≈ HK$89,478/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$354,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,398
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$41,655
−HK$1,276/mo
Today · 4.125%
HK$42,931
baseline
▲ 0.50% · 4.625%
HK$45,544
+HK$2,613/mo
Deposit HK$984K · loan HK$8.86M · min. income ≈ HK$85,862/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$354,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,942
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$46,148
−HK$1,223/mo
Today · 4.125%
HK$47,371
baseline
▲ 0.50% · 4.625%
HK$49,868
+HK$2,497/mo
Deposit HK$984K · loan HK$8.86M · min. income ≈ HK$94,742/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$354,249 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).