▼ 0.50% · 3.625%
HK$20,740
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$21,385
−HK$656/mo
Today · 4.125%
HK$22,041
baseline
▲ 0.50% · 4.625%
HK$23,382
+HK$1,341/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$44,082/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$279,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,073
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$23,692
−HK$628/mo
Today · 4.125%
HK$24,320
baseline
▲ 0.50% · 4.625%
HK$25,602
+HK$1,282/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$48,640/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$279,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,814
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$23,524
−HK$721/mo
Today · 4.125%
HK$24,245
baseline
▲ 0.50% · 4.625%
HK$25,720
+HK$1,475/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$48,490/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$279,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,381
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$26,061
−HK$691/mo
Today · 4.125%
HK$26,752
baseline
▲ 0.50% · 4.625%
HK$28,162
+HK$1,410/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$53,504/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$279,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,888
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$25,663
−HK$786/mo
Today · 4.125%
HK$26,449
baseline
▲ 0.50% · 4.625%
HK$28,058
+HK$1,609/mo
Deposit HK$3.64M · loan HK$5.46M · min. income ≈ HK$52,898/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$279,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,688
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$28,431
−HK$753/mo
Today · 4.125%
HK$29,184
baseline
▲ 0.50% · 4.625%
HK$30,722
+HK$1,538/mo
Deposit HK$3.64M · loan HK$5.46M · min. income ≈ HK$58,368/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$279,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,962
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$27,801
−HK$852/mo
Today · 4.125%
HK$28,653
baseline
▲ 0.50% · 4.625%
HK$30,397
+HK$1,744/mo
Deposit HK$3.18M · loan HK$5.91M · min. income ≈ HK$57,306/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$279,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,995
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,800
−HK$816/mo
Today · 4.125%
HK$31,616
baseline
▲ 0.50% · 4.625%
HK$33,282
+HK$1,666/mo
Deposit HK$3.18M · loan HK$5.91M · min. income ≈ HK$63,232/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$279,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,036
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$29,940
−HK$917/mo
Today · 4.125%
HK$30,857
baseline
▲ 0.50% · 4.625%
HK$32,735
+HK$1,878/mo
Deposit HK$2.73M · loan HK$6.37M · min. income ≈ HK$61,714/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$279,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,303
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$33,169
−HK$879/mo
Today · 4.125%
HK$34,048
baseline
▲ 0.50% · 4.625%
HK$35,843
+HK$1,795/mo
Deposit HK$2.73M · loan HK$6.37M · min. income ≈ HK$68,096/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$279,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,110
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$32,078
−HK$983/mo
Today · 4.125%
HK$33,061
baseline
▲ 0.50% · 4.625%
HK$35,073
+HK$2,012/mo
Deposit HK$2.27M · loan HK$6.82M · min. income ≈ HK$66,122/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$279,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,610
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$35,538
−HK$942/mo
Today · 4.125%
HK$36,480
baseline
▲ 0.50% · 4.625%
HK$38,403
+HK$1,923/mo
Deposit HK$2.27M · loan HK$6.82M · min. income ≈ HK$72,960/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$279,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,185
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$34,217
−HK$1,048/mo
Today · 4.125%
HK$35,265
baseline
▲ 0.50% · 4.625%
HK$37,411
+HK$2,146/mo
Deposit HK$1.82M · loan HK$7.28M · min. income ≈ HK$70,530/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$279,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,917
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$37,908
−HK$1,004/mo
Today · 4.125%
HK$38,912
baseline
▲ 0.50% · 4.625%
HK$40,963
+HK$2,051/mo
Deposit HK$1.82M · loan HK$7.28M · min. income ≈ HK$77,824/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$279,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,259
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$36,355
−HK$1,115/mo
Today · 4.125%
HK$37,470
baseline
▲ 0.50% · 4.625%
HK$39,749
+HK$2,279/mo
Deposit HK$1.36M · loan HK$7.73M · min. income ≈ HK$74,940/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$279,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,225
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$40,277
−HK$1,067/mo
Today · 4.125%
HK$41,344
baseline
▲ 0.50% · 4.625%
HK$43,523
+HK$2,179/mo
Deposit HK$1.36M · loan HK$7.73M · min. income ≈ HK$82,688/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$279,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,333
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$38,494
−HK$1,180/mo
Today · 4.125%
HK$39,674
baseline
▲ 0.50% · 4.625%
HK$42,088
+HK$2,414/mo
Deposit HK$910K · loan HK$8.19M · min. income ≈ HK$79,348/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$279,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,532
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$42,646
−HK$1,130/mo
Today · 4.125%
HK$43,776
baseline
▲ 0.50% · 4.625%
HK$46,083
+HK$2,307/mo
Deposit HK$910K · loan HK$8.19M · min. income ≈ HK$87,552/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$279,561 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).