▼ 0.50% · 3.625%
HK$18,749
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$19,332
−HK$592/mo
Today · 4.125%
HK$19,924
baseline
▲ 0.50% · 4.625%
HK$21,137
+HK$1,213/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$39,848/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$246,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,858
−HK$1,127/mo
▼ 0.25% · 3.875%
HK$21,417
−HK$568/mo
Today · 4.125%
HK$21,985
baseline
▲ 0.50% · 4.625%
HK$23,143
+HK$1,158/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$43,970/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$246,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,623
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$21,265
−HK$652/mo
Today · 4.125%
HK$21,917
baseline
▲ 0.50% · 4.625%
HK$23,250
+HK$1,333/mo
Deposit HK$3.70M · loan HK$4.52M · min. income ≈ HK$43,834/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$246,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,943
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$23,559
−HK$624/mo
Today · 4.125%
HK$24,183
baseline
▲ 0.50% · 4.625%
HK$25,458
+HK$1,275/mo
Deposit HK$3.70M · loan HK$4.52M · min. income ≈ HK$48,366/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$246,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,498
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$23,198
−HK$711/mo
Today · 4.125%
HK$23,909
baseline
▲ 0.50% · 4.625%
HK$25,364
+HK$1,455/mo
Deposit HK$3.29M · loan HK$4.93M · min. income ≈ HK$47,818/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$246,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,029
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$25,700
−HK$681/mo
Today · 4.125%
HK$26,381
baseline
▲ 0.50% · 4.625%
HK$27,772
+HK$1,391/mo
Deposit HK$3.29M · loan HK$4.93M · min. income ≈ HK$52,762/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$246,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,373
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$25,131
−HK$771/mo
Today · 4.125%
HK$25,902
baseline
▲ 0.50% · 4.625%
HK$27,478
+HK$1,576/mo
Deposit HK$2.88M · loan HK$5.34M · min. income ≈ HK$51,804/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,115
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$27,842
−HK$738/mo
Today · 4.125%
HK$28,580
baseline
▲ 0.50% · 4.625%
HK$30,086
+HK$1,506/mo
Deposit HK$2.88M · loan HK$5.34M · min. income ≈ HK$57,160/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,248
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,065
−HK$829/mo
Today · 4.125%
HK$27,894
baseline
▲ 0.50% · 4.625%
HK$29,591
+HK$1,697/mo
Deposit HK$2.47M · loan HK$5.76M · min. income ≈ HK$55,788/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,201
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$29,984
−HK$794/mo
Today · 4.125%
HK$30,778
baseline
▲ 0.50% · 4.625%
HK$32,401
+HK$1,623/mo
Deposit HK$2.47M · loan HK$5.76M · min. income ≈ HK$61,556/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,123
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$28,998
−HK$888/mo
Today · 4.125%
HK$29,886
baseline
▲ 0.50% · 4.625%
HK$31,705
+HK$1,819/mo
Deposit HK$2.06M · loan HK$6.17M · min. income ≈ HK$59,772/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,286
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$32,126
−HK$851/mo
Today · 4.125%
HK$32,977
baseline
▲ 0.50% · 4.625%
HK$34,715
+HK$1,738/mo
Deposit HK$2.06M · loan HK$6.17M · min. income ≈ HK$65,954/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,998
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$30,931
−HK$948/mo
Today · 4.125%
HK$31,879
baseline
▲ 0.50% · 4.625%
HK$33,819
+HK$1,940/mo
Deposit HK$1.64M · loan HK$6.58M · min. income ≈ HK$63,758/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,372
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$34,267
−HK$908/mo
Today · 4.125%
HK$35,175
baseline
▲ 0.50% · 4.625%
HK$37,029
+HK$1,854/mo
Deposit HK$1.64M · loan HK$6.58M · min. income ≈ HK$70,350/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,873
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$32,864
−HK$1,007/mo
Today · 4.125%
HK$33,871
baseline
▲ 0.50% · 4.625%
HK$35,932
+HK$2,061/mo
Deposit HK$1.23M · loan HK$6.99M · min. income ≈ HK$67,742/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,458
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,409
−HK$965/mo
Today · 4.125%
HK$37,374
baseline
▲ 0.50% · 4.625%
HK$39,344
+HK$1,970/mo
Deposit HK$1.23M · loan HK$6.99M · min. income ≈ HK$74,748/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,748
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$34,797
−HK$1,067/mo
Today · 4.125%
HK$35,864
baseline
▲ 0.50% · 4.625%
HK$38,046
+HK$2,182/mo
Deposit HK$822K · loan HK$7.40M · min. income ≈ HK$71,728/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,544
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$38,551
−HK$1,021/mo
Today · 4.125%
HK$39,572
baseline
▲ 0.50% · 4.625%
HK$41,658
+HK$2,086/mo
Deposit HK$822K · loan HK$7.40M · min. income ≈ HK$79,144/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,665 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).