▼ 0.50% · 3.625%
HK$17,067
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$17,598
−HK$539/mo
Today · 4.125%
HK$18,137
baseline
▲ 0.50% · 4.625%
HK$19,241
+HK$1,104/mo
Deposit HK$3.74M · loan HK$3.74M · min. income ≈ HK$36,274/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$224,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,987
−HK$1,026/mo
▼ 0.25% · 3.875%
HK$19,496
−HK$517/mo
Today · 4.125%
HK$20,013
baseline
▲ 0.50% · 4.625%
HK$21,068
+HK$1,055/mo
Deposit HK$3.74M · loan HK$3.74M · min. income ≈ HK$40,026/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$224,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,774
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$19,358
−HK$593/mo
Today · 4.125%
HK$19,951
baseline
▲ 0.50% · 4.625%
HK$21,165
+HK$1,214/mo
Deposit HK$3.37M · loan HK$4.12M · min. income ≈ HK$39,902/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$224,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,886
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$21,446
−HK$568/mo
Today · 4.125%
HK$22,014
baseline
▲ 0.50% · 4.625%
HK$23,174
+HK$1,160/mo
Deposit HK$3.37M · loan HK$4.12M · min. income ≈ HK$44,028/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$224,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,480
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$21,117
−HK$648/mo
Today · 4.125%
HK$21,765
baseline
▲ 0.50% · 4.625%
HK$23,089
+HK$1,324/mo
Deposit HK$2.99M · loan HK$4.49M · min. income ≈ HK$43,530/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,784
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$23,395
−HK$620/mo
Today · 4.125%
HK$24,015
baseline
▲ 0.50% · 4.625%
HK$25,281
+HK$1,266/mo
Deposit HK$2.99M · loan HK$4.49M · min. income ≈ HK$48,030/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,187
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$22,877
−HK$701/mo
Today · 4.125%
HK$23,578
baseline
▲ 0.50% · 4.625%
HK$25,013
+HK$1,435/mo
Deposit HK$2.62M · loan HK$4.87M · min. income ≈ HK$47,156/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$224,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,683
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$25,345
−HK$672/mo
Today · 4.125%
HK$26,017
baseline
▲ 0.50% · 4.625%
HK$27,388
+HK$1,371/mo
Deposit HK$2.62M · loan HK$4.87M · min. income ≈ HK$52,034/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$224,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,894
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,637
−HK$755/mo
Today · 4.125%
HK$25,392
baseline
▲ 0.50% · 4.625%
HK$26,937
+HK$1,545/mo
Deposit HK$2.25M · loan HK$5.24M · min. income ≈ HK$50,784/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,582
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$27,295
−HK$723/mo
Today · 4.125%
HK$28,018
baseline
▲ 0.50% · 4.625%
HK$29,495
+HK$1,477/mo
Deposit HK$2.25M · loan HK$5.24M · min. income ≈ HK$56,036/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,601
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$26,397
−HK$809/mo
Today · 4.125%
HK$27,206
baseline
▲ 0.50% · 4.625%
HK$28,861
+HK$1,655/mo
Deposit HK$1.87M · loan HK$5.61M · min. income ≈ HK$54,412/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$224,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,480
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$29,244
−HK$775/mo
Today · 4.125%
HK$30,019
baseline
▲ 0.50% · 4.625%
HK$31,601
+HK$1,582/mo
Deposit HK$1.87M · loan HK$5.61M · min. income ≈ HK$60,038/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$224,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,307
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$28,157
−HK$863/mo
Today · 4.125%
HK$29,020
baseline
▲ 0.50% · 4.625%
HK$30,785
+HK$1,765/mo
Deposit HK$1.50M · loan HK$5.99M · min. income ≈ HK$58,040/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$224,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,379
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$31,194
−HK$826/mo
Today · 4.125%
HK$32,020
baseline
▲ 0.50% · 4.625%
HK$33,708
+HK$1,688/mo
Deposit HK$1.50M · loan HK$5.99M · min. income ≈ HK$64,040/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$224,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,014
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$29,916
−HK$917/mo
Today · 4.125%
HK$30,833
baseline
▲ 0.50% · 4.625%
HK$32,710
+HK$1,877/mo
Deposit HK$1.12M · loan HK$6.36M · min. income ≈ HK$61,666/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$224,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,278
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$33,143
−HK$879/mo
Today · 4.125%
HK$34,022
baseline
▲ 0.50% · 4.625%
HK$35,815
+HK$1,793/mo
Deposit HK$1.12M · loan HK$6.36M · min. income ≈ HK$68,044/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$224,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,721
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$31,676
−HK$971/mo
Today · 4.125%
HK$32,647
baseline
▲ 0.50% · 4.625%
HK$34,634
+HK$1,987/mo
Deposit HK$748K · loan HK$6.74M · min. income ≈ HK$65,294/mo (50% DSR)
Upfront cash ≈ HK$973K (deposit + AVD stamp duty HK$224,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,176
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$35,093
−HK$930/mo
Today · 4.125%
HK$36,023
baseline
▲ 0.50% · 4.625%
HK$37,922
+HK$1,899/mo
Deposit HK$748K · loan HK$6.74M · min. income ≈ HK$72,046/mo (50% DSR)
Upfront cash ≈ HK$973K (deposit + AVD stamp duty HK$224,541 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).