▼ 0.50% · 3.625%
HK$21,201
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$21,861
−HK$670/mo
Today · 4.125%
HK$22,531
baseline
▲ 0.50% · 4.625%
HK$23,901
+HK$1,370/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$45,062/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$299,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,586
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$24,219
−HK$641/mo
Today · 4.125%
HK$24,860
baseline
▲ 0.50% · 4.625%
HK$26,171
+HK$1,311/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$49,720/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$299,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,321
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$24,047
−HK$737/mo
Today · 4.125%
HK$24,784
baseline
▲ 0.50% · 4.625%
HK$26,292
+HK$1,508/mo
Deposit HK$4.18M · loan HK$5.11M · min. income ≈ HK$49,568/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$299,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,945
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,640
−HK$706/mo
Today · 4.125%
HK$27,346
baseline
▲ 0.50% · 4.625%
HK$28,788
+HK$1,442/mo
Deposit HK$4.18M · loan HK$5.11M · min. income ≈ HK$54,692/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$299,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,441
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$26,233
−HK$804/mo
Today · 4.125%
HK$27,037
baseline
▲ 0.50% · 4.625%
HK$28,682
+HK$1,645/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$54,074/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$299,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,303
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$29,062
−HK$770/mo
Today · 4.125%
HK$29,832
baseline
▲ 0.50% · 4.625%
HK$31,405
+HK$1,573/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$59,664/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$299,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,561
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$28,419
−HK$871/mo
Today · 4.125%
HK$29,290
baseline
▲ 0.50% · 4.625%
HK$31,072
+HK$1,782/mo
Deposit HK$3.25M · loan HK$6.04M · min. income ≈ HK$58,580/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$299,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,662
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$31,484
−HK$834/mo
Today · 4.125%
HK$32,318
baseline
▲ 0.50% · 4.625%
HK$34,022
+HK$1,704/mo
Deposit HK$3.25M · loan HK$6.04M · min. income ≈ HK$64,636/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$299,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,681
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$30,605
−HK$938/mo
Today · 4.125%
HK$31,543
baseline
▲ 0.50% · 4.625%
HK$33,462
+HK$1,919/mo
Deposit HK$2.79M · loan HK$6.51M · min. income ≈ HK$63,086/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$299,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,020
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$33,906
−HK$898/mo
Today · 4.125%
HK$34,804
baseline
▲ 0.50% · 4.625%
HK$36,639
+HK$1,835/mo
Deposit HK$2.79M · loan HK$6.51M · min. income ≈ HK$69,608/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$299,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,802
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$32,791
−HK$1,005/mo
Today · 4.125%
HK$33,796
baseline
▲ 0.50% · 4.625%
HK$35,852
+HK$2,056/mo
Deposit HK$2.32M · loan HK$6.97M · min. income ≈ HK$67,592/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$299,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,379
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$36,328
−HK$962/mo
Today · 4.125%
HK$37,290
baseline
▲ 0.50% · 4.625%
HK$39,256
+HK$1,966/mo
Deposit HK$2.32M · loan HK$6.97M · min. income ≈ HK$74,580/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$299,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,922
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$34,977
−HK$1,072/mo
Today · 4.125%
HK$36,049
baseline
▲ 0.50% · 4.625%
HK$38,242
+HK$2,193/mo
Deposit HK$1.86M · loan HK$7.44M · min. income ≈ HK$72,098/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$299,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,738
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$38,750
−HK$1,026/mo
Today · 4.125%
HK$39,776
baseline
▲ 0.50% · 4.625%
HK$41,873
+HK$2,097/mo
Deposit HK$1.86M · loan HK$7.44M · min. income ≈ HK$79,552/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$299,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,042
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$37,163
−HK$1,139/mo
Today · 4.125%
HK$38,302
baseline
▲ 0.50% · 4.625%
HK$40,633
+HK$2,331/mo
Deposit HK$1.39M · loan HK$7.90M · min. income ≈ HK$76,604/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$299,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,096
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$41,171
−HK$1,091/mo
Today · 4.125%
HK$42,262
baseline
▲ 0.50% · 4.625%
HK$44,490
+HK$2,228/mo
Deposit HK$1.39M · loan HK$7.90M · min. income ≈ HK$84,524/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$299,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,162
−HK$2,393/mo
▼ 0.25% · 3.875%
HK$39,349
−HK$1,206/mo
Today · 4.125%
HK$40,555
baseline
▲ 0.50% · 4.625%
HK$43,023
+HK$2,468/mo
Deposit HK$930K · loan HK$8.37M · min. income ≈ HK$81,110/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$299,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,455
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$43,593
−HK$1,155/mo
Today · 4.125%
HK$44,748
baseline
▲ 0.50% · 4.625%
HK$47,107
+HK$2,359/mo
Deposit HK$930K · loan HK$8.37M · min. income ≈ HK$89,496/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$299,767 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).